Best Mortgage Refinance Companies in Newport News

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CapCenter logo
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License Verified:

License: 67717

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Free Consultations, Competitive Interest Rate Mortgages with Zero Closing Costs

CapCenter

4461 Cox Road, Glen Allen, VA 23060
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  • Construction
  • New Purchases
  • Mortgage Broker
  • Purchase Refinance
  • Purchase
  • Conventional
  • Alternative Income Documentation Loans
  • Purchase Transactions
  • Divorce Mortgage
  • Purchase and Refinance
  • First Time Home Buyers
  • Refinancing
  • Resale Purchase
  • Cash-out Refinance
  • Government
  • Home Loans
  • Purchased Mortgage
  • Home Purchase
  • Refinance
  • Purchase Mortgage and Refinance
  • Renovation Loan
  • Government Programs
  • Investment Buyers
  • VA Loans
  • Investment Home Opportunities
  • Investor Loan
  • Conventional Lending
  • FHA Loans
  • Purchases
  • Conventional Loans
  • Residential Mortgages
  • VA Home Loans
  • Residential
  • New Construction
  • Mortgage Refinance
  • Jumbo Loans
  • Mortgage Lender

Business Description

Capital Center is a locally owned and operated full-service mortgage, real estate, and insurance company that serves individuals and families in Newport News and the surrounding areas. It helps clients decrease their monthly payments or shorten their loan terms through refinancing existing mortgages. It also offers mortgage refinancing programs for debt consolidation, home renovation or improvement, or cash-out purposes. In addition, it converts adjustable-rate mortgages to fixed-rate mortgages. Capital Center has been in business for more than two decades.

License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
3.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Price: Free Consultations, Competitive Interest Rate Mortgages with Zero Closing Costs

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CapCenter

C2C Broker Inc logo
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License Verified:

License: 2121587

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C2C Broker Inc

7566 Tyndall Dr., Gloucester Point, VA 23062
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  • New Construction

Business Description

C2C Broker Inc. caters to Newport News residents who require mortgage and refinancing programs. The products include adjustable and fixed-rate mortgages with terms ranging from 15 to 30 years. Government options backed by the USDA and FHA and available, and special choices are available for military service members. The company also restructures the debts of overburdened buyers. C2C Broker Inc. has online calculators and analytical tools on hand to dispense preliminary information to prospective buyers.

License Verified:

License: 2121587

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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C2C Broker Inc

Consumer Mortgage & Investment Corp. logo
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License: 68374

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Consumer Mortgage & Investment Corp.

468 Investors Place, Virginia Beach, VA 23452
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  • New Construction
  • Reverse Mortgages

Business Description

Consumer Mortgage & Investment Corp. serves Newport News residents by offering refinancing programs. It provides FHA, FHA reverse mortgage, and VA loans as well as non-prime mortgages to serve clients who are income- and credit-challenged. The company focuses on putting its customers first and works to satisfy their mortgage requirements and surpass their expectations. Its mortgage calculators use industry-standard mortgage processing software with automated underwriting systems. Amber N. Carlson, the company’s mortgage processor and loan originator, has MLO and NMLS licenses.

License Verified:

License: 68374

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
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Consumer Mortgage & Investment Corp.

Dolfin logo
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License Verified:

License: 2102036

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Dolfin

397 Little Neck Rd, 3300 South Building, Suite 310, Virginia Beach, VA 23452
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  • New Construction
  • Reverse Mortgages

Business Description

Dolfin is a mortgage company that works with people in Newport News and the surrounding areas. It helps individuals apply for refinancing solutions to help lower their mortgage monthly payments and consolidate high-interest debts. It also offers cash-out refinance solutions for those wanting to obtain funds for their personal and financial use. Dolfin carries jumbo, FHA, and VA loans for clients wishing to purchase homes using mortgage options. The company extends its services to California, Texas, South Carolina, and Florida.

