Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Memphis

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Memphis Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

396Reviewed

244Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4216 Millbranch Road, Memphis, TN 38116

Expertise.com Rating

Review Sources

Google
4.8 (16)
Facebook
4.0 (2)

Why choose this provider?

Pete Mitchell and Associates, Inc. is a team of independent insurance agents serving clients in Memphis and nearby communities. The experts of this car insurance agency are committed to helping clients find coverage that suits their lifestyle. This firm assists in auto insurance, motorcycle insurance, motorsport and ATV insurance, and other plans that offer protection against legal or medical expenses when an accident occurs. It also handles life insurance, worker's compensation coverage, and more.

606 S Mendenhall Rd, Memphis, TN 38117
WebsiteLicense: 1000821

Expertise.com Rating

Review Sources

Facebook
4.9 (49)
Google
4.5 (18)

Why choose this provider?

Collier is an insurance agency that caters to individuals in Memphis and surrounding areas. It offers auto insurance for clients to obtain financial protection for the cars' structural damage due to accidents. Other personal insurance offerings comprise safeguarding pets, watercraft, flood, rental property, high net worth, and valuable items. In addition, the firm provides insurance for commercial concerns, including medical malpractice, cargo, technology, special event, garage, and workers' compensation. Collier has been operating since 1911.

  • Multiple Carriers

5865 Ridgeway Center Pkwy Ste 300, Memphis, TN 38120

Expertise.com Rating

Review Sources

Google
5.0 (64)
Yelp
5.0 (1)

Why choose this provider?

Active since 2003, Riskbusters Insurance is a Memphis, Tennessee-based agency serving clients throughout the metro area. Founder George Barzizza has over 16 years of experience in the insurance industry and his agents assist clients with auto insurance purchases by helping them to find competitive rates and cover both required and optional risk areas. Some of its partner companies include Progressive Insurance, The Hartford, and Travelers. Riskbusters Insurance also offers home insurance services.

2550 Poplar Avenue, Memphis, TN 38112
WebsiteLicense: 811513

Expertise.com Rating

Review Sources

Google
4.2 (50)
Facebook
5.0 (2)

Why choose this provider?

AutoSave Insurance Agency is a locally owned and operated business that serves clients in Memphis. Its agents cater to clients' specific auto insurance needs, providing coverage such as property damage, liability, and medical. Automobile insurance protects individuals and drivers financially in case their vehicle is stolen or damaged. As an independent agency, AutoSave offers homeowners', business, commercial, and flood insurance options from different companies. Its agents also have extensive knowledge of multiple carriers and the coverages available.

  • Multiple Carriers

6060 Poplar Avenue #301, Memphis, TN 38119
WebsiteLicense: 930907

Expertise.com Rating

Review Sources

Google
4.5 (180)

Why choose this provider?

Liberty Mutual Insurance Dustin Hopkins is an agency that helps Memphis clients with their financial protection and risk management needs. It offers car insurance products, helping clients find the policies that fit their needs and budgets. It holds consultations for aspiring policyholders still looking for the right auto and home insurance products. The agency represents more than 10 insurance providers for their clients to choose from. It has over three decades of experience helping clients with their personal insurance.

2235 Covington Pike, Memphis, TN 38128
WebsiteLicense: 2407452

Expertise.com Rating

Review Sources

Google
4.3 (22)

Why choose this provider?

Able is a local insurance agency that caters to individuals and families in Memphis and the neighboring communities. It employs 14 insurance agents who assist clients in finding auto coverage plans that meet their specific needs. The car insurance provides property, liability, and medical coverage to policyholders and their passengers in case of an accident. The firm also writes policies for clients in Mississippi, Arkansas, and Georgia. It has been in the industry for more than 25 years.

6525 N Quail Hollow Rd, Memphis, TN 38120

Expertise.com Rating

Review Sources

Google
4.8 (24)

Why choose this provider?

