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Best Mortgage Refinance Companies in Newport News

2024

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Website
4461 Cox Road, Glen Allen, VA 23060
  • Construction
  • Purchase Refinance
  • Mortgage Broker
  • New Purchases
  • Purchase Mortgage and Refinance
  • Divorce Mortgage
  • Conventional
  • Purchase
  • Purchase Transactions
  • VA Loans
  • Investment Buyers
  • Government Programs
  • Renovation Loan
  • Investor Loan
  • Investment Home Opportunities
  • Refinance
  • Home Purchase
  • Purchased Mortgage
  • Home Loans
  • Government
  • Cash-out Refinance
  • Mortgage Lender
  • Jumbo Loans
  • Mortgage Refinance
  • New Construction
  • Residential
  • VA Home Loans
  • Resale Purchase
  • Refinancing
  • First Time Home Buyers
  • Purchase and Refinance
  • Conventional Loans
  • Purchases
  • Alternative Income Documentation Loans
  • FHA Loans
  • Conventional Lending
  • Residential Mortgages

Why choose this provider?

Capital Center is a locally owned and operated full-service mortgage, real estate, and insurance company that serves individuals and families in Newport News and the surrounding areas. It helps clients decrease their monthly payments or shorten their loan terms through refinancing existing mortgages. It also offers mortgage refinancing programs for debt consolidation, home renovation or improvement, or cash-out purposes. In addition, it converts adjustable-rate mortgages to fixed-rate mortgages. Capital Center has been in business for more than two decades.

License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (45)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free quote

Newport News, VA

Why choose this provider?

Need help contacting a Mortgage Refinance Company in Newport News? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
397 Little Neck Rd, 3300 South Building, Suite 310, Virginia Beach, VA 23452
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Dolfin is a mortgage company that works with people in Newport News and the surrounding areas. It helps individuals apply for refinancing solutions to help lower their mortgage monthly payments and consolidate high-interest debts. It also offers cash-out refinance solutions for those wanting to obtain funds for their personal and financial use. Dolfin carries jumbo, FHA, and VA loans for clients wishing to purchase homes using mortgage options. The company extends its services to California, Texas, South Carolina, and Florida.

License Verified:

License: 2102036

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11815 Fountain Way , Ste 300, Newport News, VA 23606
  • Reverse Mortgages

Why choose this provider?

MMMT Mortgage has been serving clients in the Newport News metro since 2006. It assists clients who want to refinance their existing mortgages to change loan terms, reduce the interest rate, or lower monthly payments. It also offers FHA, VA, USDA, and reverse mortgage loans, as well as fixed-rate and adjustable-rate options. MMMT provides an All-In-One loan program, a 30-year HELOC with an integrated sweep-checking account, that combines personal banking and home financing into one. It also caters to clients in Maryland.

License Verified:

License: 293333

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7566 Tyndall Dr., Gloucester Point, VA 23062
  • New Construction

Why choose this provider?

C2C Broker Inc. caters to Newport News residents who require mortgage and refinancing programs. The products include adjustable and fixed-rate mortgages with terms ranging from 15 to 30 years. Government options backed by the USDA and FHA and available, and special choices are available for military service members. The company also restructures the debts of overburdened buyers. C2C Broker Inc. has online calculators and analytical tools on hand to dispense preliminary information to prospective buyers.

License Verified:

License: 2121587

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Loan Rangers Lending Team is a full-service mortgage company catering to clients in Newport News. Its services include refinancing homes that offer different loan products such as FHA, VA streamline, VA cash-out, and conventional loans. Its niche programs include bank statement loan programs, construction to perm, investor cash flow home purchase, and 1099 statement programs. The company has invested in up-to-date technologies and equipped its team with expertise in the residential mortgage lending industry.

License Verified:

License: 181407

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
742 Thimble Shoals Blvd, Ste A, Newport News, VA 23606
  • Reverse Mortgages

Why choose this provider?

M&M Mortgage Team caters to homebuyers in Newport News who need loan and refinancing solutions. These options include reverse mortgages for senior citizens and home purchase accommodations aimed at members of the general public looking for family homes and townhouses. Refinancing is also available for existing obligations. The company is led by Lori Marrow, a 30-year veteran of the mortgage and banking sectors. She is joined by her husband, Dave Marrow, who serves as a mortgage loan originator.

License Verified:

License: 1883990

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
249 Central Park Ave. Suite 300, Virginia Beach, VA 23462
  • Reverse Mortgages

Why choose this provider?

Home Free Mortgage offers educative assistance to refinancing applicants based in communities in Newport News. Its staff works with clients to determine a refinancing program that fits their credit scores, specified terms, and long-term goals involving cash-outs, monthly settlements, and debt payments. Its mortgage choices range from 15- and 30-year fixed-rate programs to 203k, FHA, and HARP loans. It canvasses choices from both local and nationwide lenders and provides updates on marketing conditions and interest rates to help applicants customize their chosen plan.

License Verified:

License: 1152047

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11820 Fountain Way, Suite 502, Newport News, VA 23606
  • Reverse Mortgages

Why choose this provider?

OVM Financial Team - Newport News serves clients in the metro and the surrounding areas who need refinancing and loan options. The mortgages include various conventional products for buyers in the market for investment assets and primary or secondary residency. VA loans are on hand for past and present soldiers plus their families. Home refinance choices are available to obtain more favorable terms and consolidate multiple obligations. OVM Financial opened in 2001 as Old Virginia Mortgage.

License Verified:

License: 416024

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (182)
Google
4.5 / 5 (25)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
468 Investors Place, Virginia Beach, VA 23452
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Consumer Mortgage & Investment Corp. serves Newport News residents by offering refinancing programs. It provides FHA, FHA reverse mortgage, and VA loans as well as non-prime mortgages to serve clients who are income- and credit-challenged. The company focuses on putting its customers first and works to satisfy their mortgage requirements and surpass their expectations. Its mortgage calculators use industry-standard mortgage processing software with automated underwriting systems. Amber N. Carlson, the company’s mortgage processor and loan originator, has MLO and NMLS licenses.

License Verified:

License: 68374

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What should you consider before applying for a refinance in Newport News?

    When considering refinancing in Newport News, check if current interest rates are lower than your mortgage rate, especially for Adjustable-Rate Mortgages. Also, consider removing Private Mortgage Insurance by refinancing with over 20% home equity, potentially lowering monthly payments. Lastly, keep an eye on favorable financial conditions and timing, which can significantly impact potential long-term savings on your loan.

  • What is a cash-out refinance in Newport News?

    In Newport News, a cash-out refinance involves replacing an existing mortgage with a new loan that settles the current balance while unlocking extra funds from the home's equity. This option empowers homeowners to use the additional finances for diverse purposes, like consolidating debt, covering tuition expenses, acquiring second homes, or addressing various financial requirements, offering versatility beyond home improvement projects.

  • What is a USDA loan in Newport News?

    A USDA loan represents a zero-money-down initiative for non-military borrowers with restricted income. It provides 100% financing, with low home loan rates and permissive eligibility criteria, all backed by the United States Department of Agriculture. This alternative proves especially advantageous for individuals in Newport News with moderate to lower incomes who lack funds for a conventional down payment, thus enhancing accessibility and affordability of homeownership for this demographic.

  • What is pre-qualification in applying for a mortgage loan in Newport News?

    During the mortgage application process in Newport News, pre-qualification involves a thorough review of an applicant's income and credit report. The purpose is to offer the individual an approximate understanding of the home price range that fits their financial capacity. This initial evaluation helps potential borrowers make informed decisions and establish realistic expectations before proceeding with the mortgage application process.

  • What is the process of refinancing a home in Newport News?

    Refinancing a home in Newport News begins with an individual's request for a personalized analysis. This analysis provides tailored options considering the individual's unique situation, allowing for comparing interest rates and terms. Afterward, a suitable mortgage offer is selected from various options, including Fixed-Rate and Adjustable-Rate Mortgages, Conforming Loans, Jumbo Loans, FHA, VA, and USDA Loans. These options encompass 5 to 30 years, facilitating informed decision-making for effective home refinancing.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.