Best Mortgage Refinance Companies in Franklin

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Bank of England Mortgage Cool Springs logo
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License: 437060

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Bank of England Mortgage Cool Springs

3333 Aspen Grove Dr., Ste 120, Franklin, TN 37067
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  • New Construction
  • Reverse Mortgages

Business Description

Bank of England Mortgage Cool Springs provides services across Franklin and the surrounding areas. It handles the mortgage refinancing needs of clients to help them change their loan terms and interests according to their needs and goals. It also guides individuals and families in applying for mortgage loans to purchase their first or investment residential properties. These loans include FHA, VA, jumbo, adjustable, and fixed-rate. Bank of England has been providing mortgage services since 1898.

License Verified:

License: 437060

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
5.0 / 5 (9)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Bank of England Mortgage Cool Springs

Keith Go Lending Team logo
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License Verified:

License: 488023

Nationwide Multistate Licensing System and Registry

Keith Go Lending Team

3401 Mallory Lane, STE 205, Franklin, TN 37067
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  • New Construction
  • Reverse Mortgages

Business Description

Keith Go Lending Team works with people across the Franklin metro, helping homeowners looking to refinance their loans to obtain reduced monthly payments or shortened program terms. It addresses their concerns regarding the property appraisal process. It also provides programs insured or guaranteed by the USDA, enabling clients to acquire properties in rural areas. The company's namesake, Keith Goeringer, has spent over 20 years in the industry. He previously worked under firms like Wells Fargo, Cendera Funding, and the Fairway Independent Mortgage Corporation.

License Verified:

License: 488023

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Keith Go Lending Team

Magnolia Home Lending logo
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License Verified:

License: 2172971

Nationwide Multistate Licensing System and Registry

Magnolia Home Lending

Franklin, TN
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  • New Construction

Business Description

Magnolia Home Lending is an independent broker catering to the refinancing goals of the residents in Franklin and the neighboring areas. The company guides mortgage borrowers who are looking for low-interest rates, planning to secure lower monthly payments, and seeking to cash out equity. Its mortgage professionals assist clients during decision-making so they can confidently choose from various options. They keep in constant communication throughout the refinancing process, starting from initial discussion and application to closing and funding.

License Verified:

License: 2172971

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (1)
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Magnolia Home Lending

Music City Mortgage logo
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License: 367757

Nationwide Multistate Licensing System and Registry

Music City Mortgage

128 Holiday Court #121, Franklin, TN 37067
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  • New Construction
  • Reverse Mortgages

Business Description

Music City Mortgage is a family-owned and family-operated business serving residents in and around Franklin. It caters to families and individuals seeking refinancing solutions. The company helps borrowers process the needed documents for refinancing loans, such as W-2 forms, homeowner insurance binders, and mortgage payment coupons. It also provides an array of mortgage programs, including USDA, FHA, VA, conventional, investment, and jumbo loans. Music City Mortgage has been in the industry for over 25 years.

License Verified:

License: 367757

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (51)
Facebook
5.0 / 5 (25)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Music City Mortgage

OnPoint Mortgage, LLC logo
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License Verified:

License: 2295358

Nationwide Multistate Licensing System and Registry

OnPoint Mortgage, LLC

Franklin, TN
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  • New Construction

Business Description

OnPoint Mortgage, LLC, assists homeowners and homebuyers in Franklin and its neighboring communities. Its mortgage advisor, Steffen Cushing, helps clients refinance homes to obtain better interest rates, shorten loan terms, consolidate debt, or cash out from home equity. He also offers non-qualified mortgage loans, which cater to investors and self-employed individuals. Additionally, Cushing helps clients fund home builds through construction loans. He has more than a decade of experience overseeing and assisting with loan closings.

License Verified:

License: 2295358

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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OnPoint Mortgage, LLC

Patriot Mortgage Group Inc logo
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License Verified:

License: 2074840

Nationwide Multistate Licensing System and Registry

Patriot Mortgage Group Inc

3401 Mallory Ln #209, Franklin, TN 37067
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  • Reverse Mortgages
  • Refinance
  • Purchases
  • New Construction

Business Description

Patriot Mortgage Group Inc is a family-owned brokerage that assists Franklin residents with their refinancing needs. It offers a wide variety of loan programs for homeowners looking to refinance their mortgages, including VA, FHA, non-QM, and conventional loans. The company also offers flexible loan terms ranging from 8 to 30 years, as well as custom terms for borrowers who want to retain their progress on their mortgages. Patriot Mortgage Group helps active first responders by paying for their appraisals.

License Verified:

License: 2074840

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Patriot Mortgage Group Inc

Thrive Lending logo
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License Verified:

License: 2191014

Nationwide Multistate Licensing System and Registry

Thrive Lending

725 Cool Springs Blvd, Suite 600, Franklin, TN 37067
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  • New Construction

Business Description

Thrive Lending is a mortgage brokerage collaborating with numerous lenders across the country to provide Franklin individuals with a loan program that suits their unique circumstances. It offers refinancing services to help its clients get lower rates, build more equity, and obtain a cashout for their personal goals and financial emergencies. Owners Sean Aspenlind and Brandon Bryditzki have a combined industry experience of more than 13 years. Thrive Lending is also licensed to accommodate customers in California, Idaho, Florida, Tennessee, South Carolina, and Ohio.

License Verified:

License: 2191014

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Thrive Lending

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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