Best Credit Repair Companies in Charlotte

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored Charlotte Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 490 298 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Credit Saint FEATURED

Headquartered in New Jersey, Credit Saint is a financial services company specializing in credit monitoring and dispute monitoring for clients having issues with their credit history and standing. Credit Saint offers a comprehensive list of credit monitoring and assistance which includes credit polish, remodeling, and clean slate. The programs focus on credit score analysis, inquiry tracking, and creditor interventions. Each Credit Saint package is designed to fit various needs, allowing clients to choose a suitable plan to help improve their financial and credit history.

Charlotte, NC


The Credit Pros FEATURED

The Credit Pros is a credit repair company that serves the residents in the area of Charlotte. It offers a one-on-one action plan with certified FICO professionals, debt validation to creditors, and cease and desist letters to collection agencies. The company strives to give its clients a stress-free experience in managing their credit concerns. It educates clients on the credit-oriented mistakes they need to avoid in the future. The team uses its experience, aiming to provide a 5-star level quality of client support.

60 Park Pl Ste 200
Newark, NJ 07102


Credit Firm Inc.

Credit Firm Inc. provides credit repair services to the Charlotte area. It helps clients, including those with low credit scores, repair their scores to increase the likelihood of obtaining financing. The firm's experts, who understand FICO and the credit scoring system, work with each client to develop a customized approach. Credit Firm Inc. handles the identification of reporting violations, and it can pursue credit bureaus and collection agencies when necessary. The company also takes care of judgment responses and goodwill late payments. Additionally, Credit Firm Inc. is a source of personal credit counseling. It gives advice on the details of derogatory factors, adding positive accounts, and managing current accounts.

705 Main St
Pineville, NC 28134


Credit Smash

Credit Smash has been offering credit repair services in Charlotte since 2016. The company's trained agents analyze clients' credit reports and work with credit bureaus and collectors to challenge negative information that affects credit scores. The company can help remove incorrect information pertaining to collections, charge-offs, liens, inquiries, bankruptcies, and foreclosures. It can also address inaccurate marks regarding repossessions, late payments, and judgements. The company's mission is to help customers take charge of their financial lives and improve accessibility to credit education. Credit Smash actively educates clients on strategies that help build and sustain high credit scores. The company has helped remove more than 11,000 errors from credit reports.

301 McCollough Dr 4th floor
Charlotte, NC 28262


Improve Credit Consulting Firm

Improve Credit Consulting Firm is a credit repair company in Charlotte helping people gain financial peace of mind for more than 20 years. Its professionally trained counselors review and assess a client's current financial situation to recommend an appropriate personalized financial plan, such as debt management, and solve outstanding financial issues. The company's certified credit experts help increase credit scores that will directly affect a customer's interest rates and principal payments, saving them money over the term of a loan. Improve Credit Consulting Firm also helps businesses grow with the establishment of business credit and offers individuals credit monitoring services.

106 North Pine St
Charlotte, NC 28202


Improve Credit, LLC

Improve Credit LLC provides personalized credit repair services to individuals in Charlotte and surrounding areas. Wanda Strickfaden, company founder, has over 19 years of experience. The trained team at Improve Credit LLC helps clients restore their credit with a detailed credit consultation and action plan. The staff assists clients in understanding all items on their credit reports and how to manage the negative items with the credit bureaus. The company provides credit education and monitoring services to help customers build and maintain good long-term credit. Online, clients can find Improve Credit LLC's blogs, where the company supplies resources on understanding credit scams and obtaining credit relief.

2730 Spring Breeze Way
Monroe, NC 28110


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