Laurels

Best Credit Repair Companies in Concord
2022

ADR Financial Group

ADR Financial Group

  • Credit Monitoring

ADR Financial Group offers solutions to customers in Concord. It helps individuals improve their credit scores to finance a vehicle, buy a new home, or advance their careers. The company assists clients in examining and disputing inaccurate and unverifiable accounts found on their credit reports. It also educates them on strategies to improve their credit scores after restoration. ADR Financial Group is co-owned by Ratiq and Alexis DeWitt. Alexis worked in the real estate industry and had closed over a hundred deals.

10130 Mallard Creek Road Ste
Charlotte, NC 28262

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

190 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Cardinal Credit Solutions, LLC

Cardinal Credit Solutions, LLC

  • Credit Monitoring
  • Credit Dispute

Cardinal Credit Solutions, LLC, works with Concord residents who need their ratings improved. The company is experienced with consumer, business, and mortgage credit. The team educates customers on the proper measures for managing finances and payment obligations. It also disputes inaccurate entries on one's personal records. Cardinal Credit Solutions delivers 24-hour status updates for customers and sends notices via email. The office enforces bank-level security protocols for data security and has bilingual staff for transacting business with Spanish speakers.

Concord, NC 28025

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

CMJ Credit Repair Services

CMJ Credit Repair Services

  • Credit Monitoring
  • Credit Dispute

CMJ Credit Repair Services addresses the needs of individuals in the Concord area. It challenges negative items found on credit reports and drafts and sends dispute letters to lenders, creditors, and bureaus. The company disputes items such as evictions, repossessions, bankruptcies, and identity theft. It also offers credit consultation, analysis, and monitoring services to keep clients informed on their reports and educate them to improve their scores. The company has helped over 430 customers improve their credit scores.

Winston-Salem, NC 27103

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Smash

Credit Smash

  • Credit Monitoring
  • Credit Dispute

Credit Smash is a financial consulting and services firm assisting individuals in Concord and the surrounding areas. It helps clients restore credit scores by disputing negative items and developing custom action plans. While clients are able to track their progress online, its team conducts monthly virtual conferences to update them on score improvements. Credit Smash offers a six and 12-month restoration program. Throughout its over five years in service, it has removed nearly 14,000 credit report errors.

301 McCollough Dr 4th floor
Charlotte, NC 28262

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Elite Diamond Financial

Elite Diamond Financial

  • Credit Monitoring

Elite Diamond Financial serves the local community in Concord. The business offers credit repair services to help consumers achieve financial freedom. It performs in-depth analyses of reports, addresses negative items with bureaus and creditors, and sends live status updates of progress. It assists clients from start to finish and prepares the documentation with credit agencies. The company has earned commendations from a previous client for increasing her scores in three months and helping her get approved for a home mortgage.

125 Remount Rd Suite C-1 #567
Charlotte, NC 28203

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Empire Professional Services

Empire Professional Services

  • Credit Dispute

Empire Professional Services helps clients in Concord achieve their desired credit scores. It restores clients' credits by consolidating student loans, disputing with creditors and the credit bureau, removing inquiries, and coaching them to achieve good credit. The firm eliminates unverifiable, inaccurate, and outdated information in the clients' credit reports. It also assists with car repossessions, late payments, and bankruptcies. Its team performs monthly case reviews of clients' progress. It provides 24/7 client portal access for credit and status monitoring.

9711 David Taylor Dr #106
Charlotte, NC 28262

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

79 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Farrar Financial Group Inc.

Farrar Financial Group Inc.

  • Debt Consolidation

Farrar Financial Group Inc. offers several credit-improvement solutions to Concord clients. Its staff members monitor and verify the accuracy of payment history, new accounts, credit duration, and credit types used. They make contact with bureaus in order to have questionable items corrected. The team also provides solutions to tax and debt problems. The "Credit Queen," Coretta N. Meredith-Farrar, is the founder who wants to change people's lives by teaching them how to use money as a tool for empowerment.

