Expertise.com

2024

Last updated:

Best Life Insurance Companies in Newport News

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Newport News Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8091Reviewed

4860Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
11207 Nuckols Road, Newport News, VA 23059
  • Life Insurance

Why choose this provider?

Nuzum Insurance Agency, Inc. has been in the life insurance industry since 1902. They have continuously provided insurance products and assistance to clients living in Delaware, Virginia, Maryland, Washington DC, West Virginia, North Carolina, and Newport News. They aim to provide personalized insurance products to their clients, with their needs and preferences in mind. They are also very keen on customer detail and thus assist in the process. They pride in spending time with their customers to provide them with the customized plan for their needs in life.

License Verified:

License: 137345

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11815 Fountain Way, Newport News, VA 23606
  • Life Insurance

Why choose this provider?

Foster Insurance Agency is an independent agency in Newport News that offers appropriate and responsive solutions for clients' insurance needs. The company's agent, Deshaun Foster, works to find the right insurance policy tailored to a client's particular financial need and budget. Foster provides a wide range of life insurance products, including mortgage protection, term, permanent, and final expense and business planning plans. In addition, he also delivers Medicare options, annuities, and disability insurance policies.

License Verified:

License: 1080391

Commonwealth of Virginia State Corporation Commission

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1702 Todds Lane, Hampton, VA 23666
  • Life Insurance

Why choose this provider?

Griffin Insurance Agency is a Hampton-based agency that has years of experience providing clients with solutions to their insurance needs. It offers personalized assessments for individuals and businesses to better protect their assets. The agency analyzes the needs of their clients to give them coverage with different insurance products, including life insurance, homeowner insurance, and auto insurance. It also offers supplemental policies such as Medicare. Clients can inquire about policies regarding floods.

License Verified:

License: 145057

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22319 Main Street, Courtland, VA 23837
  • Life Insurance
  • Health Insurance

Why choose this provider?

Since 1872, Manry Rawls has been providing top-caliber insurance packages to its thousands of clients. They are highly committed to providing insurance that will serve their clients' needs and preferences. They help manage their clients' exposures to risk to help reduce their clients' operating costs. They treat their customers like family, which adds another layer of attention to their needs and concerns. They offer several kinds of insurance for every client, such as crop insurance, commercial insurance, personal insurance, and life and health insurance.

License Verified:

License: 129524

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5005 Victory Boulevard, Yorktown, VA 23693
  • Life Insurance

Why choose this provider?

Colin Owens is the principal agent of Colin Owens Insurance, an insurance agency operating under State Farm. He helps clients with paying for mortgages or debts and providing financial security for the family. Catering to customers in Newport News and beyond, he provides a complete range of insurance products, including life insurance. The life insurance options include term life, whole life, and universal life. Additionally, Colin assists in changing the policy or beneficiaries of clients.

License Verified:

License: 590548

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (216)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 Tech Center Parkway, Newport News, VA 23606
  • Life Insurance

Why choose this provider?

Greatheart Financial is an independent insurance agency that provides life insurance products to clients in Newport News. The agency has a team of professionals that helps clients navigate through various insurance options by staying up to date with the community's needs and taking a holistic approach to their service. In addition, it offers a wide range of insurance options from various carriers such as Travelers and Nationwide. Greatheart Financial also offers homeowner and auto insurance.

License Verified:

License: 148559

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
304 Marcella Road, Hampton, VA 23666
  • Life Insurance

Why choose this provider?

Future Planning Advisors serves Newport News clients who seek to acquire a life insurance plan. The firm assists people of various ages by analyzing their needs and crafting a term or whole life insurance policy in line with their budgets and lifestyles. Its agents also help business owners that are looking to secure life insurance to resolve debts and ensure continued business operations. In addition to life insurance, Future Planning Advisors also handles retirement planning and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (4)
Google
3.0 / 5 (1)

Website
1 Old Oyster Point Road, Newport News, VA 23602
  • Life Insurance

Why choose this provider?

Towne Insurance is a full-service agency that provides insurance products and services in the Newport News metro. It is a life insurance service provider that offers universal, whole, and term life coverages. The company also helps families and individuals acquire other personal plans such as home, umbrella protection, vehicle, long-term care, and Medicare Supplement insurance. Town Insurance brings more than 130 years of experience in the industry. It supports various non-profit organizations like The TowneBank Foundation and Fall Extravaganza.

License Verified:

License: 582915

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (41)
Facebook
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
79 East Windsor Boulevard, Windsor, VA 23487
  • Life Insurance

Why choose this provider?

Virginia Farm Bureau is a local insurance firm serving Newport News and the neighboring areas. It provides a variety of life insurance coverage options, including whole life and term life insurance. With life insurance, its clients can provide their dependents with income replacement, pay for burial and final expenses, and create an inheritance for their families.  Annuities, standard and Roth IRA, retirement planning, and estate planning are among the services available. Virginia Farm Bureau has over 100 county offices in the metro area.

License Verified:

License: 109534

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
603 Pilot House Drive, Newport News, VA 23606
  • Life Insurance

Why choose this provider?

Sarah Browning is an insurance agent serving customers in Newport News, Williamsburg, Yorktown, Richmond, and Southside. She offers a wide range of insurance options, including life, auto, business, health, and homeowners' insurance. Browning carries more than 20 years of State Farm experience and is fluent in English and Spanish. She can also give clients home and auto insurance quotations. She is a vice president of Fifes and Drums of Yorktown and a fundraising chairperson for the Warwick at City Center Rotary Club.

License Verified:

License: 142756

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (34)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
507 Branchway Road, Newport News, VA 23236
  • Life Insurance

Why choose this provider?

Usher Insurance is an independent insurance agency that provides insurance services to individuals, families, and businesses of Newport News and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries individual and family insurance plans like life insurance, homeowners’ insurance, automobile insurance, condo & renters’ insurance, motorcycle insurance, and umbrella insurance. Additionally, it provides commercial insurance packages like BOP, workers compensation, and professional liability. It was founded by Geoffrey Usher in 2005.

License Verified:

License: 104242

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10501 Sancrest Road, Newport News, VA 23238
  • Life Insurance

Why choose this provider?

BuyingTermLife is a life insurance specialist agency that has served clients in Newport News for over 25 years. It can compare the rates of different term-life policies, from annual expenses to incremental durations between contracts. For whole-life policies, it provides universal life and indexed life plans. BuyingTermLife can also find coverages for living benefits and disability conditions. Its local agents offer to process online applications for up to 100 different insurance carriers. They have served first-time clients, newlyweds, new parents, and retiring seniors.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1248 Culver Lane, Virginia Beach, VA 23454
  • Life Insurance

Why choose this provider?

Bunn Insurance Agency is a business that has been serving clients in Richmond, Newport News, and Virginia Beach. Established by David Bunn in 1985, the agency has more than 40 partner insurance carriers to offer the best coverage for its clients. Its life insurance has coverage for long-term care and annuities. Its other products include property insurance, auto insurance, and business insurance. The agency also supports local and regional community nonprofit organizations such as Celebrate! RVA and Dogs Deserve Better.

License Verified:

License: 114499

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (23)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12876 Jefferson Avenue, Newport News, VA 23608
  • Life Insurance
  • Health Insurance

Why choose this provider?

Irene Sisson is a State Farm agent who has been helping with clients' insurance and mortgage needs in Newport News and its neighboring areas for 28 years. Together with a team that has 16 years of insurance experience, she offers a range of insurance products such as life, health, auto, home, property, and business insurance. She also assists in writing quotes for renters and recreational vehicles. Moreover, she handles banking and annuities services. Irene helps clients in filing claims and paying bills.

License Verified:

License: 573193

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5627 George Washington Memorial Highway, Yorktown, VA 23692
  • Life Insurance

Why choose this provider?

Serving Newport News, Action Insurance Agency, Inc., provides a range of insurance services to clients in the metro. It offers personal insurance options such as life insurance, long-term care insurance, disability insurance, personal liability insurance, excess liability insurance, and home insurance. The business also provides commercial insurance services like commercial auto insurance, inland marine insurance, salons and barbers insurance, restaurant insurance, liquor liability insurance, and general liability insurance. Action Insurance Agency, Inc., was established in 1992.

License Verified:

License: 110120

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Can life insurance policy beneficiaries be contested in Newport News?

    Yes. In Newport News, life insurance policies allow you to challenge the designated beneficiary if you can provide evidence of errors or fraudulent activities. These include mistakes in beneficiary designation, contests by the policyholder, disputes by the named beneficiary, changes resulting from separation or divorce, or naming a minor as the beneficiary.

  • Is there a state-mandated free look period for life insurance policies in Newport News?

    Yes. There is a state-required free-look period for life insurance policies in Newport News. During this period, which lasts thirty days from the date you receive the policy, you can cancel and get a refund if you are unsatisfied with it for any reason. It's important to note that once the policy is mailed or delivered back to the insurer following this notice, it becomes void.

  • Are life insurance benefits taxable in Newport News?

    In Newport News, life insurance benefits paid due to the insured's death are not subject to federal or state taxation following IRC § 101. However, you should be aware that IRC § 72 stipulates that a portion of death benefits from annuities, including life insurance contracts, may be subject to taxation.

  • What happens if you outlive your term life insurance policy in Newport News?

    If you live beyond the term of your life insurance policy in Newport News, your coverage will terminate, and you no longer need to continue paying premiums. However, in this case, your beneficiaries will not receive any death benefit from the policy. Some term life insurance policies provide the opportunity to renew or convert the policy into a permanent one. You can consult your insurance provider to understand your policy's terms.

  • What happens to your life insurance policy in Newport News if you move out of Virginia?

    If you move away from Newport News, your life insurance premiums will not change based on your new location within the country. However, life insurance companies are governed by state-specific regulations, meaning that rules regarding the free look period, late payments, and insolvency may differ across states. Furthermore, states may have specific laws regarding beneficiary designations, and not all types of life insurance policies are available in every state.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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