Since 1982, Crye-Leike has been offering comprehensive auto insurance in Memphis, Tennessee, and the surrounding area. As independent brokers, Crye-Leike represents a number of quality insurance brands and works to offer its clients competitive quotes from many different sources. Its customers praise Crye-Leike's professionalism, knowledge, and responsiveness in providing auto insurance quotes and coverage for collision, medical, uninsured motorists, and car rental reimbursements. In addition to auto insurance, Crye-Leike offers real estate, mortgage, home warranty, and property management services.

5118 Park Ave, Suite 400, Memphis, TN 38117
WebsiteLicense: 29

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (6)
Yelp
3.5 (2)

Why choose this provider?

Smith-Berclair Insurance caters to individuals in Memphis and nearby areas. Its auto insurance helps clients protect their vehicle in instances of collision like property damage, covering liabilities, medical, and personal injury protection. In addition, it offers home insurance that protects personal possessions, homes' physical structures, replacement costs, and additional living expenses. It also provides commercial property insurance, safeguarding furniture, equipment, landscaping, outdoor signs, and lost inventory. Smith-Berclair Insurance has been providing insurance services since 1966.

  • Multiple Carriers

2951 Elmore Park Rd, Bartlett, TN 38134

Expertise.com Rating

Review Sources

Google
4.8 (8)

Why choose this provider?

Kellon Insurance Agency Inc. is an auto insurance company that has been serving the community of Memphis, Tennessee, since 1962. The company sells auto insurance policies for providers, including State Auto, Liberty Mutual, and MetLife, that cover clients' medical bills and damages in the event of theft, vandalism, severe weather, or a collision. Other policies provide coverage for accidents with rental cars and uninsured or underinsured motorists. Kellon also offers life, homeowners, and business insurance.

722 Crossover Ln, Memphis, TN 38117

Expertise.com Rating

Review Sources

Google
5.0 (119)
Facebook
5.0 (13)
Yelp
5.0 (2)

Why choose this provider?

Reyle and Associates Insurance serves the Memphis, Tennesee, metro area, offering clients guidance and representation as they purchase auto insurance from affiliated providers. This agency covers standard cars and trucks as well as motorcycles, recreational vehicles, snowmobiles, and watercraft. It also insures rare and collector cars, along with various watercraft vehicles such as boats and jetskis. Reyle and Associates Insurance is a full service firm offering other personal insurance services including home and health insurance.

700 Colonial Rd Ste 250, Memphis, TN 38117

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (5)
Yelp
5.0 (1)

Why choose this provider?

For over 35 years, Hollis & Burns Insurance Agency has been providing automobile insurance to customers in Memphis and surrounding areas. As licensed insurance providers, the agency assists customers with the right coverages including medical payment, property damage, physical damage, and bodily injury liability. Hollis & Burns is an independent insurance agency and takes on the role of personal risk advisor and advocate to find the right solution for clients at the right price.

5165 Poplar Avenue, Suite 100, Memphis, TN 38117
WebsiteLicense: 2237987

Expertise.com Rating

Review Sources

Google
4.5 (24)
Facebook
4.5 (14)

Why choose this provider?

For over 50 years, Larry E Crum & Associates has been assisting customers in Memphis and neighboring areas with their insurance needs. Its agents provide policies for life, homeowners, business, group health, and car insurance. Their car policy offering has many coverage options available, including liability, collision, comprehensive, medical payment, and personal injury. The agency partners with different carriers, such as Liberty Mutual, Progressive, State Auto, and The Hartford. Its associate agents also speak Spanish and Vietnamese.

  • Bundling Option

5289 Elmore Rd, Memphis, TN 38134
WebsiteLicense: 2406048

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

Super Insurance is an independent agency serving clients in Memphis and the neighboring communities. It offers car insurance policies that protect owners against legal and medical expenses resulting from property damage, loss of life, and injuries in the event of an accident. The company also provides risk management solutions for home and commercial property owners and HOAs. To provide coverage options that suit the individual needs and financial conditions of clients, Super Insurance partners with several insurance companies that include Kemper, MetLife, and Travelers.

