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Best Homeowners Insurance Agencies in Huntington

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The Michaels Group, Inc. logo
FEATURED
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License Verified:

License: 1489512

New York State Department of Financial Services

The Michaels Group, Inc.

425 New York Ave, Suite 102, Huntington, NY 11743
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  • Multiple Policy Types
  • Multiple Carriers

Business Description

The Michaels Group, Inc., offers risk management solutions to individuals and families in and around Huntington. It writes customized homeowners' insurance to help property owners protect their investment spaces from unforeseen events like theft, vandalism, fire, and smoke. The independent agency also provides flood, auto, landlord, condominium, and renters' insurance. Additionally, it caters to entrepreneurs who want to acquire general and professional liability policies. The Michaels Group represents various carriers, including Nationwide, Travelers, and Kingstone.

License Verified:

License: 1489512

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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Detail
A.J. Bonocore Agency, Inc. logo
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A.J. Bonocore Agency, Inc.

223 Wall Street, Huntington, NY 11743
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Business Description

A.J. Bonocore Agency, Inc., has been providing insurance products to Huntington since 1968. Its team of independent agents offers homeowners, life, and auto insurance products to help individuals protect their families and properties. They also have business insurance services to help business owners with their product liability and workers' compensation coverage needs. A.J. Bonocore Agency is licensed to provide insurance services in all 50 states. It has also insured several construction projects, including Lilco-Northport Power Plant, Stony Brook University, and Laguardia Airport Parking Facilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bossio, Ross & Associates logo
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License Verified:

License: 834177

New York State Department of Financial Services

Bossio, Ross & Associates

PO Box 245, Cold Spring Harbor, NY 11724
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  • Renter's Insurance
  • Homeowners

Business Description

Bossio, Ross & Associates addresses the insurance needs of clients in Huntington. Since its establishment in 1977, the firm has helped thousands of individuals, families, and businesses by providing comprehensive insurance products. Its products include homeowners', life, auto, and business insurance. These policies provide clients with financial protection against natural disasters. Its agents also serve the needs of several industries and professionals, including hotels, apartments, physicians, and dentists. In addition, it represents several carriers, including Chubb, Progressive, Travelers, and MetLife.

License Verified:

License: 834177

New York State Department of Financial Services

Brooks & Brooks Insurance Agency, Inc. logo
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Brooks & Brooks Insurance Agency, Inc.

196 East Main Street, Huntington, NY 11743
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  • Renter's Insurance
  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Headquartered in New York, Brooks & Brooks Insurance Agency, Inc. is an insurance firm catering to clients in Huntington and surrounding areas. Its insurance professionals specialize in constructing policies tailored to the needs of the client. Its homeowners' insurance coverage takes into consideration accidents and disasters such as sewer or septic tank backups, flood damage, sinkholes, replacement cost for personal property, and swimming pool liability. It also offers a broad range of commercial, personal, and life insurance products. Brooks & Brooks Insurance Agency is Trusted Choice-accredited.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
chrisstewarthuntingtonagent.com logo
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chrisstewarthuntingtonagent.com

9 Semon Rd, Huntington, NY 11743
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Chris Stewart is a State Farm insurance agent who has been servicing Huntington and nearby areas since 2017. Stewart has been in the insurance and financial industry for more than 10 years. He helps customers arrive at informed decisions in choosing the right coverage for their life, home, health, auto insurance policies, and financial services. As a Start Farm agent, Stewart works to embody the company's approach to personalized service to policyholders. Aside from home insurance, Stewart provides New York Notary Public Services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garbe Associates Insurance Agency logo
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License Verified:

License: 1012260

New York State Department of Financial Services

Garbe Associates Insurance Agency

876 East Jericho Turnpike, Huntington Station, NY 11746
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Garbe Associates Insurance Agency is an independent business that has been serving clients in and around Huntington for more than 25 years. It offers all lines of personal insurance including homeowners' insurance plans, renters' insurance plans, personal property protection, and liability coverage. It also handles vehicle insurance policies that cover RVs, boats, motorcycles, and classic cars. Moreover, it customizes commercial property, commercial umbrella, general liability, and business owners' insurance. It also carries term life and whole life insurance options. The agency was founded by Norbert Garbe in 1994.

License Verified:

License: 1012260

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Haller-Zaremba Insurance Agency logo
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License Verified:

License: 793385

New York State Department of Financial Services

Haller-Zaremba Insurance Agency

328 Hillside Avenue, Huntington, NY 11596
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  • Landlords
  • Homeowners
  • Flood

Business Description

Haller-Zaremba Insurance Agency is a fourth-generation family-owned and family-operated agency that provides Huntington homeowners with insurance plans. It finds clients the appropriate insurance that would cover them financially in the event of loss because of fire, theft, or other events. Its coverage options can also offer protection for policyholders in case they sustain an injury while on the property. Haller-Zaremba Insurance Agency has been in business for over 81 years and represents various trusted insurance companies, including Cabrillo Coastal, AmTrust, and ShelterPoint.

