Expertise.com

Best Life Insurance Companies in Franklin

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Life Insurance Companies FAQs

Learn more
Allee Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 2258158

Tennessee Department of Commerce & Insurance

Allee Insurance Agency

330 Mallory Station Road, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Allee Insurance Agency in Franklin collaborates with clients to find insurance policies that suit their needs and circumstances. The agency offers a wide array of insurance policies, such as life, health, home, farm, automobile, and recreational vehicle insurance. Moreover, its life insurance coverage plans include individual and group life, long-term care, disability, and second-to-die policies. Agency owner Jamie Allee has over 20 years of experience in the insurance industry and specializes in personal insurance for business clients.

License Verified:

License: 2258158

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Battle Page Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2472968

Tennessee Department of Commerce & Insurance

Battle Page Insurance

145 Southeast Parkway Court, Franklin, TN 37064
Visit WebsiteWebsite
  • Life Insurance
  • Group Plans
  • Term Life Insurance

Business Description

Battle Page Insurance is a team of life insurance brokers with over 60 years of combined experience in providing insurance services to residents in Franklin and the surrounding areas. An independent agency, the firm partners with multiple providers, including Erie Insurance, Safeco, and Progressive, to provide clients with individual and group life coverages. It also works with businesses across multiple industries to provide liability and workers' compensation coverages. Battle Page Insurance has been serving all of Tennessee since 2001.

License Verified:

License: 2472968

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.0 / 5 (7)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BNA Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 2413245

Tennessee Department of Commerce & Insurance

BNA Insurance Group

3326 Aspen Grove Drive, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

BNA Insurance Group LLC is an insurance agency that serves clients in Franklin. It offers whole, term, and universal life insurance policies that provide financial security to beneficiaries in an unexpected death. The agency also covers insurance products for homeowners, identity theft recovery, mobile homes, landlords, and medical expenses. Clients are given a dedicated agent who they can contact anytime. From its location in Franklin, it has expanded its services to several states, including South Carolina, Georgia, and Florida. Mike Wiatr owns the agency.

License Verified:

License: 2413245

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chris Jones logo
Visit WebsiteWebsite

License Verified:

License: 2353571

Tennessee Department of Commerce & Insurance

Chris Jones

3326 Aspen Grove Drive, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance

Business Description

Chris Jones works as a State Farm insurance agent in the Franklin region. He specializes in personal insurance programs and covering life insurance policies with various terms. He also specializes in auto, property, home, health, and business insurance. Jones and his team also help Franklin residents with annuities and banking concerns, as well as reviewing coverage choices. Jones is a proud agent of State Farm who has been ranked "Highest Customer Satisfaction among Life Insurance Providers" by J.D. Power in 2020.

License Verified:

License: 2353571

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Insurance Solutions logo
Visit WebsiteWebsite

Elite Insurance Solutions

1894 General George Patton Drive, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Elite Insurance Solutions finds life policy options from different insurance carriers for Franklin residents and the neighboring communities. The independent agency also helps clients pay for federal death and estate taxes, handle charitable donations, create an inheritance for heirs, cover college fees, and provide funding for final expenses. Insurance coverages include term life and whole life as well. For health policies, Elite Insurance Solutions also prepares needs analysis and generates exact coverage amounts for clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FTC Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2262689

Tennessee Department of Commerce & Insurance

FTC Insurance

321 Billingsly Court, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance

Business Description

FTC Insurance is an independent insurance agency based in Franklin. It provides life, health, home, auto, business, and commercial auto insurance for every client's unique requirements. Aside from personal insurance, such as boat and umbrella insurance, FTC also offers commercial insurance. It was created through the consolidation of Officer Insurance, Moss Insurance Group, and the Robble Agencies. FTC provides flexible and trusted choices that meet customer insurance needs and it can be reached even during calamities.

License Verified:

License: 2262689

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Services Agency logo
Visit WebsiteWebsite

License Verified:

License: 2340658

Tennessee Department of Commerce & Insurance

Insurance Services Agency

725 Cool Springs Boulevard, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Insurance Services Agency is a locally owned and operated business serving the Franklin metro. It offers life insurance plans that may include universal, whole, and term life coverages that protect policyholders against financial losses caused by burial expenses, mortgage debts, and medical bills. The company also helps families and individuals acquire other personal plans such as homeowners', renters', flood, auto, and motorcycle insurance. Insurance Services Agency is an independent company that represents multiple carriers such as Nationwide, Progressive, and Safeco.

License Verified:

License: 2340658

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Irvin-Dyal & Brown Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2264865

Tennessee Department of Commerce & Insurance

Irvin-Dyal & Brown Insurance

3326 Aspen Grove Drive, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance

Business Description

Irvin-Dyal & Brown Insurance is a locally-owned insurance agency that services Franklin residents. It represents a range of insurance firms and provides various insurance services and products. It includes term and whole life insurance policies that can be used to pay off home loans, education fees, burial costs, and other debts that policyholders may leave behind. Some of its other insurance options include coverage for houses, vehicles, pets, and businesses. The firm's professionals have 75 years of combined experience in the industry.

License Verified:

License: 2264865

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Masters Life and Health Insurance Agency logo
Visit WebsiteWebsite

Masters Life and Health Insurance Agency

Lancaster Drive, Franklin, TN 37064
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Masters Life and Health Insurance Agency is an independent company that serves families and businesses in the Franklin area and the surrounding communities. Its services include group and individual life and health, Medicare, dental, vision, and accident insurance. It also assists in financial services such as private family banking and financial GPS. Zac Masters, the owner of Masters Life and Health Insurance Agency, has been helping clients with their insurance needs for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shellnut Insurance and Associates LLC logo
Visit WebsiteWebsite

License Verified:

License: 2387239

Tennessee Department of Commerce & Insurance

Shellnut Insurance and Associates LLC

130 Seaboard Lane, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance

Business Description

Shellnut Insurance and Associates, LLC, is a family-owned agency that has been providing insurance protection for clients in Franklin, College Grove, Nashville, and Thompson's Station for the last 25 years. It offers term life and permanent life insurance plans that deliver death and living benefits. Moreover, the insurance professionals at this office deal with life insurance for wealth transfer and preservation, tax-deferred wealth accumulation, and income replacement. Home, property, auto, and recreation insurance plans are also available.

License Verified:

License: 2387239

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Victoria Hood logo
Visit WebsiteWebsite

License Verified:

License: 2360366

Tennessee Department of Commerce & Insurance

Victoria Hood

3325 Aspen Grove Drive, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Victoria Hood is a State Farm insurance agent serving clients based in Franklin and nearby areas. Hood offers assistance in getting insurance policies and other products and services to customers. She offers insurance policies such as auto, home, renters, life, and health insurance in Tennessee, Kentucky, and Missouri. Moreover, she also offers auto refinancing, business insurance, and checking and savings accounts to clients. Hood offers bilingual assistance in both English and Spanish. She has been in the industry for more than 10 years.

License Verified:

License: 2360366

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (58)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Williams Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 5415

Tennessee Department of Commerce & Insurance

Williams Insurance Group

256 Seaboard Lane, Franklin, TN 37067
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Williams Insurance Group is an independent agency serving businesses, families, and individuals in the Franklin area. Its insurance specialists help clients acquire life insurance plans that include permanent, term, fixed annuities, and group life coverages. Additionally, they offer other personal and business policies, including homeowners', flood, earthquake, contractors' liability, and investment property insurance. Williams Insurance Group works with multiple carriers in creating customized coverages such as Foremost and Prudential. It is a family-owned business that has been in the industry for more than 19 years.

License Verified:

License: 5415

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Read all FAQs