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Best Mortgage Refinance Companies in Hampton

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2023
Laurels

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CapCenter logo
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License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Free Consultations, Competitive Interest Rate Mortgages with Zero Closing Costs

CapCenter

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4461 Cox Road, Glen Allen, VA 23060
  • Construction
  • NMLS#: 148028
  • NMLS# 208913
  • Purchase and Refinance
  • Refinancing
  • Multi-Family Loans
  • Divorce Mortgage
  • NMLS # 331480
  • NMLS #181106
  • Mortgage Refinance
  • Private Lending
  • Jumbo Loans
  • Home Equity Cash Out
  • NMLS #: 1820
  • Purchased Mortgage
  • DSCR
  • Bank Statement Loans for Self-employed
  • Home Purchase
  • Purchase Refinance
  • Renovation Loan
  • Commercial
  • NMLS#376205
  • Hard Money Loans
  • Government Programs
  • Education
  • Investment Buyers
  • NMLS #: 1522344
  • VA Loans
  • NLMS# 209402
  • Investment Home Opportunities
  • Commercial Financing
  • Investor Loan
  • Conventional Lending
  • Purchases
  • Conventional Loans
  • Alternative Income Documentation Loans
  • Purchase Transactions
  • New Construction
  • Mortgage Lender
  • FHA Loans
  • Commercial Loans
  • Reverse Mortgages
  • Refinance
  • Purchase Mortgage and Refinance
  • New Purchases
  • Mortgage Broker
  • Purchase
  • Conventional
  • Residential Mortgages
  • VA Home Loans
  • Residential
  • Home Loans
  • NMLS# 1005078
  • First Time Home Buyers
  • Resale Purchase
  • NMLS#: 1833428
  • Cash-out Refinance
  • Government

Business Description

Capital Center assists real estate investors in Hampton with existing home loans. It offers refinancing solutions, including standard and cash out. Its officers consider clients' loan programs like conventional, FHA, and VA, property use and type, and term years in strategizing financial plans. Founder and president Gary is a lawyer with 20 years of legal experience. He established Capital Center in 1997 to protect clients in the home purchase decision-making process. He provides personal services by being involved in the firm's day-to-day operations.

License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (229)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Consultations, Competitive Interest Rate Mortgages with Zero Closing Costs

Benchmark Mortgage Companies logo
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License Verified:

License: 1469788

Nationwide Multistate Licensing System and Registry

Benchmark Mortgage Companies

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4235 Innslake Drive, Hampton, VA 23060
  • Reverse Mortgages

Business Description

Benchmark Mortgage Companies caters to clients in the Hampton area. It offers mortgage refinancing options to lower interest rates and converts adjustable-rate mortgages into fixed-rated ones. It also helps clients tap into their home's equity using a cash-out refinance. Additionally, it has programs like USDA, VA, FHA, jumbo, and conventional loans. Its team handles processing, underwriting, loan closing, and funding to meet the refinancing needs of customers. The firm is an affiliate of Tidewater Home Funding.

License Verified:

License: 1469788

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Consumer Mortgage & Investment Corp. logo
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License Verified:

License: 68374

Nationwide Multistate Licensing System and Registry

Consumer Mortgage & Investment Corp.

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468 Investors Place, Virginia Beach, VA 23452
  • New Construction

Business Description

Consumer Mortgage & Investment Corp. provides home financing to Hampton residents. It provides refinance and purchase loans, as well as FHA, VA, and FHA reverse mortgages. Through the Non-Prime Mortgage program, the company also serves clients with low income or poor credit. It uses automated underwriting systems and mortgage processing software to reduce processing costs and timelines. Clients can also submit loan applications and pre-qualifications online. The company has been in business since 1982. It is a member of the Virginia Association of Mortgage Brokers.

License Verified:

License: 68374

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Evolution Home Mortgage logo
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License Verified:

License: 2045369

Nationwide Multistate Licensing System and Registry

Evolution Home Mortgage

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1060 Laskin Road Unit 14B, Virginia Beach, VA 23451
  • New Construction

Business Description

Evolution Home Mortgage caters to individuals and families throughout the Greater Hampton metro. It helps homeowners lower their interest rates and monthly payments, modify loan terms, and take cash out of their equity through mortgage refinancing. Upon submitting a home refinance analysis request, customers receive options tailored to their unique needs and situations. These include fixed- and adjustable-rate mortgages, jumbo and super jumbo, FHA, VA, and USDA loans. The company also assists clients in applying for various home purchase loans.

