Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Norwalk

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Norwalk Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61

Reviewed

41

Curated

11

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
159 New York 25A, Miller Place, NY 11764
  • Condos
  • Renter's Insurance
  • Multiple Carriers
  • Flood

Why choose this provider?

FirstInsure Group USA is a homeowners insurance agency offering multiple policy options to clients in the Norwalk metro area. Its agents provide information on policies for property coverage and personal liability insurance. They help clients to review and compare rates offered by insurance carriers and purchase plans that work best for their needs. FirstInsure Group USA is also highly experienced with auto insurance policies and processes claims for clients when their homes or cars are damaged.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
65 Cedar Street, Norwalk, CT 06854
  • Multiple Policy Types

Why choose this provider?

TURCIOS Insurance Agency provides various personal and business insurance lines to individuals, families, and communities in Norwalk and the surrounding areas. Its agents help clients protect their homes and belongings with personalized homeowner's insurance coverage. The team oversees insurance applications starting from assessing the clients' needs to settling claims. Personal insurance includes homeowners, condos or renters, rental or landlord, vacant homes, auto, and motorcycles. Clients can also apply for personal umbrellas when needed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (36)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
161 East Avenue, Norwalk, CT 06851
  • Multiple Policy Types

Why choose this provider?

John H. Wygal & Company, LLC, is an independent insurance agency that is headquartered in Norwalk. Insurance agents at this company provide a homeowners' policy that repairs the damages of the home, replaces destroyed belongings, and protects against lawsuits if someone is injured at home. The typical homeowners' insurance safeguards the home from certain perils such as wind damage, fire, and lightning. John H. Wygal & Company also offers a separate policy that covers earthquakes, floods, and tornadoes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
34 Wall Street, Norwalk, CT 06850
  • Fire
  • Multiple Policy Types
  • Flood

Why choose this provider?

William Carroll Insurance Agency is an independent insurance agency that serves the Norwalk area. It is a family-owned business that was established in 1975. The agency offers assistance to homeowners seeking to protect their homes and their contents. It represents insurance carriers such as Zurich, Fidelity National Financial, Progressive, and Tower Group Companies. Other insurance policy options include auto and business coverages. The business is a member of The Independent Insurance Agents & Brokers of America (IIABA).

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
63 Turnpike Square, Milford, CT 06460
  • Multiple Policy Types

Why choose this provider?

Christopher Randy Carucci, State Farm Insurance Agent, provides homeowners insurance policies and helps clients to purchase available plans from State Farm. Coverage options are available to replace costs for dwellings and additional structures as well as furnishings and personal property. Lead agent and branch founder Christopher Carucci has been serving clients for more than 15 years and can help them to resolve a range of issues they have with their policies. Auto insurance policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
51 Locust Avenue, New Canaan, CT 06840
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Why choose this provider?

Rand Insurance, established in 1938, is an independent agency with offices near Norwalk. The company designs customized insurance solutions for homeowners to safeguard their investment or assets. Covered in the homeowners policy is the home itself, other structures on the property, personal possessions, loss of use, and personal legal liability. Several other features can be covered, such as valuable articles, home replacement guarantee, and replacement cost on contents. Rand Insurance is licensed in more than 45 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22 Thorndal Circle, Darien, CT 06820
  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Daigle & Travers Insurance offers homeowners insurance policies to clients in the Norwalk metro area. It guides clients as they look for homeowners insurance plans and connects them with carriers who offer a variety of rates. Its agents inform clients what terms mean and help them to procure coverage for property replacement costs and personal liability associated with incidents. Condominium and renters insurance plans are available as well. Daigle & Travers Insurance also offers auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
488 Main Avenue, Norwalk, CT 06851
  • Multiple Policy Types
  • Flood
  • Renter's Insurance
  • Condos

Why choose this provider?

Shoff Darby Insurance Agency serves the insurance needs of the Norwalk community. Agents from this company are committed to providing personalized insurance policies tailored to fit the needs of clients. They create homeowners' insurance policies that cover dwellings, personal belongings, medical expenses, and personal liabilities. Whether the client has a house or a condo, they may choose to include coverage for losses from fire, vandalism, theft, and hail. Shoff Darby Insurance Agency also provides auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
194 Main Street, Norwalk, CT 06851
  • Multiple Policy Types

Why choose this provider?

P&C Insurance Assoc helps individuals and businesses in Norwalk mitigate financial risks. Established in 2013, this independent insurance agency aims to provide adequate financial protection to homeowners. Its insurance professionals educate homeowners on the insurance process and explain applicable coverage options, including home and structural damages and personal liability exposures. They also guide clients in choosing home insurance policies that meet their financial goals. P&C Insurance Assoc also offers renters, automobile, and motorcycle insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100P Lansdale Avenue, Milford, CT 06460
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Barth Insurance Agency Inc. sells homeowners insurance coverage and helps clients to shop for rates and select plans provided by affiliated carriers. Plans are available through this agency that guarantee certain repair or replacement costs of dwellings and other properties on each client's land, and they can also replace any destroyed personal items and pay for living expenses if clients are displaced. Barth Insurance Agency Inc. sells renters insurance, condo insurance, and landlord protection plans too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 East Avenue, Norwalk, CT 06851
  • Multiple Policy Types

Why choose this provider?

Bayliss Agency, Inc. is a Norwalk-based independent insurance agency. The company has a team of agents who are trained to help clients plan and manage potential risks through securing suitable insurance policies. These agents have experience guiding clients in choosing a homeowners insurance policy. Depending on the client's needs, they suggest a basic policy that may include coverage for the home's structure, its contents, and its surrounding structures. They also offer additional features such as replacement cost coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Are deductibles required in homeowners' insurance in Norwalk?

    Deductibles are required in homeowner's insurance. A Norwalk policyholder can choose the deductible amount, which can start at $500, or the policy will have a predetermined deductible. A higher deductible usually results in a lower premium than a lower deductible. When looking for insurance, always inquire about how much premium can be saved for each deductible bracket.

  • Will the insurer in Norwalk pay the insured value if you include an antique in your homeowners' policy?

    The insurer will pay the stated value of the antique if it is specified in the policy. If no amount is specified, the insurer will contact an independent antique dealer to obtain an appraisal value and then pay the amount based on this value. If you want to recover the amount you believe is fair for the value of your antique, get your own appraisal and let your insurance agent determine the value in your policy.

  • How do you get paid when you make a homeowner's insurance claim in Norwalk?

    Your homeowners' insurance will provide you with individual checks for each damage category. For example, if your Norwalk home has been flooded and rendered uninhabitable, you will be reimbursed for flood insurance as well as additional living expenses. If your home is mortgaged, you and your lender will each receive a check for the repairs. Depending on your agreement, your insurer may also send the payment directly to your contractor.

  • Should you increase your homeowners' insurance coverage when real estate market values increase in Norwalk?

    Experts generally advise against increasing homeowners' insurance when real estate market values rise. This is because most policies include inflation guard coverage, which adjusts for inflation and market increases. However, if you have made significant changes to your home, such as adding extra bedrooms, a second floor, or a new swimming pool, you may want to increase your coverage. Such renovations can have an effect on the replacement value of your Norwalk home.

  • Do you need a police report to file a burglary claim with your Norwalk homeowner's insurance?

    Yes, a police report is required when filing a homeowner's insurance claim. If a crime, such as burglary or vandalism, has been committed on your property, you must notify the police. To file a report, dial (203) 854-3000. You can then obtain a copy of the incident report by visiting the police headquarters' records window at 1 Monroe Street, Norwalk, CT 06854.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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