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2024

Last updated:

Best Mortgage Refinance Companies in Murfreesboro

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Murfreesboro Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

44Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1500 Medical Center Pkwy Suite 3A-6, Murfreesboro, TN 37129
  • New Construction

Why choose this provider?

The Mortgage Superman Team of the Norcom Mortgage Company is a group of loan advisors, officers, and processors providing home purchase and refinancing loans to clients in Murfreesboro. The team is headed by Scott Joines, the Tennessee branch and area manager with over 20 years of industry experience. He and his team counsel homeowners seeking to refinance their current mortgage to reduce mortgage periods, lower monthly payments, lower interest rates, and tap into their home's equity. They also specialize in a wide array of purchase programs in the event you are looking to buy.

License Verified:

License: 193987

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 Medical Center Parkway Suite 3A, Office 60, Murfreesboro, TN 37129
  • New Construction

Why choose this provider?

Accurate Mortgage Group helps Murfreesboro residents achieve their dream of homeownership by pairing them with the loan program based on their financial capacity. It refinances existing mortgages to enable clients to lower their monthly payments, shorten the length of loans, or take cash out and use the funds to pay off debts or renovate homes. Its specialists offer different refinancing options, such as rate-and-term and FHA streamline loans. The firm is a division of Acopia, LLC, a locally owned mortgage lender.

License Verified:

License: 1314457

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (68)
Facebook
4.6 / 5 (55)
Yelp
2.7 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Vantage Way Suite E240, Nashville, TN 37228
  • Reverse Mortgages

Why choose this provider?

Charles Boner, from USA Mortgage, serves the locals of Murfreesboro and the surrounding communities. He provides mortgage refinancing options that help his clients achieve their financial goals. These programs include options such as conventional, USDA Home, FHA, Veterans Affairs, renovation, and construction loans. He also offers reverse mortgages for senior homeowners, bank statement programs for self-employed individuals, and investment property programs for those intending to generate income via real estate. Boner operates out of his office in Nashville.

License Verified:

License: 18063

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1500 Medical Center Parkway, Suite 2K, Murfreesboro, TN 37129
  • Commercial Loans

Why choose this provider?

Beth Furbush is a loan officer with IServe Residential Lending, LLC, a multi-state residential mortgage banker which provides services in Murfreesboro. Furbush assists with mortgage refinancing of homeowners looking to make repairs and improvements, consolidate debt, pay for college, or drop private mortgage insurance. She also provides home loan services. IServe Residential Lending, LLC was established in 2007 and has other locations in Florida, Kentucky, Virginia, North Carolina, Alabama, and Georgia. It also assists clients at its California, Nevada, and Arizona branches.

License Verified:

License: 2914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
303 North Walnut Street, Murfreesboro, TN 37130
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Sharper Mortgage is a Murfreesboro-based company that caters to clients across the metro. It helps clients refinance their mortgages and obtain cash to manage costs related to home improvement projects. The company has experience assisting homeowners in switching from a variable-rate loan to a fixed-rate program. It also offers the Foreign National Loan Program, a solution for non-US citizens seeking to acquire properties like single-family homes. One of its senior loan officers, Athena Koulizakis, has spent more than two decades in the industry.

License Verified:

License: 2023738

Nationwide Multistate Licensing System and Registry

Website
145 Uptown Square, Murfreesboro, TN 37129
  • Multi-Family Loans

Why choose this provider?

Jeff Bonte is a loan officer who assists Murfreesboro mortgage holders in applying for refinancing programs. He strives to create a smooth refinancing transaction for clients who want to consolidate mortgages, lower rates or monthly payments, and cash out. He and his team at RWM Home Loans also assist homeowners planning to change mortgage products or drop their insurance. Bonte has been in the industry for over 20 years and previously served in the army.

License Verified:

License: 144845

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1945 Southpointe Way Suite B, Office 4, Mursfreeboro, TN 37130
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Tim Dial is a mortgage specialist who provides services in and around Murfreesboro. He helps individuals and families refinance their mortgages to lower monthly payments and interest rates, consolidate debts, and cash out for home improvements. He also helps buyers and investors devise strategies for converting adjustable-rate to fixed-rate mortgages. The professional collaborates with Heroes Next Door to assist local residents in purchasing their dream homes for the first time. Dial has been in business since 2002.

License Verified:

License: 1012251

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2615 Medical Center Pkwy, Murfreesboro, TN 37219
  • Reverse Mortgages

Why choose this provider?

Gold Star Mortgage Financial Group aids homeowners in Murfreesboro and the surrounding communities looking to refinance their home mortgage in order to lower monthly payments and interest rates, consolidate debt, or withdraw cash for home improvements. Its staff also assists clients in refinancing an adjustable-rate mortgage to a fixed-rate mortgage and navigating the FHA streamline refinance loan program. The company, which was established in 2000, is a three-time Ellie Mae Hall of Fame inductee for Outstanding Efficiency/ROI and Outstanding Loan Origination Process.