License Verified:

License: 2102036

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (115)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Dolfin

Home Free Mortgage logo
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License Verified:

License: 1152047

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Home Free Mortgage

249 Central Park Ave. Suite 300, Virginia Beach, VA 23462
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  • Reverse Mortgages

Business Description

Home Free Mortgage offers educative assistance to refinancing applicants based in communities in Newport News. Its staff works with clients to determine a refinancing program that fits their credit scores, specified terms, and long-term goals involving cash-outs, monthly settlements, and debt payments. Its mortgage choices range from 15- and 30-year fixed-rate programs to 203k, FHA, and HARP loans. It canvasses choices from both local and nationwide lenders and provides updates on marketing conditions and interest rates to help applicants customize their chosen plan.

License Verified:

License: 1152047

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Home Free Mortgage

John S. Hopkins III logo
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License: 2283684

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John S. Hopkins III

715 Leonard Rd, Norfolk, VA 23518
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  • New Construction

Business Description

John S. Hopkins III is a loan officer under VA Wholesale Mortgage who serves clients in Newport News and the surrounding areas. He assists homeowners with refinancing existing mortgages in order to lower their interest rates. He and his team also offer cash-out refinance programs. Other types of clients he serves include first-time homebuyers, move-up and second-home buyers, and investment buyers. John S. Hopkins III is the president of the LGBTQ+ Real Estate Alliance, Virginia Chapter.

License Verified:

License: 2283684

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (5)
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John S. Hopkins III

Loan Rangers Lending Team logo
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License Verified:

License: 181407

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Loan Rangers Lending Team

5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
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  • New Construction
  • Reverse Mortgages

Business Description

Loan Rangers Lending Team is a full-service mortgage company catering to clients in Newport News. Its services include refinancing homes that offer different loan products such as FHA, VA streamline, VA cash-out, and conventional loans. Its niche programs include bank statement loan programs, construction to perm, investor cash flow home purchase, and 1099 statement programs. The company has invested in up-to-date technologies and equipped its team with expertise in the residential mortgage lending industry.

License Verified:

License: 181407

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Loan Rangers Lending Team

M&M Mortgage Team logo
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License Verified:

License: 1883990

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M&M Mortgage Team

742 Thimble Shoals Blvd, Ste A, Newport News, VA 23606
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  • Reverse Mortgages

Business Description

M&M Mortgage Team caters to homebuyers in Newport News who need loan and refinancing solutions. These options include reverse mortgages for senior citizens and home purchase accommodations aimed at members of the general public looking for family homes and townhouses. Refinancing is also available for existing obligations. The company is led by Lori Marrow, a 30-year veteran of the mortgage and banking sectors. She is joined by her husband, Dave Marrow, who serves as a mortgage loan originator.

License Verified:

License: 1883990

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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M&M Mortgage Team

MMMT Mortgage logo
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License Verified:

License: 293333

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MMMT Mortgage

11815 Fountain Way , Ste 300, Newport News, VA 23606
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  • Reverse Mortgages

Business Description

MMMT Mortgage has been serving clients in the Newport News metro since 2006. It assists clients who want to refinance their existing mortgages to change loan terms, reduce the interest rate, or lower monthly payments. It also offers FHA, VA, USDA, and reverse mortgage loans, as well as fixed-rate and adjustable-rate options. MMMT provides an All-In-One loan program, a 30-year HELOC with an integrated sweep-checking account, that combines personal banking and home financing into one. It also caters to clients in Maryland.

License Verified:

License: 293333

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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MMMT Mortgage

OVM Financial Team - Newport News logo
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License: 416024

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OVM Financial Team - Newport News

11820 Fountain Way, Suite 502, Newport News, VA 23606
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  • Reverse Mortgages

Business Description

OVM Financial Team - Newport News serves clients in the metro and the surrounding areas who need refinancing and loan options. The mortgages include various conventional products for buyers in the market for investment assets and primary or secondary residency. VA loans are on hand for past and present soldiers plus their families. Home refinance choices are available to obtain more favorable terms and consolidate multiple obligations. OVM Financial opened in 2001 as Old Virginia Mortgage.

License Verified:

License: 416024

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (191)
Google
4.5 / 5 (25)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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OVM Financial Team - Newport News

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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