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Best Life Insurance Companies in Suffolk

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2023
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JD Auvil, Inc logo

License Verified:

License: 578213

Commonwealth of Virginia State Corporation Commission

JD Auvil, Inc

3101 American Legion Road, Chesapeake, VA 23321
  • Life Insurance
  • Health Insurance

Business Description

For 33 years, JD Auvil, Inc., has been serving the insurance needs of individuals, families, and businesses in Suffolk and the surrounding communities in the entire state. It is a family-owned and family-operated business that carries life insurance plans that can help replace income for the policyholder's dependents, pay final expenses, and create inheritance. James D. Auvil, Sr. established the agency in 1988. In addition, his whole family, including his wife Sheila, his three sons, and one daughter, are all involved in the agency.

License Verified:

License: 578213

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Suffolk Insurance logo
Visit WebsiteWebsite

License Verified:

License: 108173

Commonwealth of Virginia State Corporation Commission

Suffolk Insurance

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202 Market Street, Suffolk, VA 23434
  • Life Insurance
  • Health Insurance

Business Description

Suffolk Insurance has over 98 years of experience serving the insurance needs of the Suffolk metro. As an independent agency, it works with various carriers to give clients access to term life, universal life, whole life, and survivorship life insurance policies. Its agents also procure customized plans with coverages and premiums that cater to the unique needs of its clients. Among its roster of insurance providers include Companion Life and OptimaHealth. The company also offers products from business, home, and auto insurance lines.

License Verified:

License: 108173

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Walls Insurance Agency logo

License Verified:

License: 148070

Commonwealth of Virginia State Corporation Commission

Walls Insurance Agency

1018 South Church Street, Smithfield, VA 23430
  • Life Insurance

Business Description

Established in 1953, Walls Insurance Agency assists Suffolk clients in finding the right insurance coverage for their needs. Being an independent agency, it has maintained a partnership with well-known insurance carriers, which gives clients access to a diverse range of insurance products and coverages. These products include life insurance, auto insurance, umbrella insurance, and commercial insurance. Its carrier partners include, but are not limited to, Heritage Insurance, Seneca, The Hartford, and Am Trust.

License Verified:

License: 148070

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Warren Alexander logo
Visit WebsiteWebsite

License Verified:

License: 946762

Commonwealth of Virginia State Corporation Commission

Warren Alexander

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1024 Centerbrooke Lane, Suffolk, VA 23434
  • Life Insurance
  • Health Insurance

Business Description

Warren Alexander is a State Farm insurance agent who has been serving clients in and around the Suffolk metro since 2017. He offers life insurance policies, including term life, whole life, and universal life plans. He handles other insurance programs, such as health, business, and auto insurance. He also assists in financial requirements for banking and annuities. Warren Alexander is a United States veteran who earned his Master in Business Administration degree. His team can communicate with clients in English, German, and Mandarin.

License Verified:

License: 946762

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Zach Fuhrmann logo
Visit WebsiteWebsite

License Verified:

License: 979994

Commonwealth of Virginia State Corporation Commission

Zach Fuhrmann

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1901 Governors Pointe Drive, Suffolk, VA 23436
  • Life Insurance

Business Description

Zach Fuhrmann is a State Farm agent who helps Suffolk clients in securing health and life insurance coverage. He also helps clients in securing homes, autos, properties, and businesses. He also serves clients who need insurance for their farm or ranch. State Farm is an insurance company that has over 19,000 independent agents and 58,000 employees, while it has served over 85 million policies and accounts. State Farm has been ranked 36th on the Fortune 500 list.

License Verified:

License: 979994

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.