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Best Local Car Insurance Agencies in North Charleston

2024

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Providers

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Website
5107 North Rhett Avenue, North Charleston, SC 29405
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Abri Insurance is a full-service and independent insurance agency that answers to the car insurance needs of vehicle owners in North Charleston. Its professional agents are locals with extensive knowledge about the types of coverage clients will need for protection in the event of an automotive emergency. Abri Insurance was established in 2014 by insurance agent Angela Herndon in a spare bedroom. Today, the company offers a wide range of insurance products, including motorcycle, RV, and boat insurance.

License Verified:

License: 1910696368

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (17)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
22 Windermere Boulevard, Charleston, SC 29407
  • Multiple Carriers

Why choose this provider?

Sadler & Hamm Insurance offers risk management solutions for North Charleston residents. The company provides multiple types of protection plans, including auto insurance that aims to protect drivers, their vehicles, and passengers from accidents. Its team of agents compares plans from carriers like Progressive and Auto-Owners Insurance, allowing them to find policies that will cover clients' unique needs. Along with auto insurance, Sadler & Hamm Insurance also offers boat, home, and life insurance. The agency began operating in 1892.

License Verified:

License: 1902758270

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Website
670 Marina Drive, Charleston, SC 29492
  • Multiple Carriers

Why choose this provider?

Established in 1991, Turbeville Insurance Agency has been providing car insurance policies to clients in North Charleston. Representing insurance partners such as the Cincinnati Insurance Co. and Frankenmuth Insurance, the agency offers policies with both liability and no-fault coverages. It also offers comprehensive car insurance that includes collision insurance for those financing cars. Moreover, it has commercial auto insurance that covers bodily injury liability and property damage for hired and non-owned vehicles. Additionally, Turbeville Insurance Agency has policies for classic cars that accommodate vehicle age and modifications.

License Verified:

License: 1903325640

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2810 Ashley Phosphate Road, North Charleston, SC 29418
  • Multiple Carriers

Why choose this provider?

Angel Insurance Agency, LLC, is a family-owned auto insurance agency located in North Charleston with 20 years of experience in the insurance industry. They have been serving the area since it was established in 2004, employing dedicated staff to provide affordable auto, personal, commercial insurance that protects their clients and their loved ones. They have partnered with a variety of insurance carriers including Gainsco, Progressive, Dairyland, Bristol West, and Assurance America.

License Verified:

License: 1904422282

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3506 West Montague Avenue, North Charleston, SC 29418
  • Bundling Option

Why choose this provider?

Ai Insurance Services is an independent and veteran-owned agency that provides personal and commercial auto insurance to residents of North Charleston. Its team of multi-lingual insurance experts, provides its clients with a 360-degree approach to protection, ensuring that they are protected in all aspects. They also have relationships with a variety of insurance carriers, which gives them the flexibility to find the best offer that fits their client's needs. The agency has branch offices in GA, SC, NC, and VA.

License Verified:

License: 1906585338

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (24)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
749 Saint Andrews Boulevard, Charleston, SC 29407
  • Bundling Option
  • Golf Cart & Scooter
  • Motorcyle & ATV

Why choose this provider?

C.T. Lowndes & Company Insurance Agency is an independent agency servicing clients in North Charleston and the nearby areas. Established in 1981, the agency is one of the oldest agencies within the area. Its agents specialize in personal insurance including car insurance policies. They quote and issue car insurance that is customized to the client's needs. The agency's car insurance policies include liability coverage, property coverage, and medical coverage. Additionally, it also offers homeowners insurance, life and health insurance, and business insurance.

License Verified:

License: 1901860893

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (87)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1531 Sam Rittenberg Boulevard, Charleston, SC 29407
  • RV & Motorhome

Why choose this provider?

Cliff Heath Insurance is an independent, Charleston-based car insurance agency serving clients in the metro and throughout the North Charleston area. Established in 1974, the agency's team of experienced and trained insurance agents has been focusing on providing car owners with the right kind of auto insurance. Over the years, they have built a reputation for offering competitively priced car insurance plans. Other than auto insurance, the team also provides quotes for business, home, and life insurance.

License Verified:

License: 1902367376

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1052 Gardner Road, Charleston, SC 29407
  • Multiple Carriers

Why choose this provider?

Triest Agency has been providing all types of insurance products to the residents of North Charleston and the nearby areas since 1903. The fourth-generation company offers auto insurance services that include coverage for liability, bodily injuries, and property damages. As an independent agency, the company is focused to offer numerous options of policies that will suit the clients’ needs and lifestyle. Clients can easily access their accounts on the company's website for basic services.

License Verified:

License: 18964024

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9980 Dorchester Road, Summerville, SC 29485
  • Multiple Carriers

Why choose this provider?

AAA's location in Summerville provides insurance assistance to North Charleston residents. Included in its product line is auto insurance, which may consist of any of the following coverages: uninsured motorist, medical payments, and bodily injury liability. The company offers same-day insurance services, and it also provides claims assistance 24 hours a day. AAA, which started its operations back in 1902, gives back to the community by supporting organizations like Habitat for Humanity and the Ronald McDonald House Charities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (351)
Facebook
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2011 Bees Ferry Road, Charleston, SC 29414
  • Multiple Carriers

Why choose this provider?

