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Best Credit Repair Companies in Charlotte

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Charlotte, NC
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Headquartered in New Jersey, Credit Saint is a financial services company specializing in credit monitoring and dispute monitoring for clients having issues with their credit history and standing. Credit Saint offers a comprehensive list of credit monitoring and assistance which includes credit polish, remodeling, and clean slate. The programs focus on credit score analysis, inquiry tracking, and creditor interventions. Each Credit Saint package is designed to fit various needs, allowing clients to choose a suitable plan to help improve their financial and credit history.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

360 Financial logo
FEATURED
Free Consultation

360 Financial

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Charlotte, NC
  • Bankruptcy
  • Foreclosure
  • Medical bills
  • Late payments
  • Charge Offs
  • Eviction

Business Description

360 Financial helps individuals in Charlotte have a solid financial foundation through credit creation and repair. It assists debtors in achieving their credit goals by removing negative and inaccurate items from credit reports, such as foreclosures, chargeoffs, evictions, bankruptcies, and derogatory student loans. The service provider has helped more than 1,000 individuals buy homes, purchase cars, and establish businesses. 360 Financial believes in providing people with a second chance to make positive changes in their lives by helping them achieve low credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Price: Free Consultation

Tier One Premier logo
FEATURED
Visit WebsiteWebsite
Free Consultation

Tier One Premier

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301 South Mcdowell Street, Charlotte, NC 28204
  • Credit Financial Planning
  • Credit Score
  • Credit Reporting
  • Credit Repair
  • Charlotte Credit Repair

Business Description

Tier One Premier is a credit restoration firm serving Charlotte and the surrounding areas. Its specialists help clients build their credit scores to get loan approvals and improve their financial situations. They analyze and identify outdated, unverifiable, and erroneous records in clients' reports, and dispute them with the credit agencies. They work with clients to understand their financial habits and history and determine the best option for their circumstances. Tier One Premier is a member of the Credit Consultants Association.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Consultation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Charlotte, NC
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)
Yelp
1.0 / 5 (1)

Price: Free Credit Report Consultation

ADR Financial Group logo
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ADR Financial Group

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10130 Mallard Creek Road, Charlotte, NC 28262

Business Description

The ADR Financial Group provides credit repair solutions to clients in Charlotte and the surrounding areas. This group led by Ratiq "Rocky" DeWitt and Alexis "Lex" DeWitt understands the impact of a bad credit score. It specializes in providing personalized credit plans for each individual. They offer comprehensive credit repair, D.I.Y. credit repair, and indefinite wealth mentorship services. The DeWitts' group also helps clients build and check their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (130)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Firm Inc logo
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Credit Firm Inc

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705 Main St, Pineville, NC 28134

Business Description

Credit Firm Inc. is a credit repair company with an office in Charlotte. This firm adopts a holistic credit approach, resolving disputes, building credit card repayment schemes, and assisting in new credit establishment. It uses software to generate generic disputes, handle electronic derogatory credit removal, and notify creditors of actions taken. Its credit experts conduct consultative meetings to walk clients through the credit restoration process. Founder Dennis Hubbard has over two decades of experience providing credit coaching sessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Firm Inc. logo
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Credit Firm Inc.

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705 Main St, Pineville, NC 28134

Business Description

Credit Firm Inc. provides credit repair services to the Charlotte area. It helps clients, including those with low credit scores, repair their scores to increase the likelihood of obtaining financing. The firm's experts, who understand FICO and the credit scoring system, work with each client to develop a customized approach. Credit Firm Inc. handles the identification of reporting violations, and it can pursue credit bureaus and collection agencies when necessary. The company also takes care of judgment responses and goodwill late payments. Additionally, Credit Firm Inc. is a source of personal credit counseling. It gives advice on the details of derogatory factors, adding positive accounts, and managing current accounts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.5 / 5 (8)
Yelp
1.0 / 5 (1)
Credit Smash logo
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Credit Smash

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301 McCollough Dr 4th floor, Charlotte, NC 28262

