1st Capital Insurance serves Mount Pleasant and the entire South Carolina with personal and business insurance coverages. It writes homeowners' insurance policies that can be customized to meet the clients' individual needs and risks. The policy covers the payment for the repair of the home or other structures on the property due to fire, theft, or other insured events. Also included in the coverages are loss of personal property, liability protection, medical expenses, and living expenses. 1st Capital Insurance represents many insurance carriers.