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Best Local Car Insurance Agencies in Columbia

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Affordable Insurance Group logo
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License Verified:

License: 18856899

South Carolina Department Of Insurance

Affordable Insurance Group

6168 Saint Andrews Road, Columbia, SC 29212
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  • Multiple Carriers

Business Description

Affordable Insurance Group is a full-service agency that serves the Columbia area. Included in its product line is auto insurance wherein its team creates protection plans that may include liability insurance and coverage for damages due to collision and non-accident occurrences such as theft. The professionals review policies from multiple carriers, including Progressive, Travelers, and The Hartford. Clients can request insurance quotes from Affordable Insurance Group 24/7. The company has been in operation since 1985.

License Verified:

License: 18856899

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (103)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bradley Insurance logo
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License Verified:

License: 1906598869

South Carolina Department of Insurance

Bradley Insurance

3111 Devine Street, Columbia, SC 29205
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  • Bundling Option
  • Home & Auto Insurance

Business Description

Bradley Insurance is an insurance agency that serves clients in the Columbia area. It provides an array of car insurance policies to help customers prepare for unexpected accidents on the road. The agency also offers risk protection policies for homes, commercial properties, general liabilities, and life. The firm aims to provide tailored policies that fit every customer's needs and goals. Its founder and president, Brad Bradley, possesses more than 15 years of experience in the industry.

License Verified:

License: 1906598869

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Knight Insurance Agency logo
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License Verified:

License: 7738704

South Carolina Department of Insurance

Brian Knight Insurance Agency

5209 Forest Drive, Columbia, SC 29206
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  • Home & Auto Insurance
  • Home Insurance

Business Description

Brian Knight Insurance Agency is an independent risk management firm that serves individuals and businesses in Columbia. It offers a number of products such as auto insurance, covering drivers with multiple cars. Its team of agents has access to policies from various providers, including Allstate, Hagerty, Nationwide, and Travelers, allowing them to provide a range of policy options for car owners. The risk management agents, who have over seven decades of collective trade experience, also offer home, business, and life insurance.

License Verified:

License: 7738704

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (95)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brunetto Insurance Agency logo
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License Verified:

License: 1909552454

South Carolina Department Of Insurance

Brunetto Insurance Agency

10014 Two Notch Road, Columbia, SC 29223
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  • Bundling Option

Business Description

Brunetto Insurance Agency is a full-service insurance broker that addresses the car insurance needs of vehicle owners in Columbia and the nearby communities. Its professional and experienced agents work with several mainstream insurance companies to source a selection of quotes that clients can choose from, based on their specific needs, requirements, and priorities. In business since 1997, Brunetto Insurance Agency also carries other insurance products, such as home and life insurance, as well as commercial insurance.

License Verified:

License: 1909552454

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Craig Plank logo
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License Verified:

License: 1312762

South Carolina Department of Insurance

Craig Plank

7401 Parklane Road, Columbia, SC 29223
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  • Bundling

Business Description

Craig Plank is a State Farm insurance agent who has been serving Columbia for 29 years. He offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options include collision, rental, rideshare, and comprehensive insurance coverages. His team also specializes in providing home, life, health, workers' compensation, and liability umbrella insurance. Craig is a member of the Columbia Chamber of Commerce and served as the chairman of the Crossover Communications Foundation.

License Verified:

License: 1312762

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (39)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Davenport Insurance Solutions logo
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License Verified:

License: 1911885484

South Carolina Department Of Insurance

Davenport Insurance Solutions

9367 Two Notch Road, Columbia, SC 29223
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  • Multiple Carriers

Business Description

Davenport Insurance Solutions helps vehicle owners in Columbia, SC protect their properties through its carrier partners. Established in 2009, the company represents various insurance providers, such as Dairyland and Hagerty, in offering coverages for automobiles, classic cars, motorcycles, RVs, and boats. Car owners can receive assistance in assessing and mitigating losses from collisions, vandalism, theft, fire, or injury liabilities. Davenport Insurance Solutions also carries business, health, and life insurance. Owner Philip Davenport has been in the insurance industry since 1990.

License Verified:

License: 1911885484

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Giles Insurance Agency logo
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License Verified:

License: 1909179860

South Carolina Department Of Insurance

Giles Insurance Agency

2442 Devine Street, Columbia, SC 29205
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  • Bundling Option

Business Description

Giles Insurance Agency is an insurance agency that provides insurance solutions to residents of the Columbia metro and neighboring communities. It provides personal and business lines including its auto insurance policies that protect from legal liabilities, personal injuries, and physical damages during collisions and other traffic accidents. The company was established in 2012 by founder Winston Giles, who then transferred management and ownership to his two sons, Craig and Brad Giles.

