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Best Health Insurance Agencies in Franklin

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Allee Insurance Agency logo
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License Verified:

License: 2258158

Tennessee Department of Commerce & Insurance

Allee Insurance Agency

330 Mallory Station Rd. Suite A-2, Franklin, TN 37067
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  • Individual Plans

Business Description

Allee Insurance Agency serves individuals and businesses in the Franklin area. It offers both personal and group health packages, inclusive of dental and vision coverage, and long-term and disability care, as well as supplemental, child, travel, and prescription insurance. It also assists in setting up health savings accounts, and annuities. Other products available include home, life, farm, and automobile insurance. Owner Jamie Allee has been in the insurance industry for 22 years. His agency represents carriers like Liberty Mutual, SAFECO, Hartford, Allied, Travelers, and MetLife.

License Verified:

License: 2258158

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Assure Source logo
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License Verified:

License: 2244247

Tennessee Department of Commerce & Insurance

Assure Source

112 Confederate Drive, Franklin, TN 37064
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  • Individual Plans
  • Life Insurance
  • Medicare Supplement Insurance

Business Description

Assure Source provides health plan solutions and Medicare assistance in Franklin. Its agents help clients navigate Medicare options by informing them of the decision-making factors like enrolment requirements, parts and coverage of plans, and monthly premiums. They provide outsourced sales and health plan rollout to companies focusing on their business operation. In addition, they assist in selecting traditional and hybrid long-term care plans. Composed of independent advisors and agents, Assure Source caters to clients in other states like Arkansas, Missouri, and Oklahoma.

License Verified:

License: 2244247

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (11)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ben Thinking About Your Health logo
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License Verified:

License: 2449356

Tennessee Department of Commerce & Insurance

Ben Thinking About Your Health

128 Holiday Ct Ste 103, Franklin, TN 37067
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  • Individual Plans
  • Life Insurance
  • Individual Health Insurance

Business Description

Ben Thinking About Your Health is a full-service and independent agency that offers health insurance solutions to clients around Franklin and the nearby areas. The agency represents a vast network of insurance companies that provide coverage for medical, surgical, and hospital expenses. Its policies also help clients save on doctor visits, prescription medication, and preventative health services. In addition, the agency helps clients acquire health insurance plans that cover include dental and vision, critical illness, and long-term and short-term care expenses.

License Verified:

License: 2449356

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (16)
BNA Insurance Group logo
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License Verified:

License: 2413245

Tennessee Department of Commerce & Insurance

BNA Insurance Group

3326 Aspen Grove Drive, Ste 110, Franklin, TN 37067
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

BNA Insurance Group is an independent insurance agency in Franklin that caters to the needs of local clients. The agency offers a broad range of health insurance products, which cover medical expenses, hospital expenses, surgical expenses, and dental coverage. It also provides insurance for coverage for medicare supplements, vision, and group benefits. Established in 2018, BNA Insurance Group also writes life, disability, homeowners', and automobile policies. It serves clients throughout the United States, including the neighboring areas of Florida, Alabama, South Carolina, and Kentucky.

License Verified:

License: 2413245

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Core Insurance Advisors logo
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License Verified:

License: 2464486

Tennessee Department of Commerce & Insurance

Core Insurance Advisors

231 Public Square #34, Suite 300, Franklin, TN 37064
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  • Life Insurance

Business Description

Core Insurance Advisors offers risk management solutions for seniors in and around Franklin. Its team of agents, who have 50 years of combined experience, educates clients about the Medicare options available to them, including Medicare Advantage, Medicare Part D, and original Medicare. They also write vision and dental protection plans. With a commitment to building long-term relationships with clients, they conduct yearly plan reviews in addition to coverage analyses and needs evaluations. Aetna, Anthem, and Humana are some of the carriers they access plans from.

License Verified:

License: 2464486

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (12)
Facebook
5.0 / 5 (11)
Insurance Group of America. logo
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License Verified:

License: 2284166

Tennessee Department of Commerce & Insurance

Insurance Group of America.

6640 Carothers Parkway, Ste. 160, Franklin, TN 37067
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  • Group Plans

Business Description

Insurance Group of America offers Franklin residents a full range of products that include health insurance, commercial property and casualty plans, personal insurance, and employee benefits insurance. Its online platform lets employees select plans that fit their needs, including group health plans, health saving accounts, group dental, and short- and long-term group disability plans. Its agents have many years of experience. CEO and founder Jamie Noe was employed by various insurance agencies for 11 years before starting the company.

License Verified:

License: 2284166

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Matt Cole logo
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License Verified:

License: 2423103

Tennessee Department of Commerce & Insurance

Matt Cole

128 Holiday Ct Suite 110, Franklin, TN 37067
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  • Individual Plans

Business Description

Matt Cole is a Franklin-based insurance agent that provides a wide range of insurance solutions for individuals and businesses. As a State Farm agent, he helps clients find the right coverage for their health insurance, auto insurance, life insurance, homeowners' insurance, and business insurance needs. His health insurance offerings include individual medical coverage and supplemental plans for primary health insurance and Medicare. Cole has received numerous recognitions and accolades, including the T.I.C.A. Top 100 Agent in 2019.

License Verified:

License: 2423103

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs