Best Credit Repair Companies in Charlotte

The ADR Financial Group provides credit repair solutions to clients in Charlotte and the surrounding areas. This group led by Ratiq "Rocky" DeWitt and Alexis "Lex" DeWitt understands the impact of a bad credit score. It specializes in providing personalized credit plans for each individual. They offer comprehensive credit repair, D.I.Y. credit repair, and indefinite wealth mentorship services. The DeWitts' group also helps clients build and check their credit scores.

Credit Firm Inc. is a credit repair company with an office in Charlotte. This firm adopts a holistic credit approach, resolving disputes, building credit card repayment schemes, and assisting in new credit establishment. It uses software to generate generic disputes, handle electronic derogatory credit removal, and notify creditors of actions taken. Its credit experts conduct consultative meetings to walk clients through the credit restoration process. Founder Dennis Hubbard has over two decades of experience providing credit coaching sessions.

Credit Firm Inc. provides credit repair services to the Charlotte area. It helps clients, including those with low credit scores, repair their scores to increase the likelihood of obtaining financing. The firm's experts, who understand FICO and the credit scoring system, work with each client to develop a customized approach. Credit Firm Inc. handles the identification of reporting violations, and it can pursue credit bureaus and collection agencies when necessary. The company also takes care of judgment responses and goodwill late payments. Additionally, Credit Firm Inc. is a source of personal credit counseling. It gives advice on the details of derogatory factors, adding positive accounts, and managing current accounts.

Credit Smash has been offering credit repair services in Charlotte since 2016. The company's trained agents analyze clients' credit reports and work with credit bureaus and collectors to challenge negative information that affects credit scores. The company can help remove incorrect information pertaining to collections, charge-offs, liens, inquiries, bankruptcies, and foreclosures. It can also address inaccurate marks regarding repossessions, late payments, and judgements. The company's mission is to help customers take charge of their financial lives and improve accessibility to credit education. Credit Smash actively educates clients on strategies that help build and sustain high credit scores. The company has helped remove more than 11,000 errors from credit reports.

Davis Future Planning LLC is a credit repair company that has been serving clients in Charlotte and nearby areas for over seven years. It assists individuals who have suffered from financial mishaps, helping them regain and maintain good credit standing. Credit specialists at the firm review their clients' credit history, monitor credit scores, and investigate and remove misleading items from credit reports. The company also offers credit-building services and financial counseling to help ensure long-term financial stability and improvement of credit scores.

Harrington Credit Pros is a Charlotte-based financial solutions company that caters to clients throughout the area. It helps individuals increase credit scores through credit counseling. The company works to remove inaccurate and unverifiable information related to student loans, repossessions, evictions, late payments, medical bills, and bankruptcy from credit reports. It has experience dealing with Experian, TransUnion, and Equifax. Harrington Credit Pros also educates clients on identity protection, credit reversal, personal budgeting, and life insurance.

HOPE4USA is a credit repair agency in Charlotte serving clients throughout the area. The company works with individuals to fix credit report errors and improve their credit rating to get limit increases and qualify for home and car loans. The agency also helps clients with related problems, such as securing credit cards to increase their overall rating and consolidating student loans to make it easier to pay down the balance.

Improve Credit LLC provides personalized credit repair services to individuals in Charlotte and surrounding areas. Wanda Strickfaden, company founder, has over 19 years of experience. The trained team at Improve Credit LLC helps clients restore their credit with a detailed credit consultation and action plan. The staff assists clients in understanding all items on their credit reports and how to manage the negative items with the credit bureaus. The company provides credit education and monitoring services to help customers build and maintain good long-term credit. Online, clients can find Improve Credit LLC's blogs, where the company supplies resources on understanding credit scams and obtaining credit relief.

Kash & Services is a business that offers credit repair services in the Charlotte metro. It helps clients improve their credit reports and scores by removing inaccurate information and balances and providing analysis of clients' credit reports. The company also helps clients in tax preparation, bookkeeping, estate planning, payroll, and life insurance. Kash & Services is owned and operated by Charlotte native Shayla Lowry. Lowry also operates KASH Logistix, a business that provides logistics and dispatch services.

Pay After Deletion Credit Repair is a company that serves the residents of Charlotte and nearby areas. It provides credit repair services using a performance-based model. It offers technical data deletion to remove name and address variations that are not accurate. Danny Garcia, the owner of the company, has been handling business, credit, and personal finances for more than 20 years. He has also worked in other related markets, like credit sweeps and UCC filings.

Valiant Credit Services helps its clients in Charlotte achieve good financial ratings. It conducts an in-depth analysis of credit reports to spot disputable items, such as liens, repossessions, charge-offs, collections, student loans, and medical bills. The firm's agents raise these issues with credit bureaus and creditors and implement a process unique to the credit situation and profile of each customer. One of its recent client results has shown an improvement of 71 points. Valiant has a score certification badge from the Credit Consultants Association.