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Best Credit Repair Companies in Gastonia

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ADR Financial Group logo

ADR Financial Group

10130 Mallard Creek Road Ste, Charlotte, NC 28262
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  • Credit Dispute

ADR Financial Group provides credit repair solutions to individuals and business owners in Gastonia and the neighboring communities. The company helps clients with buying a new home, financing a vehicle, and advancing their careers. It assists clients with the removal of inaccurate and unverifiable accounts on their credit reports and educates them on how to achieve higher scores after restoration. CEO Ratiq "Rocky" DeWitt uses his expertise in real estate, stocks, and logistics in running the company and serving clients.

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Cash Back Taxes LLC logo

Cash Back Taxes LLC

4822 Albemarle Rd Ste 161, Charlotte, NC 28205
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  • Credit Monitoring

Cash Back Taxes LLC is a financial firm that provides services to individuals and businesses in Gastonia and the surrounding areas. It provides credit repair services such as the removal of records of late payments, collections, evictions, and repossessions. It also facilitates business services such as new business formation, bookkeeping, payroll solutions, and financial planning. In addition, the firm offers estate and retirement planning, tax preparation and relief, and wealth management. Cash Back Taxes has been in business for more than 12 years.

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Credit Care Service logo

Credit Care Service

801 E. Morehead Street ​Ste. 105 #3209, Charlotte, NC 28202
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Credit Care Service helps clients in Gastonia and the surrounding communities improve their credit scores. The credit repair firm offers assistance with document processing to help clients deal with collections, repossessions, bankruptcies, foreclosures, medical bills, and credit card debts. Its team challenges the negative items in a person's credit score and works with the credit bureaus and their creditors to eliminate errors. Credit Care Service has an application that allows clients to access their credit reports and scores 24/7.

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Credit Correct logo

Credit Correct

2020 Remount Road Suite W-115, Gastonia, NC 28054
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  • Debt Consolidation
  • Credit Monitoring

Credit Correct serves customers in Gastonia and the surrounding areas. The credit repair company helps clients improve their credit scores, rebuild credit, and settle debts. It corrects and updates credit reports, removing inaccurate and misleading items, such as late pay, tax liens, short sales, identity theft, and charge-offs. It educates consumers on ways to raise their credit scores. The firm works with credit bureaus and creditors to rebuild and fix tarnished credit. It is certified by the Credit Consultants Association.

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Elite Diamond Financial logo

Elite Diamond Financial

125 Remount Rd Suite C-1 #567, Charlotte, NC 28203
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  • Credit Audit

Elite Diamond Financial is a full-service credit repair company serving clients in Gastonia and the surrounding communities. The firm advises individuals on how they can rebuild their credit or boost their credit scores. Its credit restoration specialists conduct an in-depth analysis of credit reports. They also challenge any negative accounts on its client's credit history with major credit bureaus, creditors, and collectors. The team handles consumer, business, and mortgage credit. Past clients commended the group for repairing their credit within three weeks.

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Empire Professional Services logo

Empire Professional Services

9711 David Taylor Dr #106, Charlotte, NC 28262
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  • Debt Consolidation

Empire Professional Services assists residents of Gastonia and the surrounding communities in improving their credit scores in order to qualify for better loan terms. Lower interest rates and lower monthly payments are examples of these benefits. The company contacts the three major credit bureaus to dispute inaccurate data on student loans, charge-offs, repossessions, and bankruptcies. Clients can also learn about credit management and have 24/7 access to the firm's portal to track the credit repair process.

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Farrar Financial Group Inc. logo

Farrar Financial Group Inc.

4801 E Independence Blvd STE 616, Charlotte, NC 28212
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  • Debt Consolidation
  • Credit Monitoring

Farrar Financial Group Inc. provides credit repair services to individuals and businesses in Gastonia and the surrounding areas. By coordinating with TransUnion, Equifax, and Experian, the company shows its clients how to maximize their debt ratio score and helps them eliminate inquiries from credit reports. It also removes debts that are more than seven years old and bankruptcy notices that are more than a decade old. CEO Coretta N. Meredith-Farrar has managed more than 150 employees in a Fortune 500 company.