License Verified:

License: 793385

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hamptons Risk Management Insurance Agency logo
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Hamptons Risk Management Insurance Agency

294 New York Avenue, Huntington, NY 11743
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  • Fire
  • Flood

Business Description

Founded in 2006, Hamptons Risk Management Insurance Agency assists clients in the Huntington area find homeowners insurance. As an independent agency, the company partners with various insurance providers to offer homeowners different policy options custom to their needs. Among its partner insurance providers are Travelers, Progressive, QBE Insurance Corporation, National General Insurance, Zurich North America, and SageSure Insurance. The company also assists clients in matching for other insurance policies including personal insurance, commercial insurance, and life insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Intermarket Insurance Agency logo
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Intermarket Insurance Agency

205 E Main St Suite 3-4, Huntington, NY 11743
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Intermarket Insurance Agency covers clients in Huntington. The company examines each customer's needs and objectives to create a fitting insurance plan for them. It protects homeowners from expenses incurred due to natural disasters or theft. It covers lots, mobile, and motor homes. The agency also covers those injured at their house or are forced to live elsewhere. It has been operating for over 70 years and believes in providing immediate payment and care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JW Hirschfeld Agency, Inc. logo
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JW Hirschfeld Agency, Inc.

326 New York Ave, Huntington, NY 11743
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake
  • Condos

Business Description

Located in Huntington, the J.W. Hirschfeld Agency, Inc. is a family-owned insurance agency that was established in the 1920s. With nearly a century in the business, the agency offers residential customers peace of mind through homeowners insurance. J.W. Hirschfeld Agency, Inc. provides various levels of homeowners insurance, some of them covering specified losses only, while others cover everything comprehensively. The agency also has umbrella policies to extend coverage further. J.W. Hirschfeld Agency, Inc.'s property coverage plans include condo, renters or landlord, and flood and earthquake insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Schumacher - State Farm Insurance Agent logo
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Kelly Schumacher - State Farm Insurance Agent

140 East Main Street, Huntington, NY 11743
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  • Renter's Insurance
  • Condos

Business Description

Kelly Schumacher is a State Farm insurance agent who offers homeowners' coverage to clients in Huntington. State Farm covers costs of property damage incurred from natural disasters such as lightning, wind or hail, and ice, snow, or sleet. It also covers instances of theft, fire, and vandalism, as well as damage caused by faulty plumbing or HVAC systems. A Platinum sponsor of SCWBEC with over two decades of experience in State Farm, Kelly assists clients in determining which policy matches the needs of their homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (110)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Monica Murphy logo
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License Verified:

License: 973379

New York State Department of Financial Services

Monica Murphy

1985 New York Avenue, Huntington Station, NY 11746
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  • Homeowners

Business Description

Monica Murphy is a State Farm insurance professional offering her services to Huntington and the surrounding areas. Murphy provides access to a variety of insurance products, including homeowners' policies covering guest injuries and property damage. This type of insurance also protects personal belongings, such as clothing, furniture, appliances, sports equipment, and jewelry. Murphy, who has been working for State Farm since 1985, served in the fire claims and management area for 18 years before becoming an agent in 2003. The NAIFA member speaks English, Portuguese, and Spanish.

License Verified:

License: 973379

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Newbrook Insurance Agency logo
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License Verified:

License: 629733

New York State Department of Financial Services

Newbrook Insurance Agency

14 Roosevelt Avenue, Port Jefferson Station, NY 11776
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  • Renter's Insurance

Business Description

Newbrook Insurance Agency has been offering homeowners insurance products to clients in Huntington and the neighboring communities for more than 50 years. The firm focuses on providing coverages for homeowners and renters, including flood protection, loss of use, personal property, and personal liability. It also offers auto, business, and life insurance products. The independently owned firm is partnered with several insurance providers such as Travelers, The Hartford, Liberty Mutual, and Progressive.

License Verified:

License: 629733

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quick Auto Insurance logo
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License Verified:

License: 1216521

New York State Department of Financial Services

Quick Auto Insurance

1300 New York Avenue, Huntington Station, NY 11746
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  • Multiple Policy Types

Business Description

Quick Auto Insurance is an independent broker that provides homeowners' insurance plans for customers in Huntington and the surrounding areas. Its team of insurance agents represents trusted insurance carriers to deliver a policy that best fits clients' specific needs. In addition, they also have personal and commercial auto insurance policies for various types of vehicles, including heavy and light-duty trucks, landscaping trucks, and motorcycles. Its owner, Laura Petriccione, has been providing the insurance needs of home and business owners for the last 25 years.

License Verified:

License: 1216521

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs