Expertise.com

Best Renter's Insurance Companies in Memphis

2024

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Providers

Last updated:

Website
6187 Stage Road, Memphis, TN 38134
  • Multiple Policy Types

Why choose this provider?

Lofton Wells Insurance has been providing the insurance needs of clients in Memphis for more than 38 years. It provides renters insurance covering personal properties, temporary housing, and vacation rental coverage. It also offers auto and life insurance and flood, short-term, long-term care, and pet insurance. Business and commercial clients can avail coverage for cyber liability, business liability, commercial properties, farms, and group health. The company also protects liquor liability, landlord liability, and restaurants.

License Verified:

License: 2331

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (92)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3232 S Perkins Rd, Memphis, TN 38118
  • Multiple Carriers

Why choose this provider?

Keltner Insurance, Inc., assists the residents of Memphis in need of risk management. It provides products that help renters and homeowners protect their belongings from hazards involving vandalism, theft, fires, and other possible risks of damage and loss. Its products also provide liability protection against lawsuits involving property or bodily damage within a home or rented building. Its staff link clients with different carriers and service providers, to better meet both their budget and risks as identified in the company's consultation and evaluation process.

License Verified:

License: 5721

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4934 William Arnold Rd, Memphis, TN 38117
  • Multiple Policy Types

Why choose this provider?

Keller Insurance is a locally owned and operated agency that caters to clients in Memphis and the surrounding communities. It provides renters' insurance policies which cover customers' belongings, liabilities, and possible living expenses in case of a disaster or unexpected event such as fire or theft. Other products include auto, pet, boat, life, business, and homeowners' insurance. Keller Insurance works with companies like Progressive, Liberty Mutual, Erie Insurance, and TAPCO to help clients find the right protection plan that meets their needs.

License Verified:

License: 2031204

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5510 E. Shelby Dr., Ste. 107, Memphis, TN 38141
  • Multiple Policy Types

Why choose this provider?

Financially Smart Insurance offers its services to renters in Memphis. Its renters' insurance coverage includes personal belongings, injury liability, medical bills, and loss of use. It works with several carriers to provide clients the best coverage, price, claim experience, and customer service. As a local company, Financially Smart Insurance also advises clients on good repair companies in the metro. It is licensed to provide insurance products in Tennessee, Arkansas, and Mississippi. It works with Liberty Mutual, Progressive, and Bristol West.

License Verified:

License: 2445767

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
6263 Poplar Ave., Ste. 400, Memphis, TN 38119
  • Multiple Policy Types

Why choose this provider?

Lovelace Agency, with offices in Collierville and Memphis, has been serving individuals and families throughout Tennessee, Mississippi, and Arkansas since 1999. Founder Rod Lovelace has over 20 years of industry experience. The company provides a variety of insurance products to protect its clients and their investments. These include home, homeowners', and renters' insurance, which provide protection against losses from calamities such as fires, floods, and earthquakes. Other offerings include auto, life, motorcycle, boat, and retirement policies.

License Verified:

License: 2390413

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (36)
Google
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7900 Winchester Road, Memphis, TN 38125
  • Multiple Policy Types

Why choose this provider?

Kacky Kortenber is a State Farm insurance agent who serves residents and businesses in Memphis. It offers a range of insurance solutions, including renters' insurance, life insurance, and health insurance. It also provides coverage for pets, properties, and businesses. Kortenber has been with State Farm since 1990, and her office is staffed with insurance accounts representatives who have been with the company for more than 10 years. Her office has been awarded the State Farm Golden Triangle Award and State Farm Chairman's Circle.

License Verified:

License: 711052

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6525 North Quail Hollow Road, Memphis, TN 38120
  • Multiple Policy Types

Why choose this provider?

Crye-Leike Insurance Agency is an independent firm that has been insuring families and individuals in Memphis and nearby areas since 1982. Founders of the agency, Harold Crye and Dick Leike, aim to provide insurance solutions with professionalism and integrity. Its team of insurance agents provides renters' insurance with coverage that includes additional living expenses, personal property protection, family liability protection, guest medical protection, and temporary housing. They also have insurance solutions for business owners.

License Verified:

License: 2002543

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
811 Timber Creek Drive, Memphis, TN 38018
  • Multiple Policy Types

Why choose this provider?

Katie Lamb is a second-generation insurance agent at State Farm who provides various insurance solutions to Memphis residents. She assists customers in understanding the importance of renters' insurance and protecting them financially from losses caused by accidents, weather impacts, loss of use, and malicious mischief. Its renters' insurance also includes liability coverage that pays for medical expenses for injuring another person. In addition, Katie also specializes in coverage policies for homeowners, auto, and life.

License Verified:

License: 2293533

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Facebook
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Is it possible to transfer renters' insurance in Memphis when you move to another property within the metro?

    Check with your insurance provider to see if you can have your policy transferred to your new address when moving to a new rental. Check with your provider or review your policy terms to see if your insurance coverage is convertible. Also, expect to pay a different premium as your residence changes.

  • Should you have separate renters' insurance in Memphis if you have roommates?

    Yes, get renters' insurance on your own rather than sharing it with a roommate. In the short term, splitting premium payments and deductibles with a cohabitant may save you money. However, this may be problematic because it raises the possibility of claims and coverage limitation conflicts, as if both of you jointly own all of the items in the home.

  • Are you required to have renters' insurance in Memphis?

    No, as a Memphis tenant, you are not required to have renters' insurance. Some landlords, property management companies, and apartment communities, on the other hand, may make it a condition of the lease agreement. While it may not be considered strictly necessary, that does not mean it should be denied. Landlord insurance does not provide personal property coverage or protection against damage resulting from your carelessness.

  • Why should Memphis tenants think about getting renters' insurance?

    In Memphis, the tenant's personal belongings are not included in the coverage of the landlord's renters insurance, which covers only the property. In the event of damage from unanticipated perils not covered by the policy, such as water damage, vandalism, storms, and hurricanes, renters' insurance enables the tenant to have their possessions replaced.

  • Can homeowners' insurance be used to cover a rental property in Memphis?

    If the home is only rented out for a few weeks, homeowners' insurance may cover the short-term rental arrangements in Memphis. Inform your insurer in advance to ensure that this protection is included in your policy. If the property is to be rented out for a longer period of time, ranging from six months to a year, rental insurance is required.

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