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Best Health Insurance Agencies in Huntington

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2023
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A.J. Bonocore Agency, Inc. logo

License Verified:

License: 608749

New York State Department of Financial Services

A.J. Bonocore Agency, Inc.

223 Wall Street, Huntington, NY 11743
  • Group Plans
  • Life Insurance

Business Description

A.J. Bonocore Agency, Inc. is an independent insurance agency in Huntington that has been servicing the needs of local residents for more than 30 years. The agency offers personal and commercial insurance policies, including group health insurance, life insurance, homeowners' insurance, and automobile insurance. Established by Anthony J. Bonocore in 1968, A.J. Bonocore Agency represents numerous insurance carriers, including 12 personal lines insurance companies, 21 health and life insurance companies, and over 40 property and casualty insurance companies.

License Verified:

License: 608749

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aljay Insurance Brokerage Ltd. logo
Visit WebsiteWebsite

License Verified:

License: 665631

New York State Department of Financial Services

Aljay Insurance Brokerage Ltd.

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6268 Jericho Turnpike, Commack, NY 11725
  • Individual Plans
  • Life Insurance

Business Description

Aljay Insurance Brokerage is a locally owned and managed insurance firm in the Huntington area that offers health insurance options. Its 70-year experience in boat insurance, flood insurance, life insurance, house insurance, and business insurance has resulted in valuable solutions for individuals and businesses in New York, New Jersey, Connecticut, Maryland, and Florida. The insurance agency also caters to any auto insurance demands and has been partnering with The Hartford, National General Insurance, and AmTrust North America among other carriers in giving insurance solutions.

License Verified:

License: 665631

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (5)
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Brooks & Brooks Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 812348

New York State Department of Financial Services

Brooks & Brooks Insurance Agency, Inc.

Visit WebsiteWebsite
196 East Main Street, Huntington, NY 11743
  • Life Insurance
  • Individual Plans

Business Description

Brooks & Brooks Insurance Agency, Inc., is an agency in Huntington that offers more than a dozen types of insurance services from numerous partner carriers. Among the personal coverage that it can provide for clients are home, life, and health insurance. Meanwhile, its commercial insurance services include coverage for cyber liability, restaurant insurance, and workers' compensation. Founder George Brooks spent 10 years working in the claims department at two major insurance companies, where he learned how important it is to align insurance policies with client needs.

License Verified:

License: 812348

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
EKA Planning logo
Visit WebsiteWebsite

License Verified:

License: 824573

New York State Department of Financial Services

EKA Planning

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157 East Main Street, Huntington, NY 11743
  • Life Insurance

Business Description

EKA Planning provides life and health insurance solutions to clients in Huntington and the surrounding areas. Peter Johnston and Jeremy Elgarten founded the company. EKA Planning has been providing its services to the community for over 30 years. They offer a wide range of health insurance coverage, such as HMO, PPO, POS, HDHP, and HSA plans. They also provide various life insurance options, including term, whole, and universal life. Additional coverage includes disability, dental, and long-term care, in addition to ancillary services.

License Verified:

License: 824573

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Excel Insurance & Risk Management Agency logo
Visit WebsiteWebsite

License Verified:

License: 506560

New York State Department of Financial Services

Excel Insurance & Risk Management Agency

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409 Fort Salonga Road, Northport, NY 11768
  • Individual Plans
  • Life Insurance

Business Description

Excel Insurance & Risk Management Agency is a full-service brokerage that serves the Huntington area. It offers a wide range of risk management solutions, from health, disability, and long-term care to term life insurance plans. With the help of its partner carriers such as MetLife, Travelers, Safeco Insurance, and Farmers Insurance, its team of agents can also furnish home and auto protection plans. They provide full-service assistance, from finding suitable coverages and reporting claims to conduct periodic plan reviews.

License Verified:

License: 506560

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Hartt Insurance Agency, Inc. logo

Hartt Insurance Agency, Inc.

45 Main Street, Northport, NY 11768
  • Individual Plans
  • Life Insurance
  • Home and Auto Insurance
  • Home & Auto Insurance

Business Description

Hartt Insurance Agency, Inc., is an independent agency that serves Huntington and the surrounding communities. It provides health insurance solutions, including long-term care, hospitalization, prescription, and dental and vision coverage. Senior citizens can also take advantage of Medicare Supplement insurance policies, enabling them to get additional coverage that Plan A and B Medicare does not provide. The company also offers auto, homeowners, life, and commercial insurance policies. Hartt Insurance Agency, Inc., has been in the industry since 1936.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (3)
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kelly Schumacher logo
Visit WebsiteWebsite

License Verified:

License: 513516

New York State Department of Financial Services

Kelly Schumacher

Visit WebsiteWebsite
140 East Main Street, Huntington, NY 11743
  • Individual Plans
  • Life Insurance

Business Description

Kelly Schumacher is an independent insurance agent serving clients in Huntington. She has been in the industry for over 20 years, providing clients with comprehensive insurance coverage to protect their future and financial goals. Schumacher offers health, life, home, auto, and business insurance. She also offers annuities and banking services. She is also a platinum sponsor of the Suffolk County Women’s Business Enterprise Coalition. Additionally, Schumacher is licensed in multiple states, including New Jersey, New York, Connecticut, and Pennsylvania.

License Verified:

License: 513516

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (110)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mainline Insurance logo

Mainline Insurance

366 Veterans Memorial Highway, Commack, NY 11725
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Mainline Insurance Inc. has been operating since 1976 from Huntington offering health, disability, life, dental, vision, and retirement insurance plans for both individual and group policies. Its health insurance coverage has options from low utilizers, or those in good health and under 40, to high utilizers, or those that need constant medication and have chronic conditions. Depending on the health insurance plan, its agents aim to help clients pick a personalized coverage that combines competitive premiums with maximum health care benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Coverage Corp logo
Visit WebsiteWebsite

License Verified:

License: 727083

New York State Department of Financial Services

Prime Coverage Corp

Visit WebsiteWebsite
400 Jericho Turnpike, Jericho, NY 11753
  • Individual Plans
  • Life Insurance

Business Description

Based in Jericho, Prime Coverage Corp provides insurance services for clients in and around the Huntington area. This insurance agency offers an assortment of personal and business insurance products, including health insurance plans for individuals and families. It provides various types of health insurance plans, including long-term care insurance, short-term and long-term disability insurance, and group health plans. In addition to these, the company offers life insurance and retirement and income planning services. Company president Barry Shipper holds over three decades of industry expertise.

License Verified:

License: 727083

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Modern Medicare Agency logo
Visit WebsiteWebsite

The Modern Medicare Agency

Visit WebsiteWebsite
15 David Court, Huntington Station, NY 11746
  • Individual Plans
  • Life Insurance

Business Description

The Modern Medicare Agency is an insurance agency based in Huntington and has been assisting individuals, families, and business owners with their insurance needs. With over 11 years of industry experience, it offers a wide range of health care and medical insurance products through its vast network of known insurance carriers. The agency helps clients understand their Medicare options and can arrange supplemental plans to cover deficiencies in their policies. Other services include vision, dental, final expense, and prescription drug insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.