License Verified:

License: 1909179860

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (26)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keisler Insurance Group logo
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License Verified:

License: 3000426178

South Carolina Department of Insurance

Keisler Insurance Group

3602 Rosewood Drive, Columbia, SC 29205
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  • Multiple Carriers
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance
  • Home Insurance
  • Boat Insurance

Business Description

Keisler Insurance Group is an independent insurance company that offers both personal and business lines to clients in Columbia. The firm assists car owners in acquiring the right auto insurance coverage based on their needs and specific situation. The team represents over 20 carriers and also offers motorcycle, boat, and watercraft insurance. Local insurance agent Jon Keisler opened the company in 2009. His team has over 20 years of experience in insurance sales, management, and claims handling.

License Verified:

License: 3000426178

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Livingston Insurance Agency logo
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License Verified:

License: 1901568310

South Carolina Department Of Insurance

Livingston Insurance Agency

100 9th Street, West Columbia, SC 29169
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  • Multiple Carriers

Business Description

Livingston Insurance Agency is a family-owned and operated business that serves residents in Columbia. Its team assists clients in several areas, including auto insurance. They are a full service risk boutique insurance agency since 1958 offering home, auto, business, bonding, and life insurance. They offer risk management in guidance through all personal and business life cycles. The agents furnish insurance policies for car owners that may include liability protection and comprehensive insurance, which covers non-accident occurrences such as theft or fire. They also provide protection plans for owners of golf carts, watercraft, and RVs. Livingston Insurance Agency's president, Joe Popkowski, CRM, has been in the industry since 2005.

License Verified:

License: 1901568310

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Perry Insurance Group logo
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License Verified:

License: 1903614546

South Carolina Department of Insurance

Perry Insurance Group

3012 Millwood Avenue, Columbia, SC 29205
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  • Home & Auto Insurance

Business Description

Perry Insurance Group serves the insurance needs of residents in Columbia and its neighboring communities. The company's team of insurance agents offers a broad range of car insurance options and helps clients choose the policies and coverages that suit their needs. The team also offers policies along other personal and commercial insurance lines. The company has a network of providers, including Progressive Insurance, US Assure, and Safeco Insurance. One of its associate agents, Vernon Hester, has over a decade of experience in the industry.

License Verified:

License: 1903614546

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (32)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Resource Insurance Associates, Inc. logo
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License Verified:

License: 1910884679

South Carolina Department of Insurance

Resource Insurance Associates, Inc.

2717 Devine Street, Columbia, SC 29205
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  • Home & Auto Insurance

Business Description

Resource Insurance Associates, Inc. provides local car insurance services to clients in Columbia and the surrounding areas. Its car insurance policies cover the damages caused by collision, flood, fire, or hurricane. These policies also help individuals protect themselves from the financial burden of medical and legal expenses of auto accidents. Additionally, the company carries other personal insurance products, including homeowners, boats, and renters. Resource Insurance Associates, Inc. is an independent insurance agency that has been operating since 2008.

License Verified:

License: 1910884679

South Carolina Department of Insurance

Sauls Insurance Agency logo
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License Verified:

License: 1903242083

South Carolina Department Of Insurance

Sauls Insurance Agency

4064 Beltline Boulevard, Columbia, SC 29204
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Established in 1966, Sauls Insurance Agency has been serving Columbia since 1966. This family-owned car insurance agency provides different auto insurance policies to give its clients several options to choose from. These policies typically have collision and comprehensive coverages and may also come with liability and medical payment coverages. Other optional coverages include rental reimbursement and towing. Insurance solutions are also available for ATVs, motorhomes, motorcycles, recreational vehicles, boats, and other watercraft.

License Verified:

License: 1903242083

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smoak Insurance Agency, Inc. logo
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License Verified:

License: 1901936096

South Carolina Department Of Insurance

Smoak Insurance Agency, Inc.

1534 Leesburg Road, Columbia, SC 29290
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  • Bundling Option

Business Description

Smoak Insurance Agency, Inc., is a company in Columbia providing car insurance solutions within the area. With over three decades of industry experience, the locally operated firm works with multiple insurance carriers, including Auto-Owners Insurance, National General Insurance, and Liberty Mutual Insurance, to offer various insurance options to clients. Its insurance agents advise car owners regarding different auto insurance coverage packages, such as collision, liability, and lease coverages. Smoak Insurance Agency also carries home, business, and life insurance.

License Verified:

License: 1901936096

South Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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