Best Renter's Insurance Companies in Huntington

FAQs

• If you misplace your camera, is it covered by your Huntington renters' insurance?

  No. If you misplace or lose your camera, your Huntington renters' insurance may not cover it. Remember that your camera and other personal goods are only covered by renters' insurance if they are stolen or damaged by a covered danger. To find out what your policy covers and excludes, read your policy or speak with your insurance agent.

• Are damages from power outages covered by Huntington renters' insurance policies?

  Yes. Your Huntington renters' insurance policy's personal property coverage pays for power outage-related damages. Renters' insurance covers electronic equipment damage from power surges and food loss from prolonged power outages. If an electrical fire due to a power outage makes your home uninhabitable, your policy will also pay for hotel stays.

• When will your Huntington renters' insurance not provide coverage for lost belongings?

  If you did not include the lost possessions rider with your policy, your Huntington renters' insurance will not cover your misplaced belongings. Your renters' insurance will not cover circumstances brought on by your negligence. Furthermore, unless it is expressly covered by your travel insurance, you might not be able to claim lost or theft insurance coverage for items that you unexpectedly lose while traveling.

• What other bicycle-related losses are covered by Huntington renters' insurance besides theft?

  Named hazards that involve your bike, which include theft, vandalism, collisions with motor vehicles, and fire damage, are covered by renters' insurance in Huntington. Thus, your renters' coverage would take care of the damage if your bike is locked outside the supermarket and a vandal cuts your bike's cables or if a falling AC crushes it. If you were in a bicycle accident that resulted in injuries to another person or property, your renters' policy will provide personal liability coverage.

• Once you have enrolled in a Huntington renters' insurance policy, is it possible to modify the coverage limits?

  Once you've enrolled for a Huntington renters' insurance policy, you are able to modify the limits of your coverage. Both your deductible amount and your coverage limitations are adjustable. If you recently purchased any valuable items, such as jewelry or a camera, you can also buy additional coverage for those. Just remember that your monthly premium price will change if you change your coverage limit.