Business Description

Credit Smash has been offering credit repair services in Charlotte since 2016. The company's trained agents analyze clients' credit reports and work with credit bureaus and collectors to challenge negative information that affects credit scores. The company can help remove incorrect information pertaining to collections, charge-offs, liens, inquiries, bankruptcies, and foreclosures. It can also address inaccurate marks regarding repossessions, late payments, and judgements. The company's mission is to help customers take charge of their financial lives and improve accessibility to credit education. Credit Smash actively educates clients on strategies that help build and sustain high credit scores. The company has helped remove more than 11,000 errors from credit reports.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Davis Future Planning LLC logo
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Davis Future Planning LLC

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2108 Ayrsley Town Blvd, Charlotte, NC 28273

Business Description

Davis Future Planning LLC is a credit repair company that has been serving clients in Charlotte and nearby areas for over seven years. It assists individuals who have suffered from financial mishaps, helping them regain and maintain good credit standing. Credit specialists at the firm review their clients' credit history, monitor credit scores, and investigate and remove misleading items from credit reports. The company also offers credit-building services and financial counseling to help ensure long-term financial stability and improvement of credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harrington Credit Pros logo
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Harrington Credit Pros

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3124 Milton Rd, Charlotte, NC 28205
  • Credit Audit

Business Description

Harrington Credit Pros is a Charlotte-based financial solutions company that caters to clients throughout the area. It helps individuals increase credit scores through credit counseling. The company works to remove inaccurate and unverifiable information related to student loans, repossessions, evictions, late payments, medical bills, and bankruptcy from credit reports. It has experience dealing with Experian, TransUnion, and Equifax. Harrington Credit Pros also educates clients on identity protection, credit reversal, personal budgeting, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HOPE4USA logo
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HOPE4USA

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P. O. Box 99, Charlotte, NC 28130

Business Description

HOPE4USA is a credit repair agency in Charlotte serving clients throughout the area. The company works with individuals to fix credit report errors and improve their credit rating to get limit increases and qualify for home and car loans. The agency also helps clients with related problems, such as securing credit cards to increase their overall rating and consolidating student loans to make it easier to pay down the balance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (34)
Google
4.4 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Improve Credit, LLC logo
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Improve Credit, LLC

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2730 Spring Breeze Way, Monroe, NC 28110

Business Description

Improve Credit LLC provides personalized credit repair services to individuals in Charlotte and surrounding areas. Wanda Strickfaden, company founder, has over 19 years of experience. The trained team at Improve Credit LLC helps clients restore their credit with a detailed credit consultation and action plan. The staff assists clients in understanding all items on their credit reports and how to manage the negative items with the credit bureaus. The company provides credit education and monitoring services to help customers build and maintain good long-term credit. Online, clients can find Improve Credit LLC's blogs, where the company supplies resources on understanding credit scams and obtaining credit relief.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kash & Services logo
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Kash & Services

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11709 Fruehauf Drive, Suite 111, Charlotte, NC 28273
  • Credit Audit

Business Description

Kash & Services is a business that offers credit repair services in the Charlotte metro. It helps clients improve their credit reports and scores by removing inaccurate information and balances and providing analysis of clients' credit reports. The company also helps clients in tax preparation, bookkeeping, estate planning, payroll, and life insurance. Kash & Services is owned and operated by Charlotte native Shayla Lowry. Lowry also operates KASH Logistix, a business that provides logistics and dispatch services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pay After Deletion Credit Repair logo
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Pay After Deletion Credit Repair

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407 Jackson Park Road, Kannapolis, NC 28083

Business Description

Pay After Deletion Credit Repair is a company that serves the residents of Charlotte and nearby areas. It provides credit repair services using a performance-based model. It offers technical data deletion to remove name and address variations that are not accurate. Danny Garcia, the owner of the company, has been handling business, credit, and personal finances for more than 20 years. He has also worked in other related markets, like credit sweeps and UCC filings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (6)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valiant Credit Services logo
Visit WebsiteWebsite

Valiant Credit Services

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7 Corporate Center Ct, Greensboro, NC 27408
  • Debt Consolidation
  • Credit Monitoring

Business Description

Valiant Credit Services helps its clients in Charlotte achieve good financial ratings. It conducts an in-depth analysis of credit reports to spot disputable items, such as liens, repossessions, charge-offs, collections, student loans, and medical bills. The firm's agents raise these issues with credit bureaus and creditors and implement a process unique to the credit situation and profile of each customer. One of its recent client results has shown an improvement of 71 points. Valiant has a score certification badge from the Credit Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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