  • Motorcyle & ATV

8705 Northwest Dr, Southaven, MS 38671

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Pointer Insurance Agency serves the Memphis, Tennessee, metro area, providing auto insurance services for medium sized businesses and large corporations. It frequently works for car dealerships, rental car operators, transport companies, and auto manufacturers, essentially offering insurance solutions to almost every aspect of the automotive industry. This agency also provides liability coverage for car storage lots and garages, and can procure coverage for large scale business operations involving automobiles. Pointer Insurance Agency also provides other business insurance services in a range of categories.

3181 Poplar Ave Ste 318, Memphis, TN 38111
WebsiteLicense: 2048445

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
5.0 (16)
Yelp
5.0 (2)

Why choose this provider?

Horizon Insurance Group, L.L.C., serves clients in Memphis and the surrounding areas. It provides automobile insurance which has different coverage options, including property damage and bodily injury liabilities, medical payments or personal injury protection, collision, comprehensive, and uninsured motorists. Its other services include medical, home, business, and farm insurance. Tom Murphy, who has been managing the agency for over 30 years, is a chartered financial consultant and an IARFC member.

  • Multiple Carriers

5705 Mount Moriah Rd., Memphis, TN 38115
WebsiteLicense: 880149

Expertise.com Rating

Review Sources

Google
4.6 (9)
Facebook
5.0 (5)

Why choose this provider?

Established in 2012, Sanders Insurance Agency provides its services to clients in Memphis. The company offers automobile insurance that provides coverage for uninsured motorists, liability, collision, towing, and rental. Its staff handles roadside assistance medical payments and life insurance. It also helps drivers with SR-22 filing. Other insurance offerings include homeowners' and professional liability insurance. Sanders Insurance Agency is led by Velvet Sanders, who has been in the insurance business since 2001, and Micheal Sanders, who has extensive experience in the automotive industry.

  • Multiple Carriers

3355 Poplar Suite 101, Memphis, TN 38111
WebsiteLicense: 622708

Expertise.com Rating

Review Sources

Google
4.4 (29)
Facebook
5.0 (2)

Why choose this provider?

Tom Wigington & Associates Insurance Agency is a family-owned and family-operated firm that serves individuals and families in Memphis and neighboring areas. Since 1958, it has been specializing in motorcycle and car insurance available for both car owners and non-owners. Its agents also offer policies for homeowners who want to protect their homes and personal belongings. With access to large insurance carriers, they provide various policy options and guide clients in choosing the right coverage.

  • Bundling Option

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the cost of car insurance in Memphis?

    Memphis is the most expensive metro in Tennessee for car insurance. The average price is $977 every six months, which translates to monthly expenses of $163. Teen drivers are typically charged more due to their greater propensity for getting into accidents. The most affordable provider is Auto-Owners, which charges only $605 on average for six months.

  • What factors lead to car insurance in Memphis being pricey?

    Car insurance in Memphis is pricey because Tennessee is the third-highest state in the country regarding the number of uninsured motorists. This is paired with the metro's high incidence of pedestrian safety mishaps, ranking third in collision rates among the country's cities. Insurers will raise premiums accordingly as these factors combine to increase the risks of releasing payouts.

  • What is the minimum car insurance coverage in Memphis?

    At a minimum, car insurance policies in Memphis have to cover liability for bodily injuries to the extent of $50,000 per accident at $25,000 per victim. These rates also apply to uninsured driver bodily injury coverage. For property damage liability, the minimum required value of $25,000 per incident, which is the same for uninsured motorist mishaps.

  • What are the typical optional forms of insurance coverage for car owners in Memphis?

    Since car insurance in Memphis at a minimum covers liability during civil tort situations, an owner has the option of getting comprehensive and collision coverage. These would pay for whatever happens to the insured party's own car and not to the other driver or pedestrian should an accident occur.

  • What is non-owner car insurance for in Memphis?

    Non-owner car insurance in Memphis is an assurance plan designed for those who are not driving cars they own. It delivers bodily injury and property damage liability protection like an owner's contract, but the insured party is someone who is borrowing or renting another's motor vehicle.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.