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Best Renter's Insurance Companies in Concord

2024

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Providers

Last updated:

Website
2201 S Cannon Blvd, Kannapolis, NC 28083
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Denise Ayers is a licensed insurance agent that crafts insurance, banking, and mutual fund solutions for clients in the Concord metro. She represents State Farm Insurance and has been with the company for two decades. She specializes in personal insurance lines such as auto, home, and renters' insurance products. The renters' insurance policies she writes protect policyholders and their personal belongings from losses, damages, accidents, liabilities, and thefts. Denise also writes policies that cover businesses and properties.

License Verified:

License: 8650639

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6043 Gateway Center Dr, Kannapolis, NC 28081
  • Home and Auto Insurance

Why choose this provider?

Lauren McDowell started with State Farm as a team member, eventually opening her office in 2014. She offers renters' insurance policies to clients in and around Concord, which cover damages and losses to personal properties in case of a fire, theft, vandalism, or weather-related calamity. She also furnishes insurance coverages for individual life, homeowners, automobiles, and businesses. Lauren McDowell's agency has earned various recognitions from State Farm, including Ambassador Travel and Legion of Honor awards.

License Verified:

License: 15650713

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Website
PO Box 1049, Concord, NC 28026
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

United Cabarrus Insurance Agencies, Inc., is a full-service insurance company that serves clients in Concord and nearby metro areas. The firm offers renters' insurance that can protect the loved ones and personal belongings of its policyholders. Its independent insurance agents deliver various coverage options from different insurance carriers depending on their clients' needs. The group also offers insurance plans for private homes and motorhomes. The company has been insuring individuals, families, and businesses for over five decades.

License Verified:

License: 1000008008

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
797 NW Davidson Drive, Concord, NC 28025
  • Multiple Carriers

Why choose this provider?

Byrd Agency provides its services to families and individuals in Concord and its surrounding areas. It offers renters' insurance products that aim to give renters compensation for damages caused by tornadoes and fires. The agency's other insurance products include landlord, condo, flood, earthquake, condo, and auto insurance. Jeremy Blackwell, the operations manager of Byrd Agency, is a third-generation insurance agent and a Concord native. He is a President's Conference Award qualifier and a member of the Cabarrus Regional Chamber of Commerce.

License Verified:

License: 1000355232

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (295)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3105 Rock Hill Church Road, Ste 100, Concord, NC 28027

Why choose this provider?

Devin Canup, a State Farm insurance agent, provides renters' insurance plans to customers in Concord. He crafts plans for tenants to protect their personal properties in case of accident or loss. He also offers homeowners', health, life, liability, workers' compensation, and business owners' insurance products. In addition to these policies, he deals with both banking products and annuities. Canup also serves clients residing in the Harrisburg, Mt. Pleasant, Midland, and greater Charlotte areas. His office is reachable 24 hours a day.

License Verified:

License: 17764934

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (134)
Facebook
4.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
​​1422-B South Main St., Kannapolis, NC 28081
  • Home and Auto Insurance

Why choose this provider?

Harvey & Owings Insurance Agency offers insurance services to Concord and the surrounding areas. It assists individuals in applying for renters' and homeowners' insurance products to help them protect their possessions and families. It also carries classic car, business, and watercraft insurance products from Progressive, National General, and Foremost Insurance Group. The team of insurance agents at Harvey & Owings Insurance Agency have over 100 years of combined experience in the industry. The agency is a locally owned and family-operated business.

License Verified:

License: 1000144012

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (15)
Google
4.6 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
400 McGill Avenue, NW Suite 30, Concord, NC 28027
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Central Carolina Insurance Agency offers a range of services to individuals and families in the Concord metro. It aims to protect tenants from financial losses through its renters' insurance policies. The independent company creates coverages for clients' personal belongings, including pieces of jewelry and guns. Its specialists help them secure reimbursements for lost and damaged items due to unexpected events like theft and fire. They also craft insurance plans for autos, boats, and RVs. Central Carolina Insurance Agency has been operating since 1931.

License Verified:

License: 1000003170

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
250 Church Street NE, Concord, NC 28025
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Based in Charlotte, Moulton Insurance Group serves clients in Concord and its neighboring communities. It offers a wide range of insurance policies, including renters' insurance for leased single-family homes, apartment homes, condos, and dorms. It assists clients in choosing the right level of coverage for their rented properties and offers additional coverage for specific personal belongings and liabilities, such as water or pet damage. The agency has been serving clients since 1996 and has seven storefronts in various locations across the state.

License Verified:

License: 1000094033

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (51)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 McGill Avenue NW Suite 1, Concord, NC 28027
  • Home and Auto Insurance

Why choose this provider?

Larry Thompson is a State Farm insurance agent who provides insurance solutions for customers in Concord and neighboring areas. He offers multiple policies for business, auto, life, health, home, and renters' insurance. The renters' insurance coverage includes medical expenses for liability claims and recovery of lost or damaged personal belongings after a fire or theft incident. Larry was a U.S. Air Force officer for 16 years before becoming an insurance agent.

License Verified:

License: 19330225

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can renter's insurance cover your personal belongings in Concord if the ceiling leaks?

    Yes, damage to your personal belongings caused by leaks in the ceiling can be covered by renter's insurance in Concord. For example, if excess water coming from the upper floors of your apartment leaks into the ceiling and damages your TV, you can make a claim for it. In general, renter's insurance can cover accidental water damage, such as those from busted pipes or toilet overflow, but not flooding or sewer backup.

  • Should you cancel your renter's insurance if you are from out of state and moving to Concord?

    If your insurance company does not do business in North Carolina, then you should cancel your renter's insurance. You can find an insurance carrier licensed in the state and purchase a policy from them. However, if your insurance company offers products throughout the state, you can inform them of your move to transfer your policy. When you do so, you should have details such as the ZIP code in Concord and the moving date ready at hand.

  • Is it possible to switch to another insurance company anytime in Concord?

    Yes, you have the right to switch to another insurance company at any time you want. You can also change insurers even if you just renewed your policy in Concord. However, be mindful of the company's terms and conditions regarding cancellations. Some may charge fees when you cancel within a specific period.

  • Is there renter's insurance for short-term stays in Concord?

    There is no insurance policy specifically designed for short-term renters, like those renting a home for less than 30 days. However, if these renters have homeowner's insurance, they may have limited coverage for their personal properties while away from home. They may have to consider buying travel insurance to have more protection. People who rent a home longer than 30 days in Concord are advised to get renter's insurance.

  • Can a renter in Concord buy a special policy from the National Flood Insurance Program?

    Yes. The City of Concord participates in the National Flood Insurance Program. Because of this, renters in flood-prone areas of the metro can buy a flood insurance policy with some discounts. Renter's insurance does not typically cover flood damage. For more information on local flood hazards, contact the Engineering Department at their office at 35 Cabarrus Ave., Concord, NC 28025, or at their number at 704-920-5407.

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