Best Mortgage Refinance Companies in Hampton

Benchmark Mortgage Companies caters to clients in the Hampton area. It offers mortgage refinancing options to lower interest rates and converts adjustable-rate mortgages into fixed-rated ones. It also helps clients tap into their home's equity using a cash-out refinance. Additionally, it has programs like USDA, VA, FHA, jumbo, and conventional loans. Its team handles processing, underwriting, loan closing, and funding to meet the refinancing needs of customers. The firm is an affiliate of Tidewater Home Funding.

Consumer Mortgage & Investment Corp. provides home financing to Hampton residents. It provides refinance and purchase loans, as well as FHA, VA, and FHA reverse mortgages. Through the Non-Prime Mortgage program, the company also serves clients with low income or poor credit. It uses automated underwriting systems and mortgage processing software to reduce processing costs and timelines. Clients can also submit loan applications and pre-qualifications online. The company has been in business since 1982. It is a member of the Virginia Association of Mortgage Brokers.

Evolution Home Mortgage caters to individuals and families throughout the Greater Hampton metro. It helps homeowners lower their interest rates and monthly payments, modify loan terms, and take cash out of their equity through mortgage refinancing. Upon submitting a home refinance analysis request, customers receive options tailored to their unique needs and situations. These include fixed- and adjustable-rate mortgages, jumbo and super jumbo, FHA, VA, and USDA loans. The company also assists clients in applying for various home purchase loans.

Home Free Mortgage addresses the real estate needs of people in Hampton and its nearby areas. It helps families and individuals refinance their mortgages to reduce monthly payments and interest rates and change loan terms. The company assists buyers and investors in processing refinance analysis requests, evaluating properties, and comparing various types of interest rates and terms. Home Free Mortgage also offers jumbo and super jumbo, FHA and USDA, fixed-rate and adjustable-rate, and conforming loans.

Homespire Mortgage aims to open the doors of homeownership for residents in Hampton and nearby locations. The company's loan officers assist first-time home buyers and investors in every step of the process. They have an FHA loan, which is also known as the preferred lending program for first-time homeowners. Other options available are adjustable-rate mortgage, USDA loan, 15-year mortgage, debt consolidation refinance, and downpayment assistance. COO Todd Sheinin has been in the mortgage industry for over 20 years.

James Grandy provides mortgage solutions to clients across the Hampton community and the surrounding areas. James assists individuals in reducing their loan interests, changing term lengths, and lowering their monthly payments by offering mortgage refinancing services. He also guides homeowners in comparing options to choose loans suitable for their needs and goals. In addition to refinancing, he caters to home buyers wanting to apply for jumbo, super jumbo, conforming, USDA, VA, and FHA loan programs. James is a mortgage loan officer at VA Wholesale Mortgage Incorporated.

Jimmy Sgambelluri is a senior mortgage loan officer at Homespire Mortgage. He assists first-time and experienced homebuyers in Hampton and neighboring cities. He aims to simplify the mortgage process for clients who are looking for single-family homes, townhouses, condominiums, or any other type of residential property and for those seeking to refinance. He explains the company's full range of loan products to find the ideal one for their needs. Jimmy has been in the mortgage industry since 1998.

MMMT Mortgage has been in service since 2006. The company offers mortgage refinancing solutions to clients around the Hampton metro, such as fixed-rate mortgages, adjustable-rate mortgages, conforming loans, jumbo loans, and super jumbo loans. It also provides home purchase, FHA, VA, 203K, and USDA loans, as well as reverse mortgage options. The business commits its practice to helping clients refinance their homes to improve their overall financial outlook and get a lower monthly payment.

OVM Financial is a retail mortgage lender that caters to homeowners in the Hampton area. The company designs refinancing solutions for loan borrowers with goals such as bill consolidation, term reduction, and equitable distribution. Its mortgage staff assists in the refinancing process of converting ARMs to fixed-rate mortgages. OVM Financial was established in 2001 and is affiliated with AnnieMac Home Mortgage. It gives back to the community by supporting the Columbus Chamber of Commerce and Tourism.