Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Nebraska

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nebraska Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1120Reviewed

678Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Omaha

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
4.8 (16)

Why choose this provider?

Elite Insurance Services Inc. is an agency that caters to clients throughout Nebraska. It offers financial services and a comprehensive range of personal and commercial insurance products. The agency's professionals write policies to protect client's valuable assets and properties, such as cars, recreational vehicles, and boats. They also help clients manage their premiums and claims. Founded in 1949, Elite Insurance Services comprises three owners, one producer, one financial service representative, and support staff with over 290 years of collective insurance experience.

Lincoln

Expertise.com Rating

Review Sources

Google
4.9 (319)
Facebook
5.0 (103)

Why choose this provider?

Founded in 1994, Advantage Insurance Agency is a Nebraska-based company that operates independently. With access to a broad range of policies from multiple national carriers, its team furnishes car, boat, motorcycle, and ATV insurance plans tailored to clients' needs. The agents also write policies for renters and homeowners. Advantage Insurance Agency is owned by Nathan Sidlo, a longtime Nebraska native who has more than 14 years of industry experience. He is a Commercial Lines Coverage Specialist.

Lincoln

Expertise.com Rating

Review Sources

Google
4.3 (29)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Ogden Insurance Agency, Inc., provides risk management solutions from its Nebraska location. The independent company offers customizable policies, which protect high-risk motorists and drivers of classic cars, in addition to owners of scooters, watercraft, and motor homes. Its agents find affordable coverage options by reviewing and comparing plans from partner carriers such as Dairyland, Progressive, Hagerty, and Bristol West. Ogden Insurance Agency also protects high-risk homes and business owners. It has been providing insurance plans since 1998.

La Vista

Expertise.com Rating

Why choose this provider?

INSPRO - Omaha is an insurance service provider that caters to clients throughout Nebraska. It provides a multitude of insurance products for individuals and businesses alike. It offers the best auto insurance policies to help clients protect their vehicles. The team assists clients in determining the level of coverage they need for their vehicles and provides insurance plans for classic autos. INSPRO has been providing risk management services since 1930 and has multiple offices across the state and in Iowa.

Bellevue

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (3)

Why choose this provider?

Commercial Solutions Insurance is an independent agency that serves Nebraska. Its agents protect drivers through customizable policies that cover losses from collisions and other perils such as fire, flood, vandalism, and theft. They also protect drivers of antique and collector cars in addition to owners of motorcycles, recreational vehicles, and boats. With access to policies from numerous carriers such as Foremost, Grinnell Mutual, Hagerty, and The Hartford, they provide clients with a broad range of coverage options.

Yutan

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (2)

Why choose this provider?

First State Insurance Agency - Yutan Branch offers risk management assistance to individuals and businesses in Nebraska. Included in its range of personal insurance products are protection plans for drivers and recreational vehicle owners. The company's online self-service portal allows clients to issue auto ID cards, report claims, and request policy amendments using their mobile phones and computers. First State Insurance Agency, which also has policies for farm and poultry barn owners, started as Saline State Insurance in 1956.

Omaha

Expertise.com Rating

Review Sources

Google
4.6 (83)
Facebook
4.9 (61)
Yelp
3.5 (3)

Why choose this provider?

Nia Insurance Agency Inc. provides protection plans for individuals, families, and businesses in Nebraska. It offers car insurance plans that include comprehensive coverage, which reimburse losses from non-collision incidents such as flood, fire, theft, and vandalism. The independent agency also provides customized policies that may include roadside assistance, towing, and rental reimbursement coverage. As an independent agency, its partnerships with different insurance providers such as Dairyland, Progressive, and Foremost allow it to find plans that best suit clients' needs.

Omaha

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
4.9 (24)

Why choose this provider?

Southwell Insurance Agency offers products and solutions in Nebraska. It writes policies for client's automobiles, which covers liability for injuries they cause to other people and property damage for which they are at fault. The auto insurance also pays the repair cost for cars following a collision and non-accident situations such as theft and vandalism. In addition, the company offers coverage plans for off-road vehicles, including snowmobiles, golf carts, dune buggies, and ATVs. Policyholders can access the firm's website 24/7 to manage their policies.

