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Best Local Car Insurance Agencies in Mount Pleasant

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1st Capital Insurance logo
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License Verified:

License: 1908033129

South Carolina Department Of Insurance

1st Capital Insurance

1067 Cliffwood Drive, Mount Pleasant, SC 29464
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  • Bundling Option

Business Description

1st Capital Insurance is an independent insurance agency that provides personal and business insurance in Mount Pleasant and South Carolina. The agency offers all types of personal insurance coverage that includes auto, flood, and homeowners. Since 1st Capital Insurance represents various insurance carriers, it can offer a wide range of auto insurance products like collision, comprehensive, liability, medical, and personal injury coverage. 1st Capital Insurance strives to provide its clients with the best options for their insurance needs.

License Verified:

License: 1908033129

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alliance Insurance Services - Mt. Pleasant logo
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License Verified:

License: 1903788894

South Carolina Department Of Insurance

Alliance Insurance Services - Mt. Pleasant

824 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Alliance Insurance Services is an independent and locally owned insurance agency that serves clients in Mount Pleasant, Summerville, West Ashley, and nearby areas. The firm offers various insurance products and services such as auto insurance focusing on theft, collision, and liability coverage. It also provides boat and watercraft insurance, flood insurance, home and renters insurance, as well as comprehensive coverage and protection for high-value items. The company has access to many insurance carriers, providing each client a variety of insurance options that suits their needs.

License Verified:

License: 1903788894

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
atlanticshield.com logo
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License Verified:

License: 1906190085

South Carolina Department Of Insurance

atlanticshield.com

421 Johnnie Dodds Boulevard, Mount Pleasant, SC 29464
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  • Multiple Carriers

Business Description

Atlantic Shield Insurance Group is a Mount Pleasant-based, locally owned, and operated full-service property & casualty insurance agency. The agency offers full-service auto insurance that includes but is not limited to collision coverage, comprehensive coverage, property damage coverage, uninsured and under-insured liability, and bodily injury liability. Dedicated to protecting clients' financial interests in all types of risk, writes unique policies that fit client needs. Atlantic Shield Insurance Group also offers homeowners, high net worth, landlord, earthquake, and flood insurance.

License Verified:

License: 1906190085

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Crosby Insurance Group - Mount Pleasant logo
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License Verified:

License: 1727011

Crosby Insurance Group - Mount Pleasant

802 Coleman Boulevard, Mount Pleasant, SC 29464
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  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Crosby Insurance Group is an agency located in Mount Pleasant that offers car insurance. Its team of agents also deals with customized policies, which can include property and casualty coverages against loss, theft, and accidents. The agency was founded by Rick Crosby in 1996 with the aim of developing and maintaining strong relationships with clients and providing them the best service to meet their needs. Its other related products include marine and watercraft, RV, motorcycle, and SR22 insurance.

License Verified:

License: 1727011

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
H and H Insurance Agency, LLC logo
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License Verified:

License: 1912293139

South Carolina Department Of Insurance

H and H Insurance Agency, LLC

202 South Main Street, Mount Pleasant, SC 29554
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  • Bundling Option
  • Motorcyle & ATV
  • Boats

Business Description

H and H Insurance Agency, LLC offers auto insurance assistance to Mount Pleasant clients and the surrounding communities. The service provider helps car owners shop for auto insurance coverages that match their needs and priorities. Its agents connect with various insurance carriers such as Aegis, Dairyland Auto, American Modern, and Safeco Insurance. They also assist in the entire claims process. H and H Insurance Agency, LLC has been in the insurance business since 1999.

License Verified:

License: 1912293139

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Heather Bosse logo
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License Verified:

License: 8786150

South Carolina Department Of Insurance

Heather Bosse

2917 North Highway 17, Mount Pleasant, SC 29466
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  • Bundling Option

Business Description

Heather Bosse is a State Farm insurance agent in Mount Pleasant who is committed to providing clients with quality insurance and financial services. Bosse offers clients auto insurance products with different types of coverage, including collision, liability, medical expenses, emergency roadside assistance, and comprehensive coverage. Bosse has been serving the insurance needs of individuals and families for more than 10 years. She is a second-generation State Farm agent, a Chartered Financial Consultant, and a member of the Charleston Chamber of Commerce.

License Verified:

License: 8786150

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (25)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mappus Insurance Agency Inc. logo
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License Verified:

License: 1901814272

South Carolina Department Of Insurance

Mappus Insurance Agency Inc.

1407 Stuart Engals Boulevard, Mount Pleasant, SC 29464
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  • Multiple Carriers

Business Description

Established in 1960, Mappus Insurance Agency Inc. provides auto insurance policies to drivers in Mount Pleasant. Its owner, Andrew Muller, has been in the insurance industry since 2005 and is a member of the Independent Insurance Agents of Charleston. The company advises individuals based on their risks and needs, equipping them with the knowledge to make the best decisions when it comes to selecting their coverage. Mappus Insurance Agency also specializes in insuring homes in coastal South Caroline, North Carolina, and Georgia.

License Verified:

License: 1901814272

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (494)
Facebook
4.7 / 5 (13)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Carolina Coastal Insurance Agency logo
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License Verified:

License: 1911558591

South Carolina Department Of Insurance

South Carolina Coastal Insurance Agency

709 Long Point Road, Mount Pleasant, SC 29464
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  • Bundling Option

Business Description

South Carolina Coastal Insurance Agency is an independent agency offering car insurance and other policies to Mount Pleasant residents. The agency has access to and knowledge in multiple insurance companies as well as their products and guidelines. It can serve both personal and commercial clients. Their agents offer in-depth advice and support throughout the process—from coverage comparison to claims and policy service. It continues to invest in accessibilities for the disabled because it strongly believes in the rights of each and every person.

License Verified:

License: 1911558591

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The McKenzie Agency logo
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License Verified:

License: 18382592

South Carolina Department Of Insurance

The McKenzie Agency

426 West Coleman Boulevard, Mount Pleasant, SC 29464
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  • Bundling Option

Business Description

Brightway Insurance, The McKenzie Agency, is an independent agency that works with various insurance carriers. The agency provides customized auto insurance policies to clients in Mount Pleasant and the nearby areas. It helps its clients in finding the right auto insurance plans that are best suited for the client's needs. Jenny Mckenzie, the agency owner, has two decades of experience as a consultant and builds long-term relationships in helping her clients with their insurance plans.

License Verified:

License: 18382592

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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