License Verified:

License: 2045369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Home Free Mortgage logo
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License Verified:

License: 1152047

Nationwide Multistate Licensing System and Registry

Home Free Mortgage

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249 Central Park Ave., Virginia Beach, VA 23462
  • Reverse Mortgages

Business Description

Home Free Mortgage addresses the real estate needs of people in Hampton and its nearby areas. It helps families and individuals refinance their mortgages to reduce monthly payments and interest rates and change loan terms. The company assists buyers and investors in processing refinance analysis requests, evaluating properties, and comparing various types of interest rates and terms. Home Free Mortgage also offers jumbo and super jumbo, FHA and USDA, fixed-rate and adjustable-rate, and conforming loans.

License Verified:

License: 1152047

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Homespire Mortgage logo
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License Verified:

License: 183215

Nationwide Multistate Licensing System and Registry

Homespire Mortgage

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3164 William Styron Square, Newport News, VA 23606
  • New Construction

Business Description

Homespire Mortgage aims to open the doors of homeownership for residents in Hampton and nearby locations. The company's loan officers assist first-time home buyers and investors in every step of the process. They have an FHA loan, which is also known as the preferred lending program for first-time homeowners. Other options available are adjustable-rate mortgage, USDA loan, 15-year mortgage, debt consolidation refinance, and downpayment assistance. COO Todd Sheinin has been in the mortgage industry for over 20 years.

License Verified:

License: 183215

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (643)
Facebook
4.9 / 5 (151)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James Grandy logo
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License Verified:

License: 2077616

Nationwide Multistate Licensing System and Registry

James Grandy

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249 Central Park Ave, Suite 300, Virginia Beach, VA 23462
  • New Construction
  • Reverse Mortgages

Business Description

James Grandy provides mortgage solutions to clients across the Hampton community and the surrounding areas. James assists individuals in reducing their loan interests, changing term lengths, and lowering their monthly payments by offering mortgage refinancing services. He also guides homeowners in comparing options to choose loans suitable for their needs and goals. In addition to refinancing, he caters to home buyers wanting to apply for jumbo, super jumbo, conforming, USDA, VA, and FHA loan programs. James is a mortgage loan officer at VA Wholesale Mortgage Incorporated.

License Verified:

License: 2077616

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jimmy Sgambelluri logo
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License Verified:

License: 615259

Nationwide Multistate Licensing System and Registry

Jimmy Sgambelluri

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3164 William Styron Square N, Newport News, VA 23606
  • New Construction
  • Reverse Mortgages

Business Description

Jimmy Sgambelluri is a senior mortgage loan officer at Homespire Mortgage. He assists first-time and experienced homebuyers in Hampton and neighboring cities. He aims to simplify the mortgage process for clients who are looking for single-family homes, townhouses, condominiums, or any other type of residential property and for those seeking to refinance. He explains the company's full range of loan products to find the ideal one for their needs. Jimmy has been in the mortgage industry since 1998.

License Verified:

License: 615259

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MMMT Mortgage logo
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License Verified:

License: 1962768

Nationwide Multistate Licensing System and Registry

MMMT Mortgage

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11815 Fountain Way, Newport News, VA 23606
  • Reverse Mortgages

Business Description

MMMT Mortgage has been in service since 2006. The company offers mortgage refinancing solutions to clients around the Hampton metro, such as fixed-rate mortgages, adjustable-rate mortgages, conforming loans, jumbo loans, and super jumbo loans. It also provides home purchase, FHA, VA, 203K, and USDA loans, as well as reverse mortgage options. The business commits its practice to helping clients refinance their homes to improve their overall financial outlook and get a lower monthly payment.

License Verified:

License: 1962768

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
OVM Financial logo
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License Verified:

License: 86788

Nationwide Multistate Licensing System and Registry

OVM Financial

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5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA 23462
  • New Construction

Business Description

OVM Financial is a retail mortgage lender that caters to homeowners in the Hampton area. The company designs refinancing solutions for loan borrowers with goals such as bill consolidation, term reduction, and equitable distribution. Its mortgage staff assists in the refinancing process of converting ARMs to fixed-rate mortgages. OVM Financial was established in 2001 and is affiliated with AnnieMac Home Mortgage. It gives back to the community by supporting the Columbus Chamber of Commerce and Tourism.

License Verified:

License: 86788

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (730)
Facebook
4.7 / 5 (182)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail