Best Renter's Insurance Companies in Mount Pleasant

FAQs

• What are the perils usually covered by renters' insurance in Mount Pleasant?

  The perils usually covered by renter’s insurance policies issued in Mount Pleasant include fire, smoke, explosion, lightning, and windstorms. A renter’s insurance policy can also protect the tenant against losses from vandalism, theft, and specific types of water damage, like that from a burst pipe. If you are looking to get flood coverage, you must purchase a separate policy from the National Flood Insurance Program or other private insurers.

• How does your renter’s insurance policy protect you from injury lawsuits in Mount Pleasant?

  Renter’s insurance policies issued in Mount Pleasant usually come with personal liability coverage. This type of coverage protects you and any member of your family against bodily injury claims for which you are liable. You will also be provided with a legal defense if you get sued for a covered loss. All of these are subject to the coverage limits you have set.

• Are medical payments covered by your renters' insurance in Mount Pleasant if a guest gets injured in your rental home?

  No, medical payments are not covered by standard renters' insurance policies in Mount Pleasant. However, you have the option to add medical payments coverage to your policy, which will take care of the medical expenses incurred by a guest who sustains injuries at your rental home regardless of who is at fault for the accident.

• Can you get a discount when buying renter’s insurance in Mount Pleasant?

  Yes. In fact, you should always ask your Mount Pleasant insurance agent whether you are eligible for any of the savings that their firm provides. In most cases, insurance providers offer discounts to clients who bundle their renter’s insurance with other insurance products, install fire and burglar monitoring devices or alarms, and have fire suppressant systems fixed into their rental homes.

• How does your additional living expenses coverage of renters' insurance in Mount Pleasant work?

  If you need to move out from your rental property in Mount Pleasant because it needs to be repaired, your additional living expenses coverage will shoulder the expenses you incur. This includes your temporary accommodation, restaurant meals, and other essentials while your rental home is being repaired or rebuilt. Depending on the type of policy you carry, you will be reimbursed the difference between your ALE and your regular living expenses or have a time period covered by the insurer subject to the limits of your policy.