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Best Mortgage Refinance Companies in Clarksville

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2023
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American Mortgage - Clarksville, TN logo
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License: 397865

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American Mortgage - Clarksville, TN

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1919 Tiny Town Rd Suite 400, Clarksville, TN 37042

Business Description

American Mortgage - Clarksville, TN has been providing mortgage plans to homebuyers and owners in the area since 1975. It aims to assist individuals in fulfilling their dreams of owning a home by offering various loan options, such as conventional, VA, FHA, and guaranteed rural housing. Its business strategy includes relationship development with real estate agents, home builders, and clients. American Mortgage is an equal housing lender. It now has more than 40 locations and operates in several states, including Ohio, Mississippi, Alabama, and Florida.

License Verified:

License: 397865

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
5.0 / 5 (6)
Google
2.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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American Mortgage Solutions logo
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License: 1364

Nationwide Multistate Licensing System and Registry

American Mortgage Solutions

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1267 Eagles View Dr., Clarksville, TN 37040
  • Reverse Mortgages

Business Description

American Mortgage Solutions provides home loan refinance programs to customers in Clarksville. It offers various online tools to help borrowers throughout the process, including a pre-approval letter, refinance analysis request form, and payment calculator. It gives clients a variety of options based on their individual needs after completing the home refinance analysis request. Its mortgage refinance products include fixed-rate, USDA, VA, FHA, conforming, and jumbo loans. Founder Travis Egan started his career in the mortgage industry in 1995.

License Verified:

License: 1364

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Castle Rock Mortgage, LLC logo
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License: 2470

Nationwide Multistate Licensing System and Registry

Castle Rock Mortgage, LLC

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2687 Townsend Ct Suite B, Clarksville, TN 37043
  • Reverse Mortgages

Business Description

Castle Rock Mortgage, LLC, is a mortgage company that offers refinancing services in Clarksville. Its professionals provide refinancing services for various needs, such as FHA cash-out, FHA streamline, and VA refinance options. Other community-based loan options include My Community Mortgage Program and Rural Development Financing. The company aims to give back to its community heroes with its Good Neighbor Next Door Program, which provides special financing for law enforcement officers, firefighters, emergency medical personnel, and teachers.

License Verified:

License: 2470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (283)
Facebook
4.8 / 5 (113)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Dreamfield Lending logo
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License: 1183683

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Dreamfield Lending

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1100 S Main St. Suite 3, Hopkinsville, KY 42240
  • Commercial Loans
  • New Construction

Business Description

Dreamfield Lending deals with current homeowners and first-time property buyers across Clarksville. The company guides individuals through the mortgage refinancing process and educates them on regulations under the federal law Truth in Lending Act. It also addresses their concerns involving closing costs. For clients looking to purchase homes, the company provides a variety of mortgage programs, ranging from VA and FHA loans to conventional and jumbo programs. Its owner, Andrew Wilson, holds an Accredited Mortgage Professional designation from the Mortgage Bankers Association.

License Verified:

License: 1183683

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (57)
Google
5.0 / 5 (54)
HomePlace Mortgage Inc. logo

License Verified:

License: 2492

Nationwide Multistate Licensing System and Registry

HomePlace Mortgage Inc.

4239 Ft. Campbell Blvd., Hopkinsville, KY 42240
  • New Construction

Business Description

HomePlace Mortgage, Inc., works with families and individuals in Clarksville and nearby areas. Its team helps buyers and investors acquire different types of single- and multi-family homes, condominiums, and townhouses. The company conducts consultations to create refinancing solutions for reducing interest rates or monthly payments. It offers a wide selection of mortgage programs, including VA, FHA, RHS, and combined or hybrid ARM loans. HomePlace Mortgage also caters to clients seeking conforming, conventional, and RHS loan options.

License Verified:

License: 2492

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Legacy Mortgage Services, Inc. logo

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License: 1613

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Legacy Mortgage Services, Inc.

329 Warfield Blvd Suite A, Clarksville, TN 37043
  • New Construction

Business Description

Legacy Mortgage Services, Inc. serves the refinancing needs of the communities in Clarksville and the nearby areas. Its team of loan professionals guides borrowers in choosing the terms and options suited to their refinancing goals. The team also helps military members and veterans and their spouses in getting the VA Streamline Refinance program. One of these professionals, Bruce Dawson, previously worked as a real estate agent and is also a licensed loan originator in Kentucky.

License Verified:

License: 1613

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tennessee Trust Mortgage, Inc. logo

License Verified:

License: 133815

Nationwide Multistate Licensing System and Registry

Tennessee Trust Mortgage, Inc.

6398 US-41 Alt, Pleasant View, TN 37146
  • New Construction
  • Reverse Mortgages

Business Description

Tennessee Trust Mortgage, Inc., assists and educates clients in Clarksville on finding the mortgage refinancing options that can meet their needs. It provides loans to clients with interest rates tailored to their budgets, pays off high-interest credit card debts, and closes costs. The lender refinances a wide range of properties, including condos, townhomes, manufactured and modular homes, investment properties, single-family houses, and log homes. The local mortgage lending company has been in the business for over 26 years.

License Verified:

License: 133815

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.4 / 5 (20)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The West Group logo
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License Verified:

License: 628394

Nationwide Multistate Licensing System and Registry

The West Group

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1820 Memorial Circle, Clarksville, TN 37043
  • New Construction

Business Description

The West Group serves clients throughout Clarksville. It assists current homeowners in finding the mortgage refinancing loan program that will meet their needs and budget. It offers conventional, FHA, USDA, and VA home loans. Its agents have decades of collective experience in the mortgage industry. Stacy West, branch manager, is a former military spouse and active duty member. She focuses her services on assisting veterans with their mortgage refinancing needs. The West Groups also serves clients in Illinois, Alabama, Colorado, Florida, and Texas.

License Verified:

License: 628394

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (42)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valor Mortgage logo
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License Verified:

License: 1249911

Nationwide Multistate Licensing System and Registry

Valor Mortgage

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724 S Main St, Springfield, TN 37172

Business Description

Valor Mortgage offers refinancing loans to Clarksville homeowners seeking to lower their monthly payments. It also provides purchase loans for residents looking to buy their starter or second home. The company is a member of the Brokers Are Better Network and the Association of Independent Mortgage Experts. Main Street Media of Tennessee named it a finalist for the Best Bank/Mortgage Company in Robertson County. Valor Mortgage gives back to the community through Gideon Rescue Co., providing disaster response that considers mental, spiritual, and physical needs.

License Verified:

License: 1249911

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Veterans United of Clarksville, TN logo
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License Verified:

License: 1907

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Veterans United of Clarksville, TN

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107 Center Pointe Drive, Clarksville, TN 37040

Business Description

Veterans United of Clarksville, TN, helps homeowners and first-time home buyers in the metro navigate the VA loan process. It assists qualified military personnel, veterans, and surviving spouses in selecting the VA loan program to purchase or refinance single-family homes, condominiums, and manufactured homes. Its mortgage team, which consists of former senior enlisted leaders, offers interest rate reduction refinance and cash-out loans. Veterans United is a mortgage lender approved by the Department of Veterans Affairs.

License Verified:

License: 1907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (943)
Facebook
4.9 / 5 (102)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.