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Best Life Insurance Companies in Columbia

2023

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Website
100 9th Street, West Columbia, SC 29169
  • Life Insurance

Why choose this provider?

Founded by Robert (Bob) and Raye Livingston, Livingston Insurance Agency has been serving the community of Columbia since 1958. The family-owned and operated business provides clients with insurance options, including life insurance. Clients can choose from term life, whole life, and universal life package, depending on their preferences. Additionally, Livingston Insurance Agency also offers long-term disability insurance and long-term care insurance. Other individual and business insurance products that cover homeowner policies or physical loss are also available.

License Verified:

License: 1901568310

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1201 State Street, Cayce, SC 29033
  • Life Insurance
  • Health Insurance

Why choose this provider?

LifeTime Insurance Agency is an independent insurance brokerage that serves clients throughout South Carolina. It helps customers get financial security by offering cash value and term life insurance policies. These products can cover burial expenses, estate taxes, and income replacement. Additionally, it carries income protection disability, group and individual health, long-term care, and Medicare insurance plans. Aubrey Fitzloff, the owner, has over 15 years of experience. She focuses on customer service by shopping around different carriers and keeping up to date with changes in the industry.

License Verified:

License: 1907992882

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 Decker Boulevard, Columbia, SC 29206
  • Life Insurance
  • Health Insurance

Why choose this provider?

Marion Hanna is a State Farm insurance agent servicing the Columbia community. He offers term, whole, and universal life insurance coverage options to help individuals secure their families' futures. Policies are also available for small businesses to serve purposes such as business continuation, key employees, employee benefits, and key employee incentives. Marion and his team also specialize in auto, health, and property insurance. They assist clients in banking, mutual funds, and annuities.

License Verified:

License: 6426946

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3111 Devine Street, Columbia, SC 29205
  • Individual Plans
  • Life Insurance

Why choose this provider?

Bradley Insurance is an agency founded in 2007 by Brad Bradley, who has 15 years of experience in the insurance industry. He works with insurance carriers like iSurity, Liberty Mutual Insurance, Nationwide, and Travelers to offer life insurance plans to his clients in Columbia. He also deals with other personal insurance products, like auto, home, secondary home, and personal umbrella insurance. In addition, his team provides general liability, commercial auto, property, premises liability, workers' compensation, and commercial umbrella policies for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3012 Millwood Avenue, Columbia, SC 29205
  • Life Insurance

Why choose this provider?

Perry Insurance Group is a company that provides life insurance services for individuals and businesses in Columbia and its surrounding areas. The company does not only provide life insurance but also t coverage for recreational vehicles and homeowners' insurance too. It also handles commercial, business, fleet, farm, and umbrella insurance. Perry Insurance Group was founded by an insurance agent, David Perry, in 1998 and has been providing a wide range of products that fit its clients since then.

License Verified:

License: 1903614546

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (31)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
240 Stoneridge Drive, Columbia, SC 29210
  • Life Insurance
  • Individual Plans

Why choose this provider?

Susan Crandall is an agency owner with Globe Life Liberty National Division. She has been providing individuals and businesses in Columbia with local and personalized insurance services since 2013. She also assists clients in securing life insurance policies. Her other specialties include individual insurance, worksite benefits, and supplemental health products. In addition, Crandall is joined by a team of insurance professionals and benefits advisors. They help clients select the coverage options that suit their specific needs.

License Verified:

License: 15996289

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1225 Pickens Street, Columbia, SC 29201
  • Life Insurance
  • Health Insurance

Why choose this provider?

Vista Insurance Group is an insurance service provider with branches located in Columbia, Mt. Pleasant, and Harrisburg. The independent agency provides insurance plans for individuals and businesses, offering both term life and whole life insurance policies. Furthermore, it offers life and retirement income planning services. The company represents multiple insurance carriers and has access to over 100 insurance products. One of the company's principals, Cecilia Fournil, is licensed in over 25 states. Her co-principal, Alex Fournil, holds over 10 years of industry experience.

License Verified:

License: 1906204391

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8313 Two Notch Road, Columbia, SC 29223
  • Life Insurance

Why choose this provider?

Clark Farley Insurance aims to help customers protect their families from financial risks through life insurance solutions. The business represents several insurance providers to offer term life policies and whole life insurance coverage tailored to the clients' needs. Its team of agents works with individuals to understand their long-term goals and structure their insurance policies accordingly. Clark Farley Insurance has five locations across the state, including an office in Columbia. The firm has been serving residents in South Carolina since 1975.