Papillion

Expertise.com Rating

Why choose this provider?

P&C Insurance Specialists, LLC is an agency serving Nebraska. It offers the best vehicle insurance coverage options for cars used for personal and business needs, snowmobiles, boats, recreational vehicles, and classic/antique cars. The policy can cover not just damages to the vehicle and its passengers but also the injuries that the policyholder might inflict on other people and their property. The agency's owner, Dana Torres, is a long-time resident of the community and has been working in the insurance industry since the 1980s.

Papillion

Expertise.com Rating

Review Sources

Google
4.5 (32)
Yelp
3.0 (2)

Why choose this provider?

Smith Davis Insurance - Papillion is a local independent insurance agency that serves clients in Nebraska, offering a wide selection of solutions tailored to their individual needs. It provides car owners with the best insurance policy that protects them and their assets against damage or loss. It includes collision, comprehensive, bodily injury liability, and property damage coverages. The office also offers RV, power sports, and motorcycle insurance options. Smith Davis Insurance - Papillion holds memberships to the Insurance Agency Owners Alliance and the PIA.

Papillion

Expertise.com Rating

Review Sources

Google
4.9 (59)
Facebook
5.0 (8)

Why choose this provider?

Kirk Goodnight is a State Farm insurance agent stationed in Nebraska. He offers a number of products for a cheap price, including auto insurance, which protects drivers in the event of theft, fire, and collision. He and his team also customize car insurance plans that cover accidents involving underinsured and uninsured motorists. Goodnight has been a State Farm agent for nearly 20 years. His office has received numerous State Farm awards such as Senior Vice President Club and Ambassador Club. He also protects individuals in Iowa.

Omaha

Expertise.com Rating

Review Sources

Facebook
4.7 (15)
Google
5.0 (5)

Why choose this provider?

Moore's Insurance and Investments is an independent, multi-line agency that serves Nebraska. Included in its product range is auto insurance, which may be customized to include coverage for bodily injury liability and accidents caused by underinsured and uninsured drivers. Its agents have more than a century of combined experience. They review and compare plans from a wide range of insurance providers in order to find cheap coverage options for clients. Moore's Insurance and Investments has been in service since 1971.

Gretna

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.5 (16)
Yelp
5.0 (1)

Why choose this provider?

Gretna Insurance Agency is a family-owned business that has been serving Nebraska since 1945. It offers car insurance to individuals that covers losses, damages, and injuries from accidents or disasters that can happen on the road. The independent agency also carries business, home, health, and life insurance. It partners with a wide range of carriers, including Auto-Owners Insurance, Condon & Skelly, and Farmers Mutual Insurance of Nebraska. Owner Jeff Mann served as the president of the Nebraska Professional Insurance Agents Association.

Lincoln

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

GTA Insurance Group is a team of independent risk advisors serving individuals and businesses in Nebraska from more than 30 offices across the state. They offer car insurance policies, which cover losses from incidents involving hit-and-run motorists and reimburse medical expenses in case drivers and passengers obtain injuries from accidents. They also offer off-road vehicle and motorcycle insurance. Krae Dutoit, Gary Thompson Agency's president, is a past vice president of the Independent Insurance Agents of Nebraska. He has been with the company since 2007.

Lincoln

Expertise.com Rating

Review Sources

Google
4.9 (39)
Facebook
5.0 (17)
Yelp
5.0 (2)

Why choose this provider?

Jennifer Ulrich is a State Farm insurance agent that serves clients in Nebraska. She provides car insurance solutions and guides policyholders on protection options, like emergency roadside service and liability coverage. Ulrich has experience setting up insurance plans for owners of classic, antique, and sports cars. She also offers insurance products for motorcycle and boat owners. Ulrich has been with State Farm for over 14 years. She holds a Chartered Property Casualty Underwriter designation and volunteers for the non-profit organization Lincoln TeamMates.

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.