Expertise.com

Best Renter's Insurance Companies in Columbia

2024

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Providers

Last updated:

Website
5350 Farrow Road, Columbia, SC 29203
  • Multiple Policy Types

Why choose this provider?

The Heard Agency offers renters' insurance policies that protect landlords and tenants from financial risks. Moreover, these insurance products cover liability risks and restoration costs for rental properties damaged by fire or storm. Located in Columbia, the company also has insurance plans covering homeowners, small businesses, and commercial establishments. It conducts same-day SR-22 filings and crafts policies for motorcycles, automobiles, recreational vehicles, and watercraft and boats. Additionally, The Heard Agency's team has over 50 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (110)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7401 Parklane Road, Columbia, SC 29223
  • Multiple Policy Types

Why choose this provider?

Craig Plank is a Columbia-based insurance agent representing State Farm. He has been serving the needs of the metro and its surrounding areas since 1993. His agency offers renters' insurance to customers looking to protect their personal belongings within a rented property. The policy provides coverage for property damage and loss caused by fire, smoke, or water damage, weather impacts, theft, and vandalism. His other products include home, life, health, business, and commercial insurance. Craig is an active member of the Columbia Chamber of Commerce.

License Verified:

License: 1312762

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
540 Saint Andrews Road, Columbia, SC 29210
  • Multiple Policy Types

Why choose this provider?

Operating since 2000, Allegiance Insurance Group operates within Columbia and its neighboring communities. The company assists clients in acquiring renters', personal and commercial automobile, general liability, and boat insurance. Its insurance professionals help clients shop for plans with coverage that matches the client's financial goals from multiple carriers. Moreover, they can consult with clients regarding the specifics of their insurance coverage, such as renters' insurance that covers medical expenses for visitors, family members, and pets who are injured on the rented property.

License Verified:

License: 1912911594

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4727 Forest Drive, Columbia, SC 29206
  • Multiple Policy Types

Why choose this provider?

Jennifer Creed, together with her insurance and financial services team, is committed to educating and serving her customers with auto, renters', homeowners', health, business, and other insurance services in Columbia and the nearby areas. They offer customized simple plans aiming to preserve and protect their client's assets, lifestyles, and loved ones. She also offers banking services as well as annuities. Jennifer is an agent under State Farm, a group of insurance companies that operates throughout the country.

License Verified:

License: 17400435

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What is covered by Columbia renter's insurance?

    If your home becomes uninhabitable, renter's insurance in Columbia covers anything you own that is portable. This includes items like jewelry, appliances, clothes, electronics, and other personal belongings. It also covers weather-related damage, accidental damage to another person's property, and medical and legal costs in the event that someone is hurt in your rental home.

  • Does anyone residing in your rental home in Columbia have liability coverage under your renter's insurance policy?

    No. Your Columbia renter's insurance policy's liability coverage does not protect tenants against accidents. Rather, it will protect your assets if a visitor or guest is injured in your rental home and files a lawsuit against you for losses. For instance, suppose you spilled some liquid and left it there, causing a maintenance worker to fall and suffer catastrophic injuries on the stairs of your apartment, your renter's insurance will cover the medical expenses.

  • In Columbia, is fire covered by renter's insurance?

    Yes. Your possessions are covered by fire damage under your renter's insurance policy in Columbia, up to the amount of your policy's personal property coverage and less any deductible. If a fire damages your home, the loss of use coverage under your insurance can also cover the expenses of residing outside the rental house.

  • Is it possible for your Columbia landlord to demand that you add them to your renter's insurance policy?

    Yes. Some landlords in Columbia demand that you add them to your renter's insurance policy as an additional interest. The act of granting extra interest status only notifies your landlord of any modifications to your policy, such as if you decide to discontinue coverage while still under lease. They are not given coverage or the capacity to make claims under it.

  • Are firearms covered by renter's insurance in Columbia?

    Yes. As long as the cause of loss is under a covered risk, the renter's insurance in Columbia could pay for loss or damage to firearms and firearm accessories up to the policy limits. If you own a valuable antique piece, you'll probably need additional insurance to cover the costs. Your renter's insurance policy does not cover loss or flood damage to firearms.

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