License Verified:

License: 1902106538

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (105)
Facebook
4.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1034 Briargate Circle, Columbia, SC 29210
  • Individual Plans
  • Life Insurance

Why choose this provider?

Yarborough Insurance Agency serves clients in Columbia and neighboring areas. The agency is committed to protecting its clients and their families from uncertainties in life. Ernie Yarborough is the agency's owner, and he has been working in the insurance industry since 1995. The agency's insurance policies include various products that protect the home, business, auto, income, life, and toys. It offers a variety of life insurance coverages which include term life, whole life, universal life, and long-term care.

License Verified:

License: 6422736

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (21)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3321 Forest Drive, Columbia, SC 29204
  • Life Insurance
  • Health Insurance

Why choose this provider?

Serving the Columbia metro, Lourie Life & Health has been providing insurance products since 2011. It offers Medicare Advantage and Supplement plans, along with dental and vision insurance from various carriers, such as Aetna, Humana Dental, and Cigna. The agency makes use of different marketing strategies and offers round-the-clock support to its clients. It also crafts life insurance policies. Joel Lourie, the company's founder, previously worked in the South Carolina House and Senate for over 18 years.

License Verified:

License: 16269065

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (158)
Facebook
5.0 / 5 (127)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
494 Lake Murray Boulevard, Irmo, SC 29063
  • Life Insurance

Why choose this provider?

Established in 1916, Auto-Owners Insurance is an independent company that provides life insurance policies and other insurance products and services to clients in Columbia and the surrounding communities. Its life insurance offerings include term life, universal life, whole life, annuities, and disability income insurance. The company employs 48,000 licensed agents in 26 states to provide multiple products, such as auto, business, and home insurance plans. As part of its community outreach, it sponsors annual suits and sneakers events to benefit the American Cancer Society.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1534 Leesburg Rd, Columbia, SC 29209
  • Life Insurance

Why choose this provider?

Smoak Insurance Agency, Inc., is a Columbia-based independent insurance agency that has been providing comprehensive insurance solutions for more than 30 years. This locally owned and operated agency represents numerous life insurance carriers which include National General Insurance, Progressive, and Liberty Mutual Insurance. Additionally, its experienced agents are equipped to shop for policies designed specifically for the individual needs and financial situation of their clients. Other insurance products offered by the company include auto, business, and home insurance plans.

License Verified:

License: 1901936096

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3105 Devine Street, Columbia, SC 29205
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kali Render is a second-generation insurance agent associated with StateFarm serving Columbia and the neighboring cities. She offers life insurance solutions, including term life, whole life, and universal life coverage. Kali also provides auto, health, and home and property insurance policies. In addition, business owners can consult with her regarding commercial policies such as BOPs, commercial auto, and workers' compensation. Umbrella policies are also available, giving clients additional coverage beyond what their traditional plans provide. Kali Render has been in the industry since 2003.

License Verified:

License: 15817192

South Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (132)
Facebook
3.0 / 5 (2)
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Frequently Asked Questions

  • What should you do when buying life insurance in Columbia?

    When buying life insurance in Columbia, you must determine the type of policies you need and choose the coverage type that suits you best. Do not purchase a policy unless it is not in your plan because it will add to your insurance premiums. Also, make sure to pay the company, not the agent.

  • Where can you file a complaint against a life insurance service provider in Columbia?

    If you want to file a complaint against a life insurance company in Columbia, adjuster, broker, or agent, you must contact the South Carolina Department of Insurance Office of Consumer Services. The office is located at 1201 Main Street, Suite 1000. You can also file a complaint online on their official website.

  • How would you know if you are qualified for life insurance in Columbia?

    In Columbia, younger and healthier individuals are more likely to qualify for life insurance. However, all insurance companies still require them to complete an application form or a medical examination. Their application will then be reviewed by underwriters to identify their risk classification and determine whether they are qualified for the insurance.

  • What factors affect life insurance premiums in Columbia?

    In Columbia, the cost of life insurance policies depends on whether individuals choose term, whole, or universal life insurance. Most carriers also look for the policyholders' gender, age, and risk classification. Additionally, they need to know if clients are using tobacco, have health or medical histories, or do risky hobbies or jobs.

  • When should individuals purchase life insurance in Columbia?

    Most insurance carriers advise individuals in Columbia to purchase life insurance while they are still young. If they start their life insurance early, they can keep their coverage for a long period of time, which means their policy will accumulate more interest. They are also healthier, which can help reduce their insurance rates.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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