Laurels

Best Credit Repair Companies in Charlotte
2022

Credit Saint

Credit SaintFEATURED
Expertise.com

Headquartered in New Jersey, Credit Saint is a financial services company specializing in credit monitoring and dispute monitoring for clients having issues with their credit history and standing. Credit Saint offers a comprehensive list of credit monitoring and assistance which includes credit polish, remodeling, and clean slate. The programs focus on credit score analysis, inquiry tracking, and creditor interventions. Each Credit Saint package is designed to fit various needs, allowing clients to choose a suitable plan to help improve their financial and credit history.

Charlotte, NC

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

3813 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

ADR Financial Group

ADR Financial Group

The ADR Financial Group provides credit repair solutions to clients in Charlotte and the surrounding areas. This group led by Ratiq "Rocky" DeWitt and Alexis "Lex" DeWitt understands the impact of a bad credit score. It specializes in providing personalized credit plans for each individual. They offer comprehensive credit repair, D.I.Y. credit repair, and indefinite wealth mentorship services. The DeWitts' group also helps clients build and check their credit scores.

10130 Mallard Creek Road
Charlotte, NC 28262

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

190 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Firm Inc

Credit Firm Inc

Credit Firm Inc. is a credit repair company with an office in Charlotte. This firm adopts a holistic credit approach, resolving disputes, building credit card repayment schemes, and assisting in new credit establishment. It uses software to generate generic disputes, handle electronic derogatory credit removal, and notify creditors of actions taken. Its credit experts conduct consultative meetings to walk clients through the credit restoration process. Founder Dennis Hubbard has over two decades of experience providing credit coaching sessions.

705 Main St
Pineville, NC 28134

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Firm Inc.

Credit Firm Inc.

Credit Firm Inc. provides credit repair services to the Charlotte area. It helps clients, including those with low credit scores, repair their scores to increase the likelihood of obtaining financing. The firm's experts, who understand FICO and the credit scoring system, work with each client to develop a customized approach. Credit Firm Inc. handles the identification of reporting violations, and it can pursue credit bureaus and collection agencies when necessary. The company also takes care of judgment responses and goodwill late payments. Additionally, Credit Firm Inc. is a source of personal credit counseling. It gives advice on the details of derogatory factors, adding positive accounts, and managing current accounts.

705 Main St
Pineville, NC 28134

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Variable (Good)

Credit Smash

Credit Smash

Credit Smash has been offering credit repair services in Charlotte since 2016. The company's trained agents analyze clients' credit reports and work with credit bureaus and collectors to challenge negative information that affects credit scores. The company can help remove incorrect information pertaining to collections, charge-offs, liens, inquiries, bankruptcies, and foreclosures. It can also address inaccurate marks regarding repossessions, late payments, and judgements. The company's mission is to help customers take charge of their financial lives and improve accessibility to credit education. Credit Smash actively educates clients on strategies that help build and sustain high credit scores. The company has helped remove more than 11,000 errors from credit reports.

301 McCollough Dr 4th floor
Charlotte, NC 28262

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Davis Future Planning LLC

Davis Future Planning LLC

Davis Future Planning LLC is a credit repair company that has been serving clients in Charlotte and nearby areas for over seven years. It assists individuals who have suffered from financial mishaps, helping them regain and maintain good credit standing. Credit specialists at the firm review their clients' credit history, monitor credit scores, and investigate and remove misleading items from credit reports. The company also offers credit-building services and financial counseling to help ensure long-term financial stability and improvement of credit scores.

2108 Ayrsley Town Blvd
Charlotte, NC 28273

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Empire Professional Services

Empire Professional Services

  • Credit Dispute
  • Debt Consolidation

Empire Professional Services caters to individuals and business owners in Charlotte and nearby areas. It offers credit repair solutions to help clients achieve their financial and credit score goals. The company assists debtors in resolving financial issues involving bankruptcies, late payments, charge-offs, collection accounts, and student loans. Its agents also provide monthly credit monitoring services and work with collection companies, creditors, and credit bureaus. Additionally, Empire Professional Services handles student loan consolidation and inquiry removal matters.

