Best Local Car Insurance Agencies in Jonesboro

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• In Jonesboro, how much will your auto insurance reimburse you for your stolen vehicle?

  Your Jonesboro auto insurance will reimburse you for the actual cash value of your stolen vehicle, less your deductible. A vehicle's ACV is its replacement cost less depreciation, which takes into account factors such as age and wear. For example, if your policy has a $1,000 deductible and your Honda Accord is worth $36,000, your payout would be $35,000.

• How many cars can you insure in Jonesboro under one auto insurance policy?

  Although Jonesboro insurance companies have different requirements, you can usually include four or five vehicles on a single auto insurance policy. It is preferable to speak directly with your insurance company or work with a certified insurance agent who can assist you in determining the exact number of vehicles and drivers permitted on your policy.

• When should you get a collision damage waiver for your Jonesboro rental car?

  If your personal auto insurance policy does not include collision coverage, consider purchasing a collision damage waiver for your Jonesboro rental car. Even if you have collision insurance, you should get a collision damage waiver if your deductible is high, your policy does not cover rentals, or you plan to rent a car in a country where your insurer does not provide coverage.

• What damages are not covered by the collision damage waivers in Jonesboro?

  Because Jonesboro collision damage waivers only cover damage to the rental car, they do not cover liability costs. Risky behaviors, such as driving too fast or off-roading the rented vehicle, may result in damage being excluded from coverage. Additionally, it does not cover damage to specific automotive components such as tires or windshields.

• Will filing a claim on your keyed vehicle raise your Jonesboro auto insurance rates?

  Yes, your Jonesboro car insurance rates may rise if you file a claim for your keyed vehicle, but not as much as they would if you were at fault in an accident. This is because insurance companies raise premiums to offset the cost of claims, even if they are for minor damage that was not your fault.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.