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Best Local Car Insurance Agencies in Concord

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2023
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Allen and Ballard Insurance Associates logo
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License Verified:

License: 1000094104

North Carolina Department Of Insurance

Allen and Ballard Insurance Associates

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732 Kannapolis Parkway, Concord, NC 28027
  • Bundling Option

Business Description

Allen & Ballard Insurance Associates is a locally-owned and full-service agency based in Concord that offers auto insurance services to individuals and businesses. It is an independent company that represents various insurance carriers to provide customized insurance plans that are suited to the clients' needs and budget. These plans include collision and comprehensive coverages, as well as liability coverages. Allen & Ballard Insurance Associates also provides insurance for general liabilities, workers' compensation, and property coverages.

License Verified:

License: 1000094104

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charlotte Insurance logo
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License Verified:

License: 1000021970

National Association of Insurance Commissioners

Charlotte Insurance

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7621 Little Avenue, Charlotte, NC 28226
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Serving Concord and the residents of North Carolina since 1992, Charlotte Insurance offers comprehensive services that include home, life, and special events insurance. As residents of Charlotte, the agency is adept at tailoring services that suit the community's specific needs. Assisting vehicle owners, the independent agency provides auto insurance that involves bodily injuries, property damages, collision, and comprehensive coverage. Business-owned vehicles are also handled by the agency with its commercial auto services.

License Verified:

License: 1000021970

National Association of Insurance Commissioners

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Churchwell Insurance Agency-North Carolina logo
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License Verified:

License: 1000386421

Churchwell Insurance Agency-North Carolina

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19720 Jetton Road, Cornelius, NC 28031
  • Multiple Carriers

Business Description

Churchwell Insurance Agency offers car insurance options to policy buyers in Concord. The company aims to provide quick and convenient service by completing coverage comparisons from over 40 different insurers within minutes. Additionally, its advisors guide clients in finding the car insurance plan customized based on their specific requirements. Churchwell Insurance Agency, which also deals with other personal and commercial insurance products and services, is a member of the Lake Norman Chamber of Commerce.

License Verified:

License: 1000386421

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (145)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Colonial Insurance Services logo
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License Verified:

License: 1000006811

North Carolina Department Of Insurance

Colonial Insurance Services

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4285 Highway 24 27 East, Midland, NC 28107
  • Multiple Carriers

Business Description

Founded in 1983, Colonial Insurance Services offers 24/7 auto insurance assistance to Concord car owners and enthusiasts. The independent brokerage provides adequate protection plans that match customers' car insurance needs. Its agents shop for policies that can secure drivers and their vehicles against property damages, injuries, theft, and medical payments. The company also has customized auto insurance policies and partners with over 300 agencies. Additionally, Colonial Insurance Services has other personal and commercial insurance products.

License Verified:

License: 1000006811

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (11)
Jason Bentley Agency logo
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License Verified:

License: 1000678072

North Carolina Department Of Insurance

Jason Bentley Agency

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646 Church Street North, Concord, NC 28025
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Jason Bentley Agency is an independent insurance agency servicing Concord and surrounding areas. It offers insurance policies for cars, homeowners, life and health, and commercial properties. The auto policy can be applied for standard cars, commercial auto, and collector or classic types of cars. It can have coverage for damages, injuries, and liability to protect the policyholder against financial loss. At Jason Bentley Agency, it is to protect clients' personal possessions and anything that matters to them.

License Verified:

License: 1000678072

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Johnson Insurance Management - Monroe logo
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License Verified:

License: 1000004415

North Carolina Department Of Insurance

Johnson Insurance Management - Monroe

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101 South Hayne Street, Monroe, NC 28112
  • Boats
  • Motorcyle & ATV

Business Description

Johnson Insurance Management - Monroe is a family-owned and independent agency that has been catering to Concord clients' car insurance needs since 1991. It is able to provide its customers with the right coverage by working with a variety of insurance carriers. The company also offers other insurance products for the policy buyers' home, health, and business needs. Johnson Insurance Management is a member of the Auto Insurance Agents Alliance of North Carolina.

License Verified:

License: 1000004415

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (47)
Facebook
4.6 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
O H Walker Insurance Agency logo
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License Verified:

License: 1000012633

North Carolina Department Of Insurance

O H Walker Insurance Agency

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2210 Crownpoint Executive Drive, Charlotte, NC 28227
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Business Description

O H Walker Insurance Agency has been providing insurance products and policies since 1962. It is an independent family-owned insurance agency that serves clients in Concord and other surrounding areas. Its policies include home, business, auto, and life. Its auto insurance covers the car owner's liability, or financial responsibility to others, and the damages to the car itself. Such damages may be caused by fire or theft. The collision coverage compensates for the repair losses from an accident. The company also carries policies for motorcycles, collector cars, and boats.

License Verified:

License: 1000012633

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patriot Insurance Agencies logo
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License Verified:

License: 1000589800

North Carolina Department Of Insurance

Patriot Insurance Agencies

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2400 South Cannon Boulevard, Kannapolis, NC 28083
  • Motorcyle & ATV

Business Description

Patriot Insurance Agencies is an independent insurance company that caters to residents in Concord. It provides policies for car owners, paying for repairs due to accidents or collisions with other vehicles. The agency reviews and assesses different coverage options from multiple carriers, such as Metlife, Progressive, and National General. Its agents also help clients tailor a personalized plan to cover risks such as medical liabilities and uninsured motorists. Additionally, Patriot Insurance Agencies offers coverage for DWIs and motorcycles.

License Verified:

License: 1000589800

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.4 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pegram Insurance logo
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License Verified:

License: 7625745

North Carolina Department Of Insurance

Pegram Insurance

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9010 Glenwater Drive, Charlotte, NC 28262
  • Multiple Carriers
  • Bundling Option

Business Description

Pegram Insurance is an independent and local insurance agency in Concord offering car insurance options from its 30 partner insurance companies. A few of the top auto insurance carrier companies that Pegram Insurance represents are Farmers Insurance Group, The Hartford, Kemper, MetLife, National General, and Progressive. The company's agents provide the best rates for all types of clients, whether they be incident-free drivers or drivers with DUI DWI, tickets, or accidents. It also offers non-owners insurance and named-operator insurance policies.

License Verified:

License: 7625745

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.8 / 5 (87)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pethel Insurance Group logo
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License Verified:

License: 1000002945

North Carolina Department Of Insurance

Pethel Insurance Group

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2622 Dale Earnhardt Boulevard, Kannapolis, NC 28083
  • Multiple Carriers

Business Description

Pethel Insurance Group helps its clients meet the legal requirement for auto insurance in the Kannapolis and Concord areas. This independent insurance agency offers an auto insurance policy that can cover property damage or injuries its clients may cause during an accident. It also carries underinsured or uninsured motorist coverage. The agents of Pethel Insurance Group have more than two decades of insurance experience and provide personal attention to its clients to meet their insurance needs.

License Verified:

License: 1000002945

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (108)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
sniderinsurance.com logo
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License Verified:

License: 1000004832

North Carolina Department Of Insurance

sniderinsurance.com

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1438 Wilkesboro Highway, Statesville, NC 28625
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Business Description

Snider Insurance - Statesville is a family-owned independent insurance agency that serves the insurance needs of customers in Concord and surrounding communities. Its insurance agents provide custom-tailored auto insurance programs to fit the unique financial needs of clients. Its standard auto insurance offerings include liability protection, collision insurance, and comprehensive coverage. These cover the financial responsibility of injuring others in accidents and reimburse losses from theft, fire, and other disasters. Snider Insurance - Statesville also offers insurance policies for motorcycles, collector cars, and ATVs.

License Verified:

License: 1000004832

North Carolina Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Spivey Insurance Group logo
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License Verified:

License: 6561762

North Carolina Department Of Insurance

Spivey Insurance Group

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251 Post Office Drive, Indian Trail, NC 28079
  • Multiple Carriers

Business Description

Spivey Insurance Group is an independent insurance agency serving Concord clients since 1989. It provides car insurance policies for all types of automobiles like pickup trucks, antique cars, and recreational vehicles. Collision and comprehensive insurance coverages are the common options offered by the agency but clients can also choose to include an umbrella insurance policy for added protection. Add-ons are also provided such as towing and labor, rental car insurance, and repair placement. The agency also offers policies specifically for teen drivers.

License Verified:

License: 6561762

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (147)
Facebook
4.7 / 5 (79)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Travis McCray logo
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License Verified:

License: 7942255

North Carolina Department Of Insurance

Travis McCray

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6914 Matthews Mint Hill Road, Charlotte, NC 28227
  • Multiple Carriers

Business Description

Travis McCray is an insurance provider from Superior Insurance serving Concord and other areas. He is known to be responsive and give personalized service to his clients. Travis provides auto insurance through his company that includes liability coverage to protect clients from legal and financial losses after a car accident. Its auto insurance also has collision coverage and comprehensive coverage to prevent damages caused by natural effects and random acts, such as floods, car theft, vandalism, and hitting an animal.

License Verified:

License: 7942255

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (14)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trey Siner Insurance Group logo
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License Verified:

License: 6574502

North Carolina Department Of Insurance

Trey Siner Insurance Group

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247 Church Street Northeast, Concord, NC 28025
  • Multiple Carriers
  • Boats
  • RV & Motorhome

Business Description

Trey Siner Insurance Group is an independent agency based in Concord that has been assisting vehicle owners with auto insurance services for over 19 years. Founded by Trey Siner, it represents different insurance companies to provide a customized insurance program needed by its clients. Its agents can accommodate young drivers, senior citizens, and even individuals who have been involved in a previous accident. The company aims to offer insurance plans that can protect policyholders and give them peace of mind while driving on the road.

License Verified:

License: 6574502

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (63)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.