9711 David Taylor Dr #106
Charlotte, NC 28262

Website

Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Harrington Credit Pros

Harrington Credit Pros

  • Credit Audit

Harrington Credit Pros is a Charlotte-based financial solutions company that caters to clients throughout the area. It helps individuals increase credit scores through credit counseling. The company works to remove inaccurate and unverifiable information related to student loans, repossessions, evictions, late payments, medical bills, and bankruptcy from credit reports. It has experience dealing with Experian, TransUnion, and Equifax. Harrington Credit Pros also educates clients on identity protection, credit reversal, personal budgeting, and life insurance.

3124 Milton Rd
Charlotte, NC 28205

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

HOPE4USA

HOPE4USA

HOPE4USA is a credit repair agency in Charlotte serving clients throughout the area. The company works with individuals to fix credit report errors and improve their credit rating to get limit increases and qualify for home and car loans. The agency also helps clients with related problems, such as securing credit cards to increase their overall rating and consolidating student loans to make it easier to pay down the balance.

P. O. Box 99
Charlotte, NC 28130

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Improve Credit Consulting Firm

Improve Credit Consulting Firm

Improve Credit Consulting Firm is a credit repair company in Charlotte helping people gain financial peace of mind for more than 20 years. Its professionally trained counselors review and assess a client's current financial situation to recommend an appropriate personalized financial plan, such as debt management, and solve outstanding financial issues. The company's certified credit experts help increase credit scores that will directly affect a customer's interest rates and principal payments, saving them money over the term of a loan. Improve Credit Consulting Firm also helps businesses grow with the establishment of business credit and offers individuals credit monitoring services.

106 North Pine St
Charlotte, NC 28202

Website

Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: --

Improve Credit, LLC

Improve Credit, LLC

Improve Credit LLC provides personalized credit repair services to individuals in Charlotte and surrounding areas. Wanda Strickfaden, company founder, has over 19 years of experience. The trained team at Improve Credit LLC helps clients restore their credit with a detailed credit consultation and action plan. The staff assists clients in understanding all items on their credit reports and how to manage the negative items with the credit bureaus. The company provides credit education and monitoring services to help customers build and maintain good long-term credit. Online, clients can find Improve Credit LLC's blogs, where the company supplies resources on understanding credit scams and obtaining credit relief.

2730 Spring Breeze Way
Monroe, NC 28110

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Kash & Services

Kash & Services

  • Credit Audit

Kash & Services is a business that offers credit repair services in the Charlotte metro. It helps clients improve their credit reports and scores by removing inaccurate information and balances and providing analysis of clients' credit reports. The company also helps clients in tax preparation, bookkeeping, estate planning, payroll, and life insurance. Kash & Services is owned and operated by Charlotte native Shayla Lowry. Lowry also operates KASH Logistix, a business that provides logistics and dispatch services.

11709 Fruehauf Drive, Suite 111
Charlotte, NC 28273

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Pay After Deletion Credit Repair

Pay After Deletion Credit Repair

Pay After Deletion Credit Repair is a company that serves the residents of Charlotte and nearby areas. It provides credit repair services using a performance-based model. It offers technical data deletion to remove name and address variations that are not accurate. Danny Garcia, the owner of the company, has been handling business, credit, and personal finances for more than 20 years. He has also worked in other related markets, like credit sweeps and UCC filings.

407 Jackson Park Road
Kannapolis, NC 28083

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Valiant Credit Services

Valiant Credit Services

  • Debt Consolidation
  • Credit Monitoring

Valiant Credit Services helps its clients in Charlotte achieve good financial ratings. It conducts an in-depth analysis of credit reports to spot disputable items, such as liens, repossessions, charge-offs, collections, student loans, and medical bills. The firm's agents raise these issues with credit bureaus and creditors and implement a process unique to the credit situation and profile of each customer. One of its recent client results has shown an improvement of 71 points. Valiant has a score certification badge from the Credit Consultants Association.

7 Corporate Center Ct
Greensboro, NC 27408

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

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