Expertise.com

Best Homeowners Insurance Agencies in Stamford

2024

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Providers

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Website
29 Hoyt Street, Stamford, CT 06905
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Troy Insurance is a woman-owned business that provides insurance services to clients in Stamford and the neighboring areas. They offer homeowners insurance for all types of homes, including high-value houses and antique houses. The insurance policies cover dwelling, personal belongings, additional living expenses, personal liability, and medical payments. Collections, such as art and jewelry, can also be covered by the policies. Troy Insurance represents nearly 20 insurance companies and is licensed in several states, including Connecticut, Florida, Massachusetts, New York, and Vermont.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
906 East Main Street, Stamford, CT 06902
  • Multiple Policy Types

Why choose this provider?

Durango Insurance & Financial Services Inc. was established in 2003 and is an independent insurance agency that works with more than 20 insurance carriers to provide the right insurance policies to their clients. It serves Stamford-based clients, helping them find homeowners' insurance policies that can protect single-family, multi-family, and even investment properties. Durango Insurance & Financial Services Inc. offers policies that can cover the property itself, any structures on the property, personal belongings, personal liabilities, injuries sustained by household pets, and temporary living expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (162)
Facebook
4.7 / 5 (88)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
87 Glenbrook Road, Stamford, CT 06902
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Malloy Insurance is an independent insurance agency based in Stamford that has been providing personal and business insurance plans for over 60 years. It offers insurance coverage needed to protect homes. A professional is available to give one-on-one assistance to clients who are looking for a home insurance policy that fits their needs. Malloy Insurance also specializes in auto, boat, life, and health insurance. It also assists small businesses and large corporations in choosing a policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (121)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
29 Haviland Street, Norwalk, CT 06854
  • Renter's Insurance
  • Flood
  • Fire

Why choose this provider?

John M. Glover Insurance Agency is a local, independent insurance agency established in 1916. The team at JMG offers personal, commercial, life and health insurance solutions with over 160+ insurance companies in the Stamford area, in addition to all 50 United States. The agency prides itself on providing superior customer service and quality insurance with personalized solutions for families and businesses. John M. Glover Insurance Agency realizes your home is one of your largest assets and therefore one of the most vital to protect. Their team is here to assist you with all facets to ensure your most concerning exposures are protected against, including all policy types.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (70)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1051 Long Ridge Rd, Stamford, CT 06903
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Joe Namy State Farm Agency is a small insurance business based in Stamford with a third-generation State Farm agent at its helm. Since 2019, the team of insurance agents has been helping customers choose premiums and coverages for their homeowners' insurance plans. Clients can apply for more property insurances that include renters', condos, personal liability umbrella policies, and jewelry. The brokerage also caters to individuals residing in the entire state of Connecticut and New York. Additionally, the company has Spanish-speaking insurance agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
243 Tresser Boulevard, Stamford, CT 06901
  • Multiple Policy Types

Why choose this provider?

Laurent Agency caters to the insurance needs of homeowners and business property owners in Stamford and the neighboring areas. The company provides financial protection for homes and the contents in the unfortunate event of disasters, such as fire, smoke, lightning, hail, and wind. Other damages the homeowners' insurance policies cover include theft and vandalism, vehicle and aircraft, and public disturbances such as riots. Each policy is tailored to fit the client's needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (3)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
280 North Bedford Road, Mount Kisco, NY 10549
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Why choose this provider?

Marshall and Sterling has served clients in Stamford and the surrounding areas since 1864. It offers comprehensive home insurance policies that include home replacement guarantees, personal property coverage, content replacement costs, and additional liability coverage. Additionally, the agency has insurance plans that cover home offices and pets as well as condominiums, vacation homes, and renters. Clients can consult with the insurance professionals on staff to obtain automobile protection and life insurance options, along with risk management solutions for pawnshops and ATMs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
509 Glenbrook Road, Stamford, CT 06906
  • Flood
  • Condos

Why choose this provider?

The SIG Insurance Agencies is an independent insurance agency based in Stamford that gives clients a wide range of insurance options and access to multiple insurance carriers. It helps clients search for the right home insurance company that offers a variety of policies and coverages. Common coverages include dwelling, personal property, and other structures. The SIG Insurance Agencies also offers policy services and handles claim assistance. It also specializes in commercial, farm/agriculture, and nationwide pet insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (115)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can you purchase homeowners’ insurance for an unoccupied property in Stamford?

    No, a home insurance policy will not protect your unoccupied Stamford home. Because there is a higher risk involved in protecting unoccupied houses, insurers may require you to purchase an endorsement or a separate policy entirely. Your property is more likely to be vandalized or broken into. A fire may also cause more damage because no one is present to alert authorities.

  • Can you purchase homeowners’ insurance for your home in Stamford if you are planning to rent it out?

    That is not permitted. If you plan to rent out your Stamford home, you are required to acquire specialized coverage. When you are no longer living in your home, you will need a different level of protection for it. For instance, if your tenant breaks a window or a piece of furniture by accident, you will need liability coverage.

  • How much should the replacement value of your Stamford home be in order to qualify for a specialized home insurance policy?

    A specialized, high-net-worth insurance policy is available if the replacement value of your Stamford home is at least $1 million. This offers greater coverage limits than standard homeowners' insurance, as well as options tailored to your lifestyle, property, and risk areas. A high-value policy can fully cover valuable items like jewelry, fine art, and luxury furniture, some of which may be more expensive to replace than your home.

  • What is the least amount you can pay to insure your home in Stamford?

    According to Insurance.com, you can get a homeowners' insurance policy in Stamford for as little as $1,212 per year. Please keep in mind that insurance rates vary between providers. Your premium may also be affected by other factors, such as the amount of home insurance you require and your credit score.

  • How does owning a swimming pool affect your home insurance policy in Stamford?

    If your Stamford home has a swimming pool, you might have to pay a higher premium for your insurance policy. While owning a swimming pool is fun, convenient, and can even increase property value, it also poses a greater risk of injury. You will need to purchase additional liability coverage.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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