Expertise.com

Best Homeowners Insurance Agencies in Newport News

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Archibald Insurance logo
Visit WebsiteWebsite

Archibald Insurance

Newport News, VA
Visit WebsiteWebsite
  • Renter's Insurance
  • Condos

Business Description

Archibald Insurance is an independent agency that provides insurance products and services in Newport News from over 20 leading insurance carriers. It has home insurance plans that financially protect homes and personal belongings from losses due to fire, theft, vandalism, or other events. The agency offers specialty dwelling insurance policies to cover rental properties, vacant homes, secondary homes, and homes under construction. Archibald Insurance also has insurance coverage for automobiles, motorcycles, boats, and recreational vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chris Motsenbocker logo
Visit WebsiteWebsite

License Verified:

License: 1067147

Commonwealth Of Virginia State Corporation Commission

Chris Motsenbocker

621 Stoney Creek Lane, Newport News, VA 23608
Visit WebsiteWebsite
  • Homeowners

Business Description

Chris Motsenbocker is a home insurance agent for State Farm based in Newport News servicing the whole state of Virginia. He offers homeowners' and renters' insurance products and services, as well as life and health, auto, pet, small business and commercial, and workers' compensation insurance policies to his clients. Chris is a Navy veteran who had served for 20 years and a Bachelor’s degree holder who majored in Business Administration Management.

License Verified:

License: 1067147

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (48)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goodrich & Watson Insurers, Inc. logo
Visit WebsiteWebsite

Goodrich & Watson Insurers, Inc.

11837 Rock Landing Drive, Newport News, VA 23606
Visit WebsiteWebsite
  • Personal Property Insurance

Business Description

Goodrich & Watson Insurers, Inc., is an insurance agency based in Newport News. Its consultants closely coordinate with clients, assessing the best type of coverage that suits their homes and assets. They can obtain insurance policies for homeowners with elevated risks in their properties that may pose risks to others' safety. The company also offers umbrella insurance that ensures more coverage, especially for high-value homes. This company carries various business and personal coverages, including crime insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (114)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Irene Sisson logo
Visit WebsiteWebsite

License Verified:

License: 573193

Commonwealth Of Virginia State Corporation Commission

Irene Sisson

12876 Jefferson Avenue, Newport News, VA 23608
Visit WebsiteWebsite
  • Renter's Insurance

Business Description

Irene Sisson is a homeowners insurance agent that caters to the needs of clients in the Newport News metro and other nearby areas. She has been a State Farm agent for 28 years, offering her expertise to clients and providing them with high-quality service through a responsive and attentive approach. She believes that knowing her clients personally and professionally helps determine the best policy suitable for them. She also offers assistance in auto, business, life, health, and property insurance.

License Verified:

License: 573193

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jimmy Fay Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 147136

Commonwealth Of Virginia State Corporation Commission

Jimmy Fay Insurance Agency, Inc.

13193 Warwick Blvd, Ste 100, Newport News, VA 23602
Visit WebsiteWebsite
  • Homeowners

Business Description

The Jimmy Fay State Farm Agency is an insurance and financial service company located in the center of Newport News. Serving the entire state of Virginia, the company helps clients make smart decisions about their insurance and financial safety. Its insurance products include home, auto, life, health, commercial, and workers' compensation. The Jimmy Fay State Farm Agency aims to build and maintain reliability with its clients by providing customer-specific products, education, and awareness.

License Verified:

License: 147136

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kilgo Insurance logo
Visit WebsiteWebsite

Kilgo Insurance

Newport News, VA
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Kilgo Insurance is an independent agency in Newport News with a team of advisors who have years of experience helping people choose the right insurance coverage. It has a variety of home insurance plans that covers property damage, possessions, living expenses, theft, and personal injury. The agency offers business insurance for protecting the premises, equipment, and work vehicles from damage and theft. Kilgo Insurance also has insurance packages for rental properties, condos, secondary homes, and watercraft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (19)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Langley Federal Credit Union logo
Visit WebsiteWebsite

Langley Federal Credit Union

11742 Jefferson Ave, Newport News, VA 23606
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Langley Federal Credit Union is a credit union with a location in Newport News that also offers insurance policies, particularly homeowners insurance. The credit union, which was started in the 1930s, helps homeowners keep their investments and properties secure. Langley Federal Credit Union homeowners insurance plans cover structures and the contents of homes, such as personal belongings. They also offer protection against liabilities and lawsuits. The credit union also insures various vehicles, boats and jet skis, pets, events, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nuzum Insurance Agency Inc logo
Visit WebsiteWebsite

Nuzum Insurance Agency Inc

Glen Allen, VA
Visit WebsiteWebsite
  • Fire

Business Description

Nuzum Insurance Agency Inc. is a family-owned company that has been in business since 1902 to provide insurance coverage for customers in Newport News. Its home insurance packages are designed to cover damage to the property, as well as legal responsibility for any injuries to other people. The agency offers condo insurance for owners wishing to protect their valuables from unforeseen disasters and theft. In addition to life insurance, Nuzum Insurance has insurance plans for autos, RVs, and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patty Heath - State Farm Insurance Agent logo
Visit WebsiteWebsite

Patty Heath - State Farm Insurance Agent

12458A Warwick Blvd, Newport News, VA 23606
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Patty Heath - State Farm Insurance Agent helps clients in Newport News protect their properties with homeowners' insurance. The policy can cover risks of property damage due to various factors such as theft, fire, and vandalism. It also provides medical and liability coverage to protect homeowners from claims due to personal injury sustained in their property. Heath's agency provides information that can help clients determine the appropriate coverage for their needs. It also handles payment processing and claim requests.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (31)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Teagle Insurance Agency Inc. logo
Visit WebsiteWebsite

Teagle Insurance Agency Inc.

11528 Jefferson Ave, Newport News, VA 23601
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Teagle Insurance Agency Inc. is a local homeowners insurance agency that has been serving families and individuals in Newport News since 1971. Its team of experienced insurance agents works with leading insurance companies in order to provide comprehensive home insurance options, such as primary home insurance, secondary home insurance, condo insurance, rental insurance, and vacant property insurance. They offer policies from Foremost, Mercury Insurance, National General Insurance, Penn National Insurance, Progressive, and Rockingham Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (48)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Roberts Insurance Group, LLC logo
Visit WebsiteWebsite

The Roberts Insurance Group, LLC

305 South Washington Highway, Ashland, VA 23005
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

The Roberts Insurance Group LLC is an insurance agency that helps individuals, families, and businesses in Newport News and surrounding communities get the insurance coverage they need. It offers home insurance that protects the dwelling, personal belongings, and outbuildings from losses due to damage or theft. Its business property insurance provides coverage for office buildings, equipment, furniture, and stock from employee theft and damage. Roberts Insurance also insures autos, boats, RVs, motorcycles, and farms.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs