Best Local Car Insurance Agencies in Savannah

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• Can you get full coverage for your car with a $600 annual budget in Savannah?

  Unfortunately, $600 will not be enough if you are looking to purchase full coverage in Savannah. Yearly premiums for comprehensive auto insurance in the city range from $675 to $1,256. That said, a $600 annual budget is more than enough to purchase the most expensive minimum liability policy available. Minimum coverage costs around $321 to $593.

• Can the model of your car affect your premium in Savannah?

  Your vehicle make and model can definitely impact how much you will pay toward your policy in Savannah. Case in point: If you are driving a Honda vehicle, your monthly premium will approximately cost $107 each month. However, if you have a luxury car like Audi, you can expect to pay around $143 monthly. Bear in mind that various other factors affect your insurance rates, including your driving history, marital status, and credit score.

• Who in your family will pay the lowest car insurance premium in Savannah?

  Those in your family who are in their 50s will be the ones paying the least expensive car insurance rates. Drivers in Savannah within this age bracket typically spend $1,491 on their annual premiums. In contrast, teenage drivers fall in the most expensive age bracket, costing $6,964 to insure per year.

• Is it more expensive to insure female teenage drivers than male ones in Savannah?

  No. Insurers usually set more expensive rates for male teenage drivers in Savannah because of their driving behavior. The highest premiums for male teenagers are around $3,614, while it is approximately $2,892 for their female counterparts. Parents can save on insuring teenage drivers by bundling coverage into a family plan instead of getting them a separate policy.

• What makes Savannah an expensive city for auto insurance?

  Savannah’s location, history, and population all come into play in its insurance rates. Its drivers have a higher chance of meeting with a fatal accident than those in other areas of Georgia with around the same population. Flooding is also an insurance risk in Savannah, with almost 50 percent of the city designated as flood zones. The monthly cost of a comprehensive auto policy in Savannah is approximately $361, way higher than the $253 national average.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.