Best Mortgage Refinance Companies in Huntsville

1st Family Mortgage Company provides services to homeowners and buyers in Huntsville and nearby cities. It helps clients identify financing options that match their requirements by lowering interest rates or monthly payments, consolidating debt, shortening loan terms, and cashing out money for home repairs or other expenditures. It also offers several different loan programs, such as FHA, VA, conventional, home purchase, and jumbo. 1st Family Mortgage Company has been in the home lending business for more than 20 years.

Courtesy First Home Lender has been providing services to clients in Huntsville and beyond for over two decades. It advises families and individuals on real estate matters and offers several types of refinancing, purchase, and cash-out solutions, such as conventional, jumbo, manufactured, VA, USDA, and FHA loan options. Its team provides financial projections that detail varying loan amounts, terms, interest rates, and property values. Founder Greg Balch has been in several areas of the financial services and mortgage industry since 1997.

Emily Loper is a loan officer with FirstBank Mortgage. She caters to clients in Huntsville and the surrounding areas seeking mortgage refinancing solutions. Whether borrowers are looking to tap into their homes' equities, lower their monthly premiums, or shorten the length of their loans, Emily offers flexible refinancing plans. She also provides conventional, jumbo, and government-backed financing options to homebuyers. Emily has been with FirstBank Mortgage since May 2015. FirstBank Mortgage has helped over 20,000 families.

FT Home Loans is a Sheridan-based mortgage brokerage that offers home loan and refinancing solutions to clients in the Hunstville metro. The company helps them navigate their options for refinancing, including consultations for interest rates, credit score analysis, refinancing costs, and refinance points calculation. Its loan officers also help lower monthly mortgage payments and reduce interest rates. FT Home Loans is headed by Glenn Strong, a licensed loan originator who started his career in independent mortgage brokerage in 2003.

Lawhorn & Associates Mortgage Company, Inc., serves Huntsville residents seeking home refinancing loans. It offers streamline and cash-out refinancing for FHA, USDA, and VA loans, as well as FHA 203(k) and HELOC. It also provides home purchase financing. Its staff specializes in 15- and 30-year fixed-rate loans. The mortgage broker has agreements with private, direct, and commercial mortgage lenders, giving customers access to a wide variety of options. It has been in business since 1992 and also serves the residents of Colorado and Florida.

MidTown Mortgage Company caters to home purchasers in Huntsville who require a variety of products. These options include construction and conventional loans. Government-sponsored solutions under the USDA are available for buyers seeking rural assets. The company also offers products for military service veterans and renovators who need new financing contracts or wish to refinance existing debts. MidTown Mortgage has special accommodations in place for senior citizens. It has online calculators to provide initial information before personal consultations.

MortgageRight Hunstville is a nationwide direct lender that provides refinancing solutions to the homeownership needs of residents in the metro. The company helps mortgage borrowers who are considering refinancing their homes to obtain lower rates, cash out equity, and secure a reduced payment term. Its loan officers assist clients throughout the application process, from evaluation and paperwork preparation to approval and closing. MortgageRight also serves various states, including North Carolina, Florida, Tennessee, Kansas, and Mississippi.

North Alabama Mortgage is a local Huntsville-based mortgage company that has been providing personalized financing solutions since 2006. Its loan programs cater to borrowers seeking to purchase, refinance, or invest in properties, from primary and secondary residences to condotels and non-warrantable condos. Its selection of products includes conventional, FHA, VA, USDA, non-QM, and jumbo loans. North Alabama Mortgage and its team of loan originators help clients and realtors, providing them with a support system and access to useful online resources.

Redmond Lending Group caters to clients in Huntsville. Its specialists work with borrowers looking to refinance their existing mortgages to modify mortgage rates, change loan terms, reduce monthly payments, consolidate debts, or cash out equity for home improvements. They also accommodate clients who wish to buy their first homes and investment properties. Redmond Lending Group is available 24/7 for loan approvals and financing processes. Owner Robby Redmond has been in the finance and banking industry for over two decades.

The Mortgage Engineer provides financing options for prospective homeowners and real estate investors in Huntsville. It assists first-timers and seasoned borrowers in applying for home refinance loans to restructure their current mortgage with more preferable terms. The process includes completing the refinance analysis request, presenting options, comparing interest rates, and selecting a program. Home loan products available include jumbo, FHA, USDA, fixed rates, ARM, and VA. The Mortgage Engineer is operated by Karen Davis, who also serves clients in Georgia and Tennessee.

Tim Byrne Mortgage Lender is based in Huntsville. It works with SouthState Bank Mortgage to help refinancers find a loan program for their needs, whether it involves reducing the loan term, consolidating debts, or switching from an adjustable-rate to a fixed-rate mortgage. Various options are available, including construction, FHA, conventional, physician, and lot mortgages. Tim Byrne, a local lender and former US Army Corporal, has assisted veterans and active service members in obtaining VA loans.

Worthington Mortgage Bankers has been serving borrowers in Huntsville since 1997. The company works with clients refinancing their mortgages to obtain low payments, shorten their terms, consolidate their debts, and access their home's equity. Its team members navigate borrowers throughout the process, from applying for the program to closing the transaction. The company's website has a mortgage calculator that shows clients the breakdown of their payments and their amortization schedule. It also offers reverse mortgage and VA loan solutions.