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First Class logo

First Class

Gastonia, NC
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  • Credit Audit

First Class is a locally owned and operated credit restoration company that serves individuals and families from Gastonia and the surrounding areas. Its team of professionals offers credit repair services, which include bureau audit and analysis, credit report disputes, and credit building. It also provides its clients with tools and resources in order to help them maintain their financial health. Owner Cearra Friday has been working in the financial services industry for almost a decade.

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Freedom Credit Booster logo

Freedom Credit Booster

10130 Mallard Creek Rd Suite 300, Charlotte, NC 28262
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  • Credit Monitoring
  • Credit Audit

Freedom Credit Booster caters to the needs of clients in Gastonia and other neighboring areas. It offers solutions for improving individuals' qualifications in purchasing a house or car and applying for loans. From the results of the report assessment, its team members craft strategies for challenging inaccurate items like student loans, bankruptcies, and charge-offs. They communicate with respective organizations in confirming the validity of collections, judgments, and late payments. The team also educates consumers about credit restoration.

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Hope 4 USA logo

Hope 4 USA

P. O. Box 99, Paw Creek, NC 28130
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  • Credit Monitoring
  • Credit Audit

Hope 4 USA offers financial services for individuals and businesses in and around Gastonia. It helps clients achieve financial goals through credit restoration, whether they are looking to make major purchases or apply for new credit cards. The firm also educates business owners on how to qualify for financing. Additionally, it helps students fund their education through loan consolidations, catering to undergraduates paying more than one lender each month and seeking to avoid wage or default garnishment.

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Improve Credit logo

Improve Credit

1025 8322 Pineville Matthews Road Ste 602, Charlotte, NC 28226
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  • Credit Monitoring

Improve Credit, a locally owned and operated company with more than two decades of credit building experience, serves Gastonia and the surrounding areas. Its team of experts provides customized credit restoration services for both individuals and businesses. The other services the company offers include credit monitoring, credit counseling, and identity theft help. Company owner Wanda Strickfaden, who hosts “The Improve Credit and Finance Show” on WGIV 103.3 FM, has been featured on WBTV-Charlotte Channel 3 News.

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Improve Credit Consulting Firm logo

Improve Credit Consulting Firm

106 North Pine Street, Charlotte, NC 28202
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  • Credit Monitoring

Improve Credit Consulting Firm caters to customers in the Gastonia metro and the surrounding areas. It helps individuals rebuild their credit scores by offering credit repair solutions. Its process involves reviewing the clients' credit reports from the three major credit bureaus, preparing a plan of action for credit restoration, and identifying questionable reporting information. It also provides debt management, identity theft protection, and loan modification education. The company brings over 20 years of industry experience.

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Kash & Services logo

Kash & Services

11709 Fruehauf Drive, Suite 111, Charlotte, NC 28273
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  • Credit Monitoring
  • Credit Audit

Kash & Services is a locally owned and operated company offering credit repair solutions to clients throughout Gastonia and the surrounding communities. Its credit counselors provide confidential credit assistance by analyzing and reviewing reports from credit bureaus and appealing inaccurate or unverifiable negative accounts from customers' credit profiles. After items have been removed from records, the company continues to offer guidance, enabling clients to rebuild and maintain their good credit standing. Other services include tax preparation, bookkeeping, and business setup consultations.

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Pitbull Credit Repair logo

Pitbull Credit Repair

8508 Park Road #393, Charlotte, Nc 28210
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  • Credit Dispute

Pitbull Credit Repair works with clients in Gastonia to help them rebuild their credit. The staff members examine Experian, Equifax, and TransUnion reports to assist individuals in finding better jobs and getting approved for a loan or lease. They identify outdated, unverifiable, and inaccurate information and then communicate with the appropriate agencies to address these concerns on behalf of their customers. They provide 24/7 access to an online portal to check the progress of credit restoration.

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The Credit Repair Pros logo

The Credit Repair Pros

Charlotte, NC 28105
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  • Credit Monitoring

The Credit Repair Pros serves individuals in Gastonia and the surrounding areas. Its credit counselors assist clients in improving their credit scores by reviewing credit reports from Equifax, TransUnion, and Experian and legally disputing or challenging inaccurate, erroneous, and obsolete information from credit profiles. They also draft and send letters to debt collectors, requesting them to cease collection activities. After scores have improved, the firm continues to monitor and update clients to enable them to maintain their good credit standing.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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