4801 E Independence Blvd STE 616
Charlotte, NC 28212

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

132 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

First Class

First Class

  • Credit Monitoring

First Class provides credit repair services to clients in Concord and the neighboring areas. It helps individuals restore their credit scores to achieve their financial and investment goals. It offers various credit repair services involving disputing account audits to the credit bureaus and creditors. The company also aims to help families create saving strategies by providing engaging activities that suit the needs of clients and their loved ones. First Class also gives clients an option to get new credit and settle bad debts.

Gastonia, NC 28016

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

81 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Freedom Credit Booster

Freedom Credit Booster

  • Credit Monitoring
  • Credit Audit

Freedom Credit Booster offers financial advice to clients in the Concord area. People who have low credit scores can hire the firm to implement credit repair solutions. Its team disputes inaccurate or erroneous information in reports from the three major credit bureaus. These include bankruptcies, medical bills, repossessions, and charge-offs. Clients with higher credit scores can get loans with lower interest rates for homes, cars, and education. Freedom Credit Booster also helps with applying for credit cards.

10130 Mallard Creek Rd Suite 300
Charlotte, NC 28262

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Impact Credit Solutions and Coaching

Impact Credit Solutions and Coaching

  • Debt Consolidation

Impact Credit Solutions and Coaching serves the residents of Concord. Its team members begin by analyzing their records for inaccuracies in order to increase the credibility of customers in obtaining approval for loans, leasing, or employment. They are in charge of challenging bureaus and creditors to remove or validate questionable items such as judgments, collections, late payments, and inquiries. They re-evaluate each entry after receiving updated reports to achieve the objectives of disputes. The team provides weekly education on how to continuously improve one's credit score.

801 E. Morehead Street Suite 105 #3156
Charlotte, NC 28202

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Improve Credit

Improve Credit

  • Credit Monitoring

Improve Credit assists residents and businesses in Concord and nearby areas in rebuilding their credit. Its team members provide customized roadmaps for removing problematic items from reports that affect consumers' scores. They also offer credit counseling and devise plans to assist people in repaying their debts. Wanda Strickfaden, the agency's owner, was a victim of identity theft in 2001 and now uses her personal knowledge and 19 years of professional experience to help others rebuild their creditworthiness.

#1025 8322 Pineville Matthews Road Ste 602
Charlotte, NC 28226

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Improve Credit Consulting Firm

Improve Credit Consulting Firm

  • Credit Monitoring
  • Credit Audit

Improve Credit Consulting Firm caters to customers in the Concord metro and the surrounding areas. It offers credit repair services, helping clients achieve their financial goals and get better interest rates on car loans and mortgages. Its strategy includes educating the client about the entire restoration process, examining their files for outdated and unverifiable information, and recommending solutions on how they can properly manage their credit and finances. The company brings more than 20 years of experience in the industry.

106 N Pine St
Charlotte, NC 28202

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Good)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: --

The Credit Repair Pros

The Credit Repair Pros

  • Credit Monitoring

The Credit Repair Pros addresses the customers' needs in Concord. The company caters to individuals looking to get a loan, purchase a house, or finance their purchases, providing credit repair services to achieve their goals. It aims to correct inaccuracies in the client's reports, such as charge-offs, tax liens, and bankruptcies, enabling them to avoid debts that come with a poor credit history. Its specialists consult consumers to determine their specific issues and devise a strategy to increase their credit scores.

Charlotte, NC 28105

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

The Finance Advocates

The Finance Advocates

  • Credit Monitoring
  • Credit Audit

The Finance Advocates caters to individuals in the Concord area. It offers various credit repair services to help people with low credit scores. These include contacting credit bureaus to dispute erroneous or inaccurate information like charge-offs, repossessions, student loans, and medical bills. The company also provides notary services and coaches clients on financial literacy to help them make sound decisions with their money. Owner Kenisha G has extensive experience in banking and financial counseling.

9805 Statesville Road Suite 6020
Charlotte, NC 28269

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

TMJS Financial

TMJS Financial

  • Credit Monitoring

TMJS Financial offers credit repair services to individuals in Concord and the surrounding areas. Its professionals work closely with clients to determine their situation and develop an individualized plan to restore their credit score. They aim to remove unverifiable information on the customer's credit report and correct the information on their account. Its professionals contact creditors on the client's behalf, send documentation back and forth and conduct a private assessment. They aim to stay updated on the recent credit reporting practices.

Charlotte, NC 28215

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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