Expertise.com

Best Homeowners Insurance Agencies in Norwalk

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Barth Insurance Agency Inc. logo
Visit WebsiteWebsite

Barth Insurance Agency Inc.

100P Lansdale Avenue, Milford, CT 06460
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Barth Insurance Agency Inc. sells homeowners insurance coverage and helps clients to shop for rates and select plans provided by affiliated carriers. Plans are available through this agency that guarantee certain repair or replacement costs of dwellings and other properties on each client's land, and they can also replace any destroyed personal items and pay for living expenses if clients are displaced. Barth Insurance Agency Inc. sells renters insurance, condo insurance, and landlord protection plans too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bayliss Agency, Inc. logo
Visit WebsiteWebsite

Bayliss Agency, Inc.

111 East Avenue, Norwalk, CT 06851
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Bayliss Agency, Inc. is a Norwalk-based independent insurance agency. The company has a team of agents who are trained to help clients plan and manage potential risks through securing suitable insurance policies. These agents have experience guiding clients in choosing a homeowners insurance policy. Depending on the client's needs, they suggest a basic policy that may include coverage for the home's structure, its contents, and its surrounding structures. They also offer additional features such as replacement cost coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Christopher Randy Carucci - State Farm Insurance Agent logo
Visit WebsiteWebsite

Christopher Randy Carucci - State Farm Insurance Agent

63 Turnpike Square, Milford, CT 06460
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

Christopher Randy Carucci, State Farm Insurance Agent, provides homeowners insurance policies and helps clients to purchase available plans from State Farm. Coverage options are available to replace costs for dwellings and additional structures as well as furnishings and personal property. Lead agent and branch founder Christopher Carucci has been serving clients for more than 15 years and can help them to resolve a range of issues they have with their policies. Auto insurance policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Daigle & Travers Insurance logo
Visit WebsiteWebsite

Daigle & Travers Insurance

22 Thorndal Circle, Darien, CT 06820
Visit WebsiteWebsite
  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Daigle & Travers Insurance offers homeowners insurance policies to clients in the Norwalk metro area. It guides clients as they look for homeowners insurance plans and connects them with carriers who offer a variety of rates. Its agents inform clients what terms mean and help them to procure coverage for property replacement costs and personal liability associated with incidents. Condominium and renters insurance plans are available as well. Daigle & Travers Insurance also offers auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FirstInsure Group USA logo
Visit WebsiteWebsite

FirstInsure Group USA

159 New York 25A, Miller Place, NY 11764
Visit WebsiteWebsite
  • Condos
  • Renter's Insurance
  • Multiple Carriers
  • Flood

Business Description

FirstInsure Group USA is a homeowners insurance agency offering multiple policy options to clients in the Norwalk metro area. Its agents provide information on policies for property coverage and personal liability insurance. They help clients to review and compare rates offered by insurance carriers and purchase plans that work best for their needs. FirstInsure Group USA is also highly experienced with auto insurance policies and processes claims for clients when their homes or cars are damaged.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John H. Wygal & Company, LLC logo
Visit WebsiteWebsite

John H. Wygal & Company, LLC

161 East Avenue, Norwalk, CT 06851
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

John H. Wygal & Company, LLC, is an independent insurance agency that is headquartered in Norwalk. Insurance agents at this company provide a homeowners' policy that repairs the damages of the home, replaces destroyed belongings, and protects against lawsuits if someone is injured at home. The typical homeowners' insurance safeguards the home from certain perils such as wind damage, fire, and lightning. John H. Wygal & Company also offers a separate policy that covers earthquakes, floods, and tornadoes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
P&C Insurance Assoc logo
Visit WebsiteWebsite

P&C Insurance Assoc

194 Main Street, Norwalk, CT 06851
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

P&C Insurance Assoc helps individuals and businesses in Norwalk mitigate financial risks. Established in 2013, this independent insurance agency aims to provide adequate financial protection to homeowners. Its insurance professionals educate homeowners on the insurance process and explain applicable coverage options, including home and structural damages and personal liability exposures. They also guide clients in choosing home insurance policies that meet their financial goals. P&C Insurance Assoc also offers renters, automobile, and motorcycle insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rand Insurance logo
Visit WebsiteWebsite

Rand Insurance

51 Locust Avenue, New Canaan, CT 06840
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Rand Insurance, established in 1938, is an independent agency with offices near Norwalk. The company designs customized insurance solutions for homeowners to safeguard their investment or assets. Covered in the homeowners policy is the home itself, other structures on the property, personal possessions, loss of use, and personal legal liability. Several other features can be covered, such as valuable articles, home replacement guarantee, and replacement cost on contents. Rand Insurance is licensed in more than 45 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shoff Darby Insurance Agency logo
Visit WebsiteWebsite

Shoff Darby Insurance Agency

488 Main Avenue, Norwalk, CT 06851
Visit WebsiteWebsite
  • Multiple Policy Types
  • Flood
  • Renter's Insurance
  • Condos

Business Description

Shoff Darby Insurance Agency serves the insurance needs of the Norwalk community. Agents from this company are committed to providing personalized insurance policies tailored to fit the needs of clients. They create homeowners' insurance policies that cover dwellings, personal belongings, medical expenses, and personal liabilities. Whether the client has a house or a condo, they may choose to include coverage for losses from fire, vandalism, theft, and hail. Shoff Darby Insurance Agency also provides auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
TURCIOS Insurance Agency logo
Visit WebsiteWebsite

TURCIOS Insurance Agency

65 Cedar Street, Norwalk, CT 06854
Visit WebsiteWebsite
  • Multiple Policy Types

Business Description

TURCIOS Insurance Agency provides various personal and business insurance lines to individuals, families, and communities in Norwalk and the surrounding areas. Its agents help clients protect their homes and belongings with personalized homeowner's insurance coverage. The team oversees insurance applications starting from assessing the clients' needs to settling claims. Personal insurance includes homeowners, condos or renters, rental or landlord, vacant homes, auto, and motorcycles. Clients can also apply for personal umbrellas when needed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (36)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
William Carroll Insurance Agency logo
Visit WebsiteWebsite

William Carroll Insurance Agency

34 Wall Street, Norwalk, CT 06850
Visit WebsiteWebsite
  • Fire
  • Multiple Policy Types
  • Flood

Business Description

William Carroll Insurance Agency is an independent insurance agency that serves the Norwalk area. It is a family-owned business that was established in 1975. The agency offers assistance to homeowners seeking to protect their homes and their contents. It represents insurance carriers such as Zurich, Fidelity National Financial, Progressive, and Tower Group Companies. Other insurance policy options include auto and business coverages. The business is a member of The Independent Insurance Agents & Brokers of America (IIABA).

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs