Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in New Rochelle

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New Rochelle Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

40Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2525 Palmer Ave, Suite 1, New Rochelle, NY 10801
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Marenco Insurance specializes in personal and business insurance. It has been serving clients in New Rochelle and throughout New York since 1961. Three generations of the Marenco family have passed through the agency, which now extends its services and caters to clients throughout Connecticut, New Jersey, and Florida. The firm has built longstanding relationships with reputable insurance companies, offering its resources to help customers find the right coverages. Being an independent agency allows Marenco to bring consumers the power of choice, whether choosing homeowners' insurance or automobile policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (42)
Facebook
5.0 / 5 (11)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
405 North Ave, New Rochelle, NY 10801
  • Multiple Policy Types

Why choose this provider?

Brightway Insurance is a homeowners' insurance agency serving the New Rochelle area. As an independent agency, it represents several insurance carriers to help meet the unique needs of its clientele. Agents from the company take time to get to know each client in order to determine and suggest the right policy. They help protect a client's home when it comes to damages due to fire, hail, or theft. The company also caters to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
14 Front Street, Hempstead, NY 11550
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Remco Agency is a personal and business insurance agency working with the people of New Rochelle and the nearby cities. The company's team has been working in the insurance industry for over 30 years, and it sells homeowners packages that include property damage, personal injury liability, and lost belonging coverage. The plan also covers the cost of temporary relocation for displaced policyholders. Additionally, the agency offers life and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (215)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
200 Business Park Drive, Armonk, NY 10504
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Why choose this provider?

Avanti Associates offers property damage coverage to homeowners in New Rochelle. Beyond securing repair costs for a client's dwelling, the company's offered policies include select personal belongings, liability protection, and medical expenses for injured parties. It covers losses from common hazards such as fires, theft, and vandalism. An independent insurance agency, Avanti Associates also counsels clients on factors that affect their policy decisions, including the scope of their coverage, the cost of rebuilding, and filing a claim.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
680 Main Street, New Rochelle, NY 10801
  • Multiple Policy Types

Why choose this provider?

WISE Center Inc. is an independent insurance agency serving the New Rochelle area. The company has been in the business for over 30 years. It provides a wide range of insurance options including homeowners' insurance, auto insurance, and commercial insurance. The company's team of insurance agents supplies each client with the policy that best suits their needs. They evaluate each client's unique circumstances and preferences. WISE Center Inc. offers its services in a variety of languages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
135 Crossways Park Drive, Woodbury, NY 11797
  • Personal Property Insurance

Why choose this provider?

SterlingRisk Insurance is an independent insurance agency working with the people of New Rochelle and the nearby areas. The company sells homeowners insurance plans that cover the property in the event of natural disasters, such as storms and fires, as well as vandalism. Its packages also cover medical expenses for people who were injured while visiting the property. SterlingRisk Insurance is affiliated with the National Association of Professional Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (26)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
727 Fulton Ave, Hempstead, NY 11550
  • Condos
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

Danny Trujillo is an insurance agent working with State Farm Insurance who serves the community of New Rochelle. The agent offers homeowners insurance policies to cover the costs of repairs for clients' homes that have been damaged due to vandalism and natural disasters, such as fires and storms. He also sells insurance packages for motor vehicles, businesses, and health care. Trujillo speaks and reads fluently in both English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (46)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
176-51 Union Turnpike, Flushing, NY 11366
  • Multiple Policy Types

Why choose this provider?

Laura Browne is a State Farm insurance agent who has been working with the residents of New Rochelle for over 15 years. The agent sells policies that cover the costs of repairs for clients' homes that have been damaged by storms, fire, and sinkholes. She also offers packages for clients who rent their homes. Additionally, Browne has experience selling insurance to cover clients' recreational vehicles, motorcycles, all-terrain vehicles, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
27 Cleveland Street, Valhalla, NY 10595
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Keep Insurance Agency is an independent insurance company that has been in operation near New Rochelle for over 35 years. The company offers homeowners insurance plans that cover the home's structure, secondary buildings on the property, and the client's belongings inside the home. Its packages also protect the policyholder from being sued by visitors who were injured while inside. Additionally, the agency sells motorcycle, workers' compensation, boat, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
200 Broadhollow Road, Melville, NY 11747
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

ASAP Insurance Brokerage is an independently owned and operated insurance agency working with the residents of New Rochelle. The company represents a number of insurance providers, such as Chubb Insurance, Progressive, and Allianz. Its team provides clients with a variety of options to personalize their homeowners insurance. It sells packages that cover the property in the event of vandalism and natural disasters. Additionally, the agency offers auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (79)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
128 Court Street, White Plains, NY 10601
  • Flood
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Morrell Insurance is a Trusted Choice independent insurance agency that has been serving the residents of New Rochelle and the nearby areas for over 100 years. The company's team sells homeowners insurance packages that cover damage to the house, as well as stolen and damaged belongings, such as jewelry and fine art. The team also has add-ons to its homeowners insurance. Additionally, the company offers auto, umbrella, and business coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
44 South Broadway, White Plains, NY 10601
  • Flood
  • Multiple Policy Types

Why choose this provider?

Pure Insurance is an independent insurance company working with the residents of New Rochelle and the nearby areas. The company's CEO, Ross Buchmueller, has been working in the insurance industry for more than 30 years, and his team sells insurance coverage for high-value homes. The team also offers packages that protect valuable assets within the home, such as fine art and jewelry. Additionally, Pure Insurance has policies for motor vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1981 Marcus Avenue, Lake Success, NY 11042
  • Multiple Policy Types

Why choose this provider?

SCS Agency Insurance is a family-owned and operated insurance company serving the residents of New Rochelle and the nearby cities. The company sells insurance packages for clients' homes that cover condos, apartments, houses, and rental properties. As an independently owned agency, it maintains relationships with a variety of insurance providers in order to help clients build customized insurance plans. SCS Agency Insurance has been serving the community for over 90 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
814 West Beech Street, Long Beach, NY 11561
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Why choose this provider?

Filos Agency Inc. is an independently owned and operated insurance company serving the New Rochelle community. The agency works with a variety of providers, such as Progressive, MetLife Auto & Home, and The Hartford. Its team helps clients search for and purchase homeowners insurance packages that are tailored to the specific needs of their homes. The team also sells insurance to cover clients' rental properties, recreational vehicles, pets, offices, and restaurants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • In New Rochelle, is it worth it to get flood insurance on top of your existing homeowners policy, and what is the average cost?

    Standard homeowners' insurance in New Rochelle does not cover flood damage, so purchasing additional flood insurance ahead of time is essential and worthwhile, even if the average cost through the NFIP is $1,219.76. New York has historically faced flooding issues, and delaying insurance until imminent flood threats often leads to regrets, as insurers typically impose a 10- to 30-day waiting period before a new flood policy takes effect.

  • How does homeowners insurance in New Rochelle handle coverage for computers, especially when used for business purposes?

    Personal-use home computers typically fall under personal property limits in New Rochelle, but some insurers set separate computer limits. When used for business purposes, the coverage is limited to $2,500. Additional endorsements on business laptops may be considered for enhanced coverage. Notably, the location of a loss affects compensation: at home, the limit is $2,500, whereas off-site losses are limited to $500. For specifics, always consult your insurer.

  • In New Rochelle, how does a non-smoking household affect homeowners insurance rates?

    Because of the lower risk of accidental fires in New Rochelle, insurers may offer lower rates to households without smokers. Non-smoking homeowners may be eligible for a 5 to 20% discount on their insurance. To be eligible for these savings, all residents of the home must be non-smokers. It is prudent to inform your insurance provider of your non-smoking status in order to take advantage of any available discounts.

  • How do New Rochelle homeowners insurance policies handle liability protection for daycare services provided at one's home?

    In New Rochelle, homeowners policies limit liability for specific daycare activities. Coverage applies when watching one or two children in a non-monetary service exchange. However, if these services are paid for, they are considered a business, necessitating additional coverage. Some insurers may provide up to six children with daycare coverage, billing per child based on existing personal liability limits. Because premiums vary by company, it is best to seek detailed information from your insurer.

  • How does equipment breakdown coverage in a homeowners' insurance policy in New Rochelle compare to purchasing a home warranty, and what devices are covered?

    Equipment breakdown coverage in New Rochelle is not the same as a home warranty. The former is an add-on to a homeowner's policy, whereas the latter is sold by warranty-specific companies. Home warranties are typically more expensive and have specific equipment limits. Equipment breakdown endorsements, on the other hand, cover a wide range of devices, including HVAC systems, computers, appliances such as refrigerators and their contents, and even sump pumps, to name a few.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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