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Best Credit Repair Companies in Gastonia

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

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Gastonia, NC
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5763)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Gastonia, NC
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

ADR Financial Group logo
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ADR Financial Group

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10130 Mallard Creek Road Ste, Charlotte, NC 28262
  • Credit Dispute

Business Description

ADR Financial Group provides credit repair solutions to individuals and business owners in Gastonia and the neighboring communities. The company helps clients with buying a new home, financing a vehicle, and advancing their careers. It assists clients with the removal of inaccurate and unverifiable accounts on their credit reports and educates them on how to achieve higher scores after restoration. CEO Ratiq "Rocky" DeWitt uses his expertise in real estate, stocks, and logistics in running the company and serving clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (159)
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cash Back Taxes LLC logo
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Cash Back Taxes LLC

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4822 Albemarle Rd Ste 161, Charlotte, NC 28205
  • Credit Monitoring

Business Description

Cash Back Taxes LLC is a financial firm that provides services to individuals and businesses in Gastonia and the surrounding areas. It provides credit repair services such as the removal of records of late payments, collections, evictions, and repossessions. It also facilitates business services such as new business formation, bookkeeping, payroll solutions, and financial planning. In addition, the firm offers estate and retirement planning, tax preparation and relief, and wealth management. Cash Back Taxes has been in business for more than 12 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Care Service logo
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Credit Care Service

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801 E. Morehead Street ​Ste. 105 #3209, Charlotte, NC 28202

Business Description

Credit Care Service helps clients in Gastonia and the surrounding communities improve their credit scores. The credit repair firm offers assistance with document processing to help clients deal with collections, repossessions, bankruptcies, foreclosures, medical bills, and credit card debts. Its team challenges the negative items in a person's credit score and works with the credit bureaus and their creditors to eliminate errors. Credit Care Service has an application that allows clients to access their credit reports and scores 24/7.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Correct logo
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Credit Correct

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2020 Remount Road Suite W-115, Gastonia, NC 28054
  • Debt Consolidation
  • Credit Monitoring

Business Description

Credit Correct serves customers in Gastonia and the surrounding areas. The credit repair company helps clients improve their credit scores, rebuild credit, and settle debts. It corrects and updates credit reports, removing inaccurate and misleading items, such as late pay, tax liens, short sales, identity theft, and charge-offs. It educates consumers on ways to raise their credit scores. The firm works with credit bureaus and creditors to rebuild and fix tarnished credit. It is certified by the Credit Consultants Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Diamond Financial logo
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Elite Diamond Financial

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125 Remount Rd Suite C-1 #567, Charlotte, NC 28203
  • Credit Audit

Business Description

Elite Diamond Financial is a full-service credit repair company serving clients in Gastonia and the surrounding communities. The firm advises individuals on how they can rebuild their credit or boost their credit scores. Its credit restoration specialists conduct an in-depth analysis of credit reports. They also challenge any negative accounts on its client's credit history with major credit bureaus, creditors, and collectors. The team handles consumer, business, and mortgage credit. Past clients commended the group for repairing their credit within three weeks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Farrar Financial Group Inc. logo
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Farrar Financial Group Inc.

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4801 E Independence Blvd STE 616, Charlotte, NC 28212
  • Debt Consolidation
  • Credit Monitoring

Business Description

Farrar Financial Group Inc. provides credit repair services to individuals and businesses in Gastonia and the surrounding areas. By coordinating with TransUnion, Equifax, and Experian, the company shows its clients how to maximize their debt ratio score and helps them eliminate inquiries from credit reports. It also removes debts that are more than seven years old and bankruptcy notices that are more than a decade old. CEO Coretta N. Meredith-Farrar has managed more than 150 employees in a Fortune 500 company.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Freedom Credit Booster logo
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Freedom Credit Booster

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10130 Mallard Creek Rd Suite 300, Charlotte, NC 28262
  • Credit Monitoring
  • Credit Audit

Business Description

Freedom Credit Booster caters to the needs of clients in Gastonia and other neighboring areas. It offers solutions for improving individuals' qualifications in purchasing a house or car and applying for loans. From the results of the report assessment, its team members craft strategies for challenging inaccurate items like student loans, bankruptcies, and charge-offs. They communicate with respective organizations in confirming the validity of collections, judgments, and late payments. The team also educates consumers about credit restoration.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hope 4 USA logo
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Hope 4 USA

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P. O. Box 99, Paw Creek, NC 28130
  • Credit Monitoring
  • Credit Audit

Business Description

Hope 4 USA offers financial services for individuals and businesses in and around Gastonia. It helps clients achieve financial goals through credit restoration, whether they are looking to make major purchases or apply for new credit cards. The firm also educates business owners on how to qualify for financing. Additionally, it helps students fund their education through loan consolidations, catering to undergraduates paying more than one lender each month and seeking to avoid wage or default garnishment.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (29)
Google
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Improve Credit logo
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Improve Credit

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1025 8322 Pineville Matthews Road Ste 602, Charlotte, NC 28226
  • Credit Monitoring

Business Description

Improve Credit, a locally owned and operated company with more than two decades of credit building experience, serves Gastonia and the surrounding areas. Its team of experts provides customized credit restoration services for both individuals and businesses. The other services the company offers include credit monitoring, credit counseling, and identity theft help. Company owner Wanda Strickfaden, who hosts “The Improve Credit and Finance Show” on WGIV 103.3 FM, has been featured on WBTV-Charlotte Channel 3 News.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kash & Services logo
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Kash & Services

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11709 Fruehauf Drive, Suite 111, Charlotte, NC 28273
  • Credit Monitoring
  • Credit Audit

Business Description

Kash & Services is a locally owned and operated company offering credit repair solutions to clients throughout Gastonia and the surrounding communities. Its credit counselors provide confidential credit assistance by analyzing and reviewing reports from credit bureaus and appealing inaccurate or unverifiable negative accounts from customers' credit profiles. After items have been removed from records, the company continues to offer guidance, enabling clients to rebuild and maintain their good credit standing. Other services include tax preparation, bookkeeping, and business setup consultations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pitbull Credit Repair logo
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Pitbull Credit Repair

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8508 Park Road #393, Charlotte, Nc 28210
  • Credit Dispute

Business Description

Pitbull Credit Repair works with clients in Gastonia to help them rebuild their credit. The staff members examine Experian, Equifax, and TransUnion reports to assist individuals in finding better jobs and getting approved for a loan or lease. They identify outdated, unverifiable, and inaccurate information and then communicate with the appropriate agencies to address these concerns on behalf of their customers. They provide 24/7 access to an online portal to check the progress of credit restoration.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Credit Repair Pros logo
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The Credit Repair Pros

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Charlotte, NC 28105
  • Credit Monitoring

Business Description

The Credit Repair Pros serves individuals in Gastonia and the surrounding areas. Its credit counselors assist clients in improving their credit scores by reviewing credit reports from Equifax, TransUnion, and Experian and legally disputing or challenging inaccurate, erroneous, and obsolete information from credit profiles. They also draft and send letters to debt collectors, requesting them to cease collection activities. After scores have improved, the firm continues to monitor and update clients to enable them to maintain their good credit standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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