License Verified:

License: 1838999

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2670 Memorial Blvd Ste C, Murfreesboro, TN 37129
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Nancy Releford has refinancing and mortgage options for clients in Murfreesboro. She works under the Home Equity Mortgage, LLC, banner and has solutions for first-time buyers and those on their second and subsequent houses. Refinancing is an option to take advantage of subsequent reductions in interest rates. The agent also has reverse products for individuals who are 62 and older. Nancy Releford has resources and cheat sheets that are accessible online to educate real estate buyers on the details of financing transactions.

License Verified:

License: 186749

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
239 John R Rice Blvd, Murfreesboro, TN 37129
  • New Construction

Why choose this provider?

Chris Basham serves the mortgage refinancing needs of clients in the Murfreesboro area. He helps clients understand the refinance process and programs such as FHA, USDA, VA, and conventional loans. Prior to working in telecommunications as a technician and project manager, he spent five years in the United States Coast Guard. Basham works for Premier Mortgage Group as a loan officer. Through his services, he strives to educate customers on topics such as refinancing and home ownership.

License Verified:

License: 1929240

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Murfreesboro, TN
  • Reverse Mortgages

Why choose this provider?

iServe Residential Lending, LLC, caters to Murfreesboro clients. This company’s aim is to help people get into better financial positions by assisting them in purchasing homes and refinancing their mortgages. It offers refinancing options to people who want to make improvements and repairs in their homes, pay for college tuition, consolidate their debts, and drop PMIs. The company takes a consultative approach to help clients determine if refinancing is right for them. iServe Residential Lending has been operating for over 18 years.

License Verified:

License: 2914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (113)
Facebook
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
372 W Northfield Blvd., Murfreesboro, TN 37129
  • Reverse Mortgages

Why choose this provider?

First Vision Mortgage helps home buyers and owners in Murfreesboro select the right loan program that will fit their needs. The mortgage refinance company has loan officers who provide customers cash out and rate and term refinancing options. It also offers multiple loan programs such as Conventional, FHA, VA, and USDA-RD that feature mortgage insurance. First Vision Mortgage's loan officers aim to build a good relationship with its borrowers by assisting them throughout the home loan process.

License Verified:

License: 490528

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1574 Medical Center Pkwy, #101, Murfreesboro, TN 37129
  • Reverse Mortgages

Why choose this provider?

A Mortgage Boutique is a Murfreesboro-based brokerage that offers financial solutions to local refinancing applicants. Its staff accommodates VA, FHA, and conventional loan applications for those seeking to refinance their properties for debt consolidation, reduced monthly payments, and funding for domestic undertakings. Its comprehensive approach involves the use of computer-assisted technology that streamlines loaning processes. The company also contributes to the local community by engaging in programs and initiatives that are spearheaded by charitable organizations.

License Verified:

License: 1869505

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Should you seek funding assistance from the City of Murfreesboro when you are planning to rehabilitate your home?

    Before you consider refinancing to fund your home improvement projects, look into Murfreesboro's Housing Rehabilitation Program. The city offers a variety of funding assistance, including emergency repairs, housing rehabilitation, sewer tap assistance, and tree removal. Home repairs may be financed over a five-year period, whereas home reconstruction may be financed over a 15-year period. Call the Community Development Department at 615-890-4660 or stop by the McFadden Community Center at 211 Bridge Avenue in Murfreesboro.

  • Can you skip the appraisal process when refinancing your home in Murfreesboro?

    There are some Murfreesboro refinancing programs that do not require appraisals. There are three of them: VA IRRRL, FHA Streamline, and USDA Streamline. Before you can apply for any of these programs, you must first meet the eligibility requirements for that program. Home appraisals are usually required when doing a cash-out refinance or switching to a different loan type. An appraisal is not always required when refinancing the loan's payment structure, interest rate, or loan term.

  • How much amount can you obtain if you choose cash-out refinance in Murfreesboro?

    It is determined by the equity in your home and your financial situation. In Murfreesboro, you can usually get 80% of the value of your home equity. However, you can get 100% of your equity back with a VA cash-out refinance. Also, if you have a balance on your original mortgage, it will be deducted from your cash payout.

  • Is still there an adverse market refinance fee for conventional loans in Murfreesboro?

    The adverse market refinance fee was eliminated on August 1, 2021, which can result in savings for Murfreesboro borrowers with larger loan amounts. A quick mental calculation reveals that for every $100,000 loan amount, a $500 savings will be generated. The 0.5% fee was previously required when refinancing conventional Freddie Mac or Fannie Mae loans worth more than $125,000.

  • If you refinance a Great Choice Loan Program in Murfreesboro, do you need to pay back the down payment funding?

    Yes, you must repay the down payment assistance when you sell your Murfreesboro home or refinance the loan obtained through the Great Choice Loan Program. The down payment funding is available as a deferred option of $6,000 or 6% off the sale price to be paid in 15-year installments. The Tennessee Housing Development Agency is in charge of the program.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.