Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in South Carolina

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Carolina Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3004Reviewed

1808Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Waxhaw

Why choose this provider?

Top Flite Insurance Agency is an independent hat provides customizable policies for individuals and businesses in South Carolina. Its car insurance plans protect policyholders from financial responsibility for injuring other parties and offer coverage for the vehicle against theft, fire, and accidents. It assists clients in comparing options and selecting the best coverage from multiple insurance carriers, such as Erie Insurance, Hagerty, and Foremost. The company is a member of the Union County Chamber of Commerce and the Union County's Women in Business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (36)
Google
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Rock Hill

Why choose this provider?

Founded in 2014, InSure Insurance is a family-owned business that serves individuals, families, and businesses in South Carolina. It helps car owners protect themselves financially in case of an accident through an auto insurance policy that provides liability, property, and medical coverage. The company also offers homeowners', life, health, business, and Medicare insurance plans. As an independent agency, InSure Insurance partners with more than 30 insurance carriers to find the best policies that meet its customers' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (91)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Charleston

Why choose this provider?

Angel Insurance Agency LLC is a family-owned company that has been serving individuals and businesses throughout South Carolina since 2004. It offers auto insurance policies that protect car owners from financial losses caused by accidents. It also provides property coverage for theft or damage, liability coverage for bodily injuries, and medical coverage for injuries or death. In addition, its team educates policyholders on the different benefits and assists in selecting the best plans that fit their needs from various insurance carriers, including Assurance America, Progressive, and National General.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charleston

Why choose this provider?

Mary Joseph is a Chartered Life Underwriter and Chartered Financial Consultant who runs a State Farm agency in South Carolina. She assists people in dealing with life's unexpected events and managing their finances. One of the insurance products that she offers is coverage plans for personal vehicles. The car insurance policies include collision, comprehensive, rental, and rideshare coverages. In addition, policyholders are eligible for roadside assistance 24 hours a day. Joseph's office also provides protection plans for rental autos and sports cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (31)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Stallings

Why choose this provider?

Marshall Insurance helps South Carolina residents apply for auto insurance. This policy protects automobile owners against the financial burden of repair or liability fees in the event of a vehicle collision or accident. The company also provides other insurance products for mobile homes, motorcycles, personal watercraft, boats, and collector cars. The agency�s founder, Gary Sides, holds an associate in risk management and Certified Insurance Counselor designations. This professional has been in the industry since 1986.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (80)
Facebook
5.0 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charlotte

Why choose this provider?

CoSaint Insurance - Charlotte is a family-owned independent agency serving South Carolina. It helps individuals in customizing an auto insurance policy which can typically cover property damage that the policyholder caused to others. The options can also include rental reimbursement, installation of custom audio equipment, and towing or roadside assistance. Insurance plans are available for companies that operate their own vehicles or fleets for business operations. The agency's owner, Jenny Buzek, has extensive experience in being a trainer, claims adjuster, and marketing specialist within the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (42)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Columbia

Why choose this provider?

Bradley Insurance is a company that has been serving individuals and businesses in South Carolina since 2007. It offers auto insurance policies and assists clients in analyzing and choosing the best coverage for them, reviewing existing policies, and reporting a claim. It provides other personal protection plans, such as homeowners', vacation home, boat, and umbrella insurance. In addition, it handles commercial products, including premises liability, property, and general liability insurance. The company's founder, Brad Bradley, brings over 15 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charleston

Why choose this provider?

Individuals, families, organizations, and employers throughout South Carolina work with C.T. Lowndes & Company Insurance Agency - Charleston. Its team has been providing insurance advice and solutions to clients, including car owners looking for protection against unforeseen road events, since 1850. It provides customized auto insurance that covers liability, collision, comprehensive, and uninsured and underinsured motorist coverage. In addition, the firm serves high-net-worth families with specialized insurance needs such as luxury houses, collector vehicles, overseas travel, and identity theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Camden

Why choose this provider?

Upchurch & Jowers Insurance Agency is a full-service company that serves South Carolina communities. Since 1961, it has been helping individuals and businesses in protecting their assets and choosing from a wide selection of personal and commercial car insurance coverage options. Its team of independent agents shops across multiple providers to provide customizable solutions, including CRC Group, Accident Fund, and Main Street America. In addition, the agency offers homeowners', general liability, and workers' compensation insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Columbia

Why choose this provider?

Perry Insurance Group offers customizable personal and commercial insurance products throughout South Carolina. Its car insurance plans protect policyholders from financial losses, including liability coverage in accidents, protection from unexpected natural occurrences, and coverage for loan or lease requirements. In addition, it provides other policies, such as fleet and recreational vehicle insurance. Perry Insurance Group has been addressing insurance needs since 1993 and works with various carriers such as State Auto, Safeco Insurance, Progressive, and Travelers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Columbia

Why choose this provider?

Affordable Insurance Group is an independent company that offers customizable personal and commercial products in South Carolina. It provides auto insurance plans that include various types of protection, including medical payments coverage, uninsured or underinsured protection, collision coverage, and liability insurance. It also assists policyholders in comparing offerings and benefits from multiple carriers. Affordable Insurance Group has been addressing clients' insurance needs since 1985. It works with different companies, such as Stillwater, The Hartford, National General, and American Strategic Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (123)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Columbia

Why choose this provider?

Craig Plank is an insurance agent who serves customers in South Carolina. He has been working for State Farm for more than 29 years, helping clients protect their families and assets. His products include auto, home, health, life, and business insurance, in addition to annuities and banking services. His cheap auto insurance options include rental, rideshare, comprehensive, and collision coverage. This policy also covers sports and antique cars. Plank is a member of the Columbia Chamber of Commerce. He is also an Ambassador Travel qualifier.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (40)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Charleston

Why choose this provider?

Ai Insurance Services is a veteran-owned and operated independent agency serving South Carolina. It partners with different insurance carriers to provide the best personal and commercial auto insurance policies, including Johnson & Johnson, Seacoast Brokers, and Burns & Wilcox. Its team of professionals also assists clients in crafting an insurance plan for motorcycles, ATVs, and golf carts. CEO Graylan Wills is a real estate broker who served in the US Air Force before pursuing a career in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (44)
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fort Mill

Why choose this provider?

For over 50 years, Springs Insurance - Fort Mill has been providing financial services to clients in South Carolina. It designs custom auto insurance policies and assists car owners in comparing different types of coverages, including damage to their own vehicles and liability to other drivers. The agency also sets up comprehensive auto insurance plans to manage theft or natural disaster-related damages. It offers other insurance products, including life and home policies. The agency is a York County Regional Chamber of Commerce member.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charleston

Why choose this provider?

KSA Insurance serves individuals throughout South Carolina. The company helps clients protect their vehicles with its car insurance policy, which includes liability and comprehensive coverage. Optional car insurance options include glass replacement, car theft, collision, and uninsured driver insurance. Its team of insurance specialists also helps clients compare coverages and negotiates with carriers on behalf of them. In addition, this independent agency offers RV, life, condo, personal flood, personal umbrella, and homeowners� insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (417)
Facebook
5.0 / 5 (127)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Charleston

Why choose this provider?

Harrell Insurance Agency is an independent, family-owned company that offers the best coverage options to car owners in South Carolina. These policies provide liability, medical, and property coverage. Life, renters', homeowners', watercraft insurance products are also available. In addition, it also handles business owner policies and workers' compensation. Harrell Insurance Agency has been tailoring insurance plans for individuals and businesses, as well as offering 24/7 services, since 1963. It currently writes policies with over 100 companies, including Nationwide, The Hartford, Liberty Mutual, and Allstate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (201)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.