Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Arkansas

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arkansas Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1732Reviewed

1045Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Little Rock

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Why choose this provider?

iTrust Insurance Group is an independent agency operating in Arkansas. It offers a wide range of auto insurance coverage options, including collision, property damage, bodily injury liability, and uninsured/underinsured liability. Its team of professionals helps clients in considering different variables when crafting a policy, such as age, type of car, and driving history. iTrust Insurance Group is a second-generation, family agency led by father and daughter duo David and Sydney Hoffmans.

Memphis

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Review Sources

Google
5.0 (125)
Facebook
5.0 (14)
Yelp
5.0 (2)

Why choose this provider?

Reyle and Associates Insurance caters to vehicle owners in Arizona. It offers the best car insurance policies to help clients secure reimbursements for medical bills and vehicle damages due to accidents, theft, and fire. The independent company also serves individuals and families who want to obtain life, health, flood, earthquake, and pet insurance. It represents over 100 carriers, including State Auto, Nationwide, Safeco, and Progressive. Reyle and Associates Insurance has been in the industry for over two decades.

Springdale

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Why choose this provider?

Farris Insurance Agency is an Arkansas-based company serving individuals, families, and businesses. Since 1973, it has been offering the best and most flexible insurance coverage options for cars, motorcycles, boats, and recreational vehicles. Commercial auto insurance is also available for companies that utilize their own vehicles for business purposes. Its team of independent agents assists clients in making well-informed decisions when shopping for a policy by conducting risk management assessments. The agency also offers insurance plans for health, homeowners, and farm and agriculture.

Little Rock

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Why choose this provider?

Chenal Insurance is an independent local agency that has been serving individuals and businesses in Arkansas since 1972. It assists clients in protecting themselves from losses or damages involving their automobiles, which were caused by theft, fire, accident, or vandalism. A car insurance policy can also cover medical expenses from injuries, property damage, or loss of life. In addition to providing the best insurance products and services, the agency has partnered with Salem Media and the Salvation Army for an annual toy drive.

Fayetteville

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Why choose this provider?

Bittle Armstrong Insurance is an independent agency serving Arizona. It provides customized car insurance policies and helps individuals file claims to secure reimbursements for vehicle damages and medical expenses. The full-service company also furnishes homeowners', renters', flood, and earthquake insurance policies. In addition, its agents process BOP and workers' compensation insurance. They work with multiple carriers to provide the best coverages suited to clients' needs. Bittle Armstrong Insurance's team brings over 100 years of combined industry experience.

Van Buren

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Review Sources

Facebook
4.9 (28)
Google
4.7 (9)

Why choose this provider?

Inge Independent Insurance is an agency serving Arkansas. It offers a wide range of auto insurance coverage options, including liability, personal property protection, medical payments, and uninsured or underinsured motorists. Its team of professionals assists clients in making well-informed decisions in creating customizable policies from multiple carriers while taking into account their assets, the value of their vehicles, out-of-pocket costs, and tolerance for risk. The agency also carries insurance plans for collector cars, homes, agribusinesses, and professional liability.

Springdale

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Why choose this provider?

Variety Insurance is an independent agency serving individuals, families, and businesses in Arkansas. Since 2013, it has been offering car insurance policies that provide financial coverage for accidents, collisions, theft, and vandalism. Its team of professionals guides clients in shopping through the options from multiple insurance carriers, including Travelers, Progressive, and MetLife. The agency also provides policies for homes, special events, and workers' compensation coverage. It is also a member of the Springdale Chamber of Commerce.

Paragould

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Review Sources

Facebook
5.0 (19)
Google
4.0 (11)

Why choose this provider?

Cook Insurance Agency - Paragould is an independently owned and locally operated business serving Arkansas. It offers auto insurance policies, even for classic cars, which cover damages and losses from accidents, theft, or fire. The plans also include protection from medical and legal expenses that can be associated with injuries, property damages, and loss of life. Its team of professionals partners with multiple carriers to provide a wide selection of customizable insurance options, including Grundy Worldwide, Delta Dental, and BlueCross BlueShield.

Jonesboro

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Why choose this provider?

Clark Property Insurance is an independently owned and locally operated agency serving Arkansas. It provides auto insurance policies, even for classic cars, which cover losses and damages from accidents, theft, or fire. Protection is also available for medical and legal expenses that can be associated with injury, property damage, and loss of life. Its team of independent agents represents a wide range of insurance carriers to provide tailored coverage options, such as Appalachian Underwriters, Auto-Owners Insurance Co., and American Collectors Insurance.

Fayetteville

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Review Sources

Facebook
4.5 (11)
Google
5.0 (2)

Why choose this provider?

Paul E. Dunn Insurance is a full-service agency that serves Arkansas. It offers auto insurance policies for mature and elderly drivers, as well as protection for classic or high-value, high-risk, and standard cars. In addition, it provides liability, medical payment, personal injury, and uninsured/underinsured motorist coverage options. Its independent agents help clients consider different factors when customizing a policy, such as deductibles, risk tolerance, and liability limits. The agency, led by agent Paul Dunn, has been operating for around two decades.

Kennett

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Why choose this provider?

Baker Welman Brown Insurance & Financial Services is an independent agency that has been serving Arkansas since 1939. It offers personal and commercial auto insurance packages that cover damages and losses from collisions, theft, fire, and medical expenses. Coverage is also available for uninsured drivers. The agency also assists clients in managing their securities and investments, including annuities, corporate bonds, and mutual funds. Its president, Charlie Brown, is a Certified Insurance Counselor and a Life Underwriter Training Council Fellow.

Jonesboro

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Why choose this provider?

Arkansas First Choice Insurance - Jonesboro is a family-owned and family-operated agency serving Arkansas communities. It provides the best and cheapest vehicle insurance coverage for cars, motorcycles, boats, RVs, and even classic or antique automobiles. Its team of independent agents helps clients in making well-informed decisions when choosing policies from multiple carriers, including Fairmont Specialty, CNA Surety, and State Auto. In addition to establishing long-term relationships with its clients, the agency also offers insurance coverage options for shelters, disasters, bonds, landlords, and crimes.

Rector

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Why choose this provider?

The Crancer Agency - Rector is an independent insurance company that has been serving Arkansas communities since 1976. It offers insurance coverages for cars, including antique and collector automobiles, and motorcycles that protect individuals and families from unforeseen circumstances. The coverage options can include protection from vandalism, rental car reimbursement, and accidents with uninsured/underinsured individuals. With almost 100 employees, the agency also provides insurance plans for homes, crops, and agribusinesses. It supports various local organizations through its Referral for a Cause program.

Jonesboro

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Why choose this provider?

M & M Insurance Agency offers a range of personal insurance products in Arizona. It accommodates vehicle owners who want to acquire insurance policies. The independent company crafts customized coverage plans for cars, trucks, RVs, SUVs, and motorcycles. In addition, its agents process business insurance, which includes general liability, commercial property, and workers' compensation plans. They work with multiple carriers to provide the best policies that suit clients' needs and budgets. M & M Insurance Agency has been in the industry for nearly two decades.

Fayetteville

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Why choose this provider?

Krisell & Jennings Agency is an independent firm that has been providing custom insurance solutions for customers in Arkansas since 2016. It comprises agents who work with a variety of insurance carriers that handle auto insurance plans. They also insure motorcyles, homes, and businesses. The firm's co-founder, Brent Jenning joined Farm Bureau as an insurance agent in 2008. Brent was born into the insurance profession, with his grandfather, father, and brother having 80 years of combined experience in the industry.

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.