Expertise.com

Best Credit Repair Companies in Columbia

Laurels
2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Visit WebsiteWebsite
Columbia, SC
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5320)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Columbia, SC
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Google
4.7 / 5 (169)

Price: Free Credit Report Consultation

Clear Credit logo
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Clear Credit

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210 Broad Street, Sumter, SC 29150
  • Credit Audit
  • Credit Dispute

Business Description

Clear Credit has been serving the credit repair needs of Columbia and its surrounding metros for over 18 years. It follows a complete process of eliminating derogatory information on credit accounts, beginning with investigating its clients' credit histories and disputing inaccurate information with Transunion, Experian, and Equifax credit agencies. Its specialists handle tax liens, student loans, repossessions, and charge-offs that affect FICO credit scores. Its founder, Michael Lovett, has over 20 years of experience as a financial director.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (39)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gibbs Financial Fitness logo
Visit WebsiteWebsite

Gibbs Financial Fitness

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1320 Main Street, Columbia, SC 29201
  • Credit Monitoring
  • Credit Repair
  • Credit Audit

Business Description

Gibbs Financial Fitness, LLC, is a consumer financial services company that serves clients nationwide with a home base of Columbia, SC and surrounding areas. It provides a wide range of services that include credit consulting, financial coaching, student loan services, and small business services. The company also offers information resources related to financial literacy, including the books Financial Literacy Decoded and How to Architect Your Kids' Financial IQ. Owner Rachel Gibbs established the company in 2016 with the aim of promoting financial literacy in underserved communities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (30)
Masters Credit Consultants logo
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Masters Credit Consultants

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222 East Blackstock Road, Columbia, SC 29301
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Master's Credit Consultants offers credit repair programs to clients in Columbia and other surrounding areas. It analyzes its clients' unique financial situations and helps create customized credit rebuilding plans that aim to improve credit scores. The company also helps military personnel and veterans maintain good credit and utilizes financial institutions that specialize in veteran lending. In addition, the company's owner, Joseph Wallace, has guested on Fox News Carolina and other shows where he gave advice on how to improve credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (41)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Redd Credit Repair logo
Visit WebsiteWebsite

Redd Credit Repair

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136 Forum Drive, Columbia, SC 29229
  • Debt Consolidation

Business Description

Redd Credit Repair is a credit improvement company that provides credit repair services and credit score education to individuals in Columbia. It helps customers restore their credits, rebuild them, and raise credit scores. During the credit repair process, it assists clients in removing and correcting inaccurate charge-offs, tax liens, bankruptcies, repossessions, and foreclosures. It also helps fix wrong personal information in credit reports and identity theft issues. The company's specialist, Linda Burnett, focuses on educating her clients on money management and budgeting.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Zorro Credit Repair Columbia logo
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Zorro Credit Repair Columbia

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1201 Main Street, Columbia, SC 29201
  • Debt Consolidation

Business Description

Established in 2004, Zorro Credit is a credit repair company based in Columbia. Present in various major cities in the U.S, the firm has assisted more than 14,000 clients in recovering their credit health. Moreover, its advisors provide monthly credit improvement and score monitoring. The company’s services resolve financial issues such as foreclosure, tax lien, bankruptcy, charge-off, and late payments. Zorro Credit has received positive customer reviews, including one that commended it for enabling them to get a rate of 2% on their car loan.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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