Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Bridgeport

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bridgeport Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

84Reviewed

53Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2574 Main St, Bridgeport, CT 06606

Expertise.com Rating

Review Sources

Google
4.7 (117)
Facebook
5.0 (1)

Why choose this provider?

Durango Insurance Agency is an insurance specialist with an office in Bridgeport. The company assists clients in various areas including homeowners' insurance. It creates home insurance plans that include personal property protection, personal liability protection, and living expenses coverage. Personal belongings covered under home insurance policies are clothing, furniture, and appliances. Durango Insurance Agency represents over 20 insurance carriers such as Travelers, Safeco, Progressive, and Mapfre Insurance. Fabian J. Durango founded the insurance company in 2003.

  • Personal Property Insurance

3858 Main Street, Bridgeport, CT 06606

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
3.7 (3)

Why choose this provider?

Headquartered in Bridgeport, SCM Insurance caters to residents seeking insurance policies for their properties. It helps clients secure coverage for damages or losses associated with dwellings and personal items, including jewelry. SCM Insurance also assists with obtaining coverage for replacement fees, personal liability costs, and medical payments for guests injured in the client's home. Other factors under the agency's insurance portfolio include equipment breakdown, earthquake damages, and business properties within a client's home. SCM Insurance has been addressing insurance needs across Connecticut since 1914.

  • Renter's Insurance
  • Multiple Policy Types
  • Flood

3354 Main Street, Bridgeport, CT 06606

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (5)
Yelp
1.0 (1)

Why choose this provider?

Park City Insurance Group is an independent multi-line agency in Bridgeport that provides home insurance policies. Founded in 2000, it counsels clients on the aspects that determine their policy, including its cost and scope of coverage. Park City offers insurance plans that cover common home hazards such as hail, fire, smoke, theft, and vandalism. It also offers policies that include select personal valuables, additional living expenses, personal liability, and medical expenses for guests injured in the property.

  • Multiple Policy Types
  • Condos
  • Renter's Insurance

2417 East Main Street, Bridgeport, CT 06610

Expertise.com Rating

Review Sources

Google
4.9 (55)
Facebook
5.0 (13)

Why choose this provider?

Chris Boyle - State Farm Insurance Agent has been handling homeowners' insurance claims since 1999. He assists in various insurance products and gives professional advice to clients. His team helps individuals understand their homeowners' insurance coverages and score the right insurance deals. Boyle serves clients in Bridgeport and volunteers in various community organizations such as Thomas Merton Center and Daughters of Charity to help the less fortunate. Other products offered include auto, renters, condo, life, and business car insurance.

  • Condos
  • Multiple Policy Types
  • Flood

1681 Park Avenue, Bridgeport, CT 06604

Expertise.com Rating

Review Sources

Google
5.0 (62)
Facebook
5.0 (5)

Why choose this provider?

CRN Insurance Agency provides a full range of services from its Bridgeport location. The independent company offers various insurance products including home insurance. Its team creates home insurance policies for clients that provide compensation for damage caused by natural disasters. Home insurance plans also enable clients to rebuild or replace damaged property. The agency also offers condo insurance and renters' insurance. Claribel Rodriguez, the owner of CRN Insurance Agency, has over 5 years of industry experience. She offers Spanish-speaking services.

  • Renter's Insurance
  • Flood
  • Fire

1930 East Main Street, Bridgeport, CT 06610

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Laurent Agency is a homeowners' insurance provider serving clients in Bridgeport and the surrounding areas. The agency guides clients through the process of acquiring an insurance policy for their homes, to safeguard their family and their investments from potential hazards. The insurance policy will depend on the property but it usually includes protection from fire and other natural disasters, theft, riots, and other public disturbances. Insurance professionals will closely assess the home to determine the right insurance policy for it.

  • Personal Property Insurance

6580 Main Street, Stratford, CT 06614

Expertise.com Rating

Review Sources

Google
5.0 (117)
Facebook
5.0 (7)

Why choose this provider?

A.J. Gambardella Associates, LLC, is a Stratford-based insurance agency that provides homeowners insurance in Bridgeport. The locally owned and operated insurance agency offers homeowners insurance like homeowner's liability, landlord insurance, mortgage protection, and scheduled property insurance. The agency also offers other insurance products like auto insurance, life insurance, farm insurance, employee coverage, business insurance, and identity theft insurance. A.J. Gambardella Associates, LLC, has professional insurance agents that are ready to help clients choose the right insurance plans for their needs.

  • Homeowners
  • Personal Property Insurance
  • Multiple Policy Types

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Why do you need homeowners insurance in Bridgeport?

    In Bridgeport, homeowners insurance is a crucial investment to protect your assets. This coverage provides financial security in case of home damage or loss of belongings due to fires, severe weather, or theft. Even if not required by a lender, having insurance is a smart decision. Insurance agents can tailor policies to your needs, creating a safety net for unexpected events that could otherwise disrupt your finances.

  • What factors are considered in calculating your homeowner's insurance in Bridgeport?

    When calculating homeowner's insurance in Bridgeport, the cost is determined by the specific coverage options you select, each individually priced. The desired coverage amount and deductible also play a role; higher coverage levels and lower deductibles generally result in higher premiums. Additionally, the flexibility to set coverage limits allows customization, potentially influencing the cost. Overall, the calculation considers your choices in coverage, amounts, deductibles, and limits to ensure your policy meets your needs while factoring in the associated costs.

  • How does homeowners insurance differ from a condo and renters policy in Bridgeport?

    Homeowners insurance applies to property owners in Bridgeport, covering homes and contents against natural disasters and theft while condo owners need coverage for their unit's contents and interior, as the condo association's policy usually only extends there. Renters insurance is vital for renters, protecting belongings and liability. Do note that landlords' insurance doesn't cover renters' possessions.

  • What is covered by homeowners insurance in Bridgeport?

    Homeowners insurance in Bridgeport provides personalized coverage for each home's needs, offering reimbursement if the property or belongings are damaged. This protection is essential in the face of unforeseen events like natural disasters. The coverage encompasses a range of potential damages, including fire, smoke, lightning, hail, wind, theft, vandalism, vehicle or aircraft damage, and losses from riots or public disturbances.

  • What are the potential risks of not obtaining homeowners insurance in Bridgeport?

    Not having homeowners insurance in Bridgeport can lead to a number of risks, including violating your mortgage terms. Additionally, you may be held responsible for all out-of-pocket costs associated with damage to your home or belongings, and you may experience difficulty getting a loan or mortgage in the future.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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