Mary Joseph's insurance office, operating under State Farm, services North Charleston and its nearby areas. Mary and his team provide a wide array of personal and commercial insurance plans that include an auto policy covering new and teen drivers. The insurance plan consists of coverages for liability, physical damages due to collision, damages other than collision, and protection against uninsured drivers involved. It also handles financial services in the metro. Making life go right is the primary mission of Mary's insurance team.

License Verified:

License: 1903987431

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (20)
Facebook
1.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
759-C Folly Road, Charleston, SC 29412
  • Multiple Carriers

Why choose this provider?

Brinson Insurance Agency is a family-owned and operated company that has been helping North Charleston residents with their insurance needs since 1988. One of the insurance products it offers is car insurance. The agency recommends a policy with underinsured motorist coverage to protect car owners from expenses caused by accidents. Moreover, it has car insurance policies for any price range and various types of personal and commercial vehicles, including motorcycles, RVs, ATVs, trucks, boats, yachts, and personal watercraft.

License Verified:

License: 6411574

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1455 Remount Road, North Charleston, SC 29406
  • Bundling Option

Why choose this provider?

Freedom Tax and Insurance has been helping businesses, families, and individuals in North Charleston obtain financial protection for over two decades. This independent insurance agency helps its clients look for suitable insurance policies. It carries auto insurance plans, educating car owners about property, medical, and liability coverage. Policyholders can also receive financial assistance in case of theft and injury-related funeral expenses. Freedom Tax and Insurance team of insurance advisors walks clients through the insurance process, informing them of the claims application and settlement procedures.

License Verified:

License: 1910282289

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (11)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
119 Saint James Avenue Suite D, Goose Creek, SC 29445
  • Multiple Carriers

Why choose this provider?

Chris Cohen is a State Farm insurance agent that serves the North Charleston area. He focuses on establishing long-term professional relationships with vehicle owners to better determine coverage options that suit their needs. State Farm's auto insurance portfolio includes coverage for collisions, theft, and natural disasters as well as reimbursements for car rentals. The agency also covers personal vehicles used for rideshare services. Cohen has over two decades of insurance experience and is also a Habitat for Humanity sponsor and volunteer.

License Verified:

License: 6411387

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1956 Remount Road, North Charleston, SC 29406
  • Multiple Carriers

Why choose this provider?

Pinckney Carter Company is an independent insurance agency in North Charleston that offers auto insurance to protect people financially from any vehicle-related incidents. The agency can present various auto insurance options with different coverages and rates, allowing clients to choose the one most suitable for them. It also provides insurance for motorcycles and other recreational vehicles like boats, motorhomes, and personal watercraft. Pinckney Carter Company's history goes all the way back to the late 1800s. It serves the whole Tri-County area.

License Verified:

License: 7916099

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (86)
Facebook
5.0 / 5 (12)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7089 Rivers Avenue, North Charleston, SC 29406
  • Bundling Option

Why choose this provider?

Roe & Associates is an auto insurance company that has been serving clients in North Charleston for over 20 years. Its agents assess a client's driving history to pick policies that cover risks like collisions and roadside service. It handles online applications for claims and changes like new drivers or vehicles. The company also processes SR-22s for drivers with previous violations. The agency examines car insurance plans from over 50 different carriers, such as Dairyland, AIG, and Progressive.

License Verified:

License: 1968779

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (47)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the insurance requirements and consequences for North Charleston residents seeking driver's license issuance or vehicle registration renewal?

    North Charleston residents seeking driver's license issuance or vehicle registration renewal must furnish verifiable evidence of insurance coverage. Moreover, they must maintain readily accessible proof of insurance within their vehicles and furnish it upon request by law enforcement. Notably, failure to provide such documentation within a 30-day window post-issuance of a citation may culminate in a driver's license suspension, necessitating a $100 reinstatement fee and mandatory proof of insurance submission.

  • What are the minimum insurance requirements for drivers in North Charleston?

    In North Charleston, motorists must adhere to the state's basic insurance prerequisites, commonly referred to as 25/50/25 coverage. This encompasses $25,000 in bodily injury coverage per individual, $50,000 in bodily injury coverage per incident, and $25,000 in property damage coverage per mishap. Additionally, North Charleston mandates uninsured motorists (UM) insurance with identical 25/50/25 minimums as liability insurance.

  • If someone's car is damaged in an accident in North Charleston, at what point will their insurance decide to "total" the vehicle instead of fixing it?

    In North Charleston, if the repair cost after a collision exceeds 75% of a car's actual cash value, insurers will likely choose to "total" it. They'll provide compensation based on the car's value, subtracting any deductible, rather than pay for extensive repairs. This decision is guided by the South Carolina Department of Motor Vehicles Law 56-19-480(G).

  • What is driving high insurance rates in North Charleston?

    High insurance rates in North Charleston are driven by its significant number of fatal traffic accidents, recording an average of 20.31 fatal car accidents per 100,000 people. This increased risk contributes to the elevated auto insurance costs in the city. It's recommended for drivers to gather quotes from multiple providers, as premium calculations differ among insurers, leading to potential price variations.

  • How does the Tyger River Doctrine affect residents of North Charleston when they're found at fault in an accident?

    In North Charleston, the Tyger River Doctrine enforces a crucial responsibility on insurance companies. If someone is found at fault in an accident, their insurer must act quickly to settle claims. Any procrastination could expose the individual's personal assets to potential risks. Therefore, for peace of mind and financial security, North Charleston residents should prioritize selecting dependable and reputable insurance providers that uphold this responsibility consistently.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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