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Best Local Car Insurance Agencies in Concord

2024

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Providers

Last updated:

Website
4285 Highway 24 27 East, Midland, NC 28107
  • Multiple Carriers

Why choose this provider?

Founded in 1983, Colonial Insurance Services offers 24/7 auto insurance assistance to Concord car owners and enthusiasts. The independent brokerage provides adequate protection plans that match customers' car insurance needs. Its agents shop for policies that can secure drivers and their vehicles against property damages, injuries, theft, and medical payments. The company also has customized auto insurance policies and partners with over 300 agencies. Additionally, Colonial Insurance Services has other personal and commercial insurance products.

License Verified:

License: 1000006811

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (11)

Website
2622 Dale Earnhardt Boulevard, Kannapolis, NC 28083
  • Multiple Carriers

Why choose this provider?

Pethel Insurance Group helps its clients meet the legal requirement for auto insurance in the Kannapolis and Concord areas. This independent insurance agency offers an auto insurance policy that can cover property damage or injuries its clients may cause during an accident. It also carries underinsured or uninsured motorist coverage. The agents of Pethel Insurance Group have more than two decades of insurance experience and provide personal attention to its clients to meet their insurance needs.

License Verified:

License: 1000002945

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (108)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
251 Post Office Drive, Indian Trail, NC 28079
  • Multiple Carriers

Why choose this provider?

Spivey Insurance Group is an independent insurance agency serving Concord clients since 1989. It provides car insurance policies for all types of automobiles like pickup trucks, antique cars, and recreational vehicles. Collision and comprehensive insurance coverages are the common options offered by the agency but clients can also choose to include an umbrella insurance policy for added protection. Add-ons are also provided such as towing and labor, rental car insurance, and repair placement. The agency also offers policies specifically for teen drivers.

License Verified:

License: 6561762

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (147)
Facebook
4.7 / 5 (79)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 South Cannon Boulevard, Kannapolis, NC 28083
  • Motorcyle & ATV

Why choose this provider?

Patriot Insurance Agencies is an independent insurance company that caters to residents in Concord. It provides policies for car owners, paying for repairs due to accidents or collisions with other vehicles. The agency reviews and assesses different coverage options from multiple carriers, such as Metlife, Progressive, and National General. Its agents also help clients tailor a personalized plan to cover risks such as medical liabilities and uninsured motorists. Additionally, Patriot Insurance Agencies offers coverage for DWIs and motorcycles.

License Verified:

License: 1000589800

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 South Hayne Street, Monroe, NC 28112
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Johnson Insurance Management - Monroe is a family-owned and independent agency that has been catering to Concord clients' car insurance needs since 1991. It is able to provide its customers with the right coverage by working with a variety of insurance carriers. The company also offers other insurance products for the policy buyers' home, health, and business needs. Johnson Insurance Management is a member of the Auto Insurance Agents Alliance of North Carolina.

License Verified:

License: 1000004415

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6914 Matthews Mint Hill Road, Charlotte, NC 28227
  • Multiple Carriers

Why choose this provider?

Travis McCray is an insurance provider from Superior Insurance serving Concord and other areas. He is known to be responsive and give personalized service to his clients. Travis provides auto insurance through his company that includes liability coverage to protect clients from legal and financial losses after a car accident. Its auto insurance also has collision coverage and comprehensive coverage to prevent damages caused by natural effects and random acts, such as floods, car theft, vandalism, and hitting an animal.

License Verified:

License: 7942255

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (14)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1438 Wilkesboro Highway, Statesville, NC 28625
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Snider Insurance - Statesville is a family-owned independent insurance agency that serves the insurance needs of customers in Concord and surrounding communities. Its insurance agents provide custom-tailored auto insurance programs to fit the unique financial needs of clients. Its standard auto insurance offerings include liability protection, collision insurance, and comprehensive coverage. These cover the financial responsibility of injuring others in accidents and reimburse losses from theft, fire, and other disasters. Snider Insurance - Statesville also offers insurance policies for motorcycles, collector cars, and ATVs.

License Verified:

License: 1000004832

North Carolina Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
247 Church Street Northeast, Concord, NC 28025
  • Multiple Carriers
  • Boats
  • RV & Motorhome

Why choose this provider?

Trey Siner Insurance Group is an independent agency based in Concord that has been assisting vehicle owners with auto insurance services for over 19 years. Founded by Trey Siner, it represents different insurance companies to provide a customized insurance program needed by its clients. Its agents can accommodate young drivers, senior citizens, and even individuals who have been involved in a previous accident. The company aims to offer insurance plans that can protect policyholders and give them peace of mind while driving on the road.

License Verified:

License: 6574502

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (63)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (1)

Website
7621 Little Avenue, Charlotte, NC 28226
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Serving Concord and the residents of North Carolina since 1992, Charlotte Insurance offers comprehensive services that include home, life, and special events insurance. As residents of Charlotte, the agency is adept at tailoring services that suit the community's specific needs. Assisting vehicle owners, the independent agency provides auto insurance that involves bodily injuries, property damages, collision, and comprehensive coverage. Business-owned vehicles are also handled by the agency with its commercial auto services.

License Verified:

License: 1000021970

National Association of Insurance Commissioners

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9010 Glenwater Drive, Charlotte, NC 28262
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Pegram Insurance is an independent and local insurance agency in Concord offering car insurance options from its 30 partner insurance companies. A few of the top auto insurance carrier companies that Pegram Insurance represents are Farmers Insurance Group, The Hartford, Kemper, MetLife, National General, and Progressive. The company's agents provide the best rates for all types of clients, whether they be incident-free drivers or drivers with DUI DWI, tickets, or accidents. It also offers non-owners insurance and named-operator insurance policies.

License Verified:

License: 7625745

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (87)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
646 Church Street North, Concord, NC 28025
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Jason Bentley Agency is an independent insurance agency servicing Concord and surrounding areas. It offers insurance policies for cars, homeowners, life and health, and commercial properties. The auto policy can be applied for standard cars, commercial auto, and collector or classic types of cars. It can have coverage for damages, injuries, and liability to protect the policyholder against financial loss. At Jason Bentley Agency, it is to protect clients' personal possessions and anything that matters to them.

License Verified:

License: 1000678072

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
732 Kannapolis Parkway, Concord, NC 28027
  • Bundling Option

Why choose this provider?

Allen & Ballard Insurance Associates is a locally-owned and full-service agency based in Concord that offers auto insurance services to individuals and businesses. It is an independent company that represents various insurance carriers to provide customized insurance plans that are suited to the clients' needs and budget. These plans include collision and comprehensive coverages, as well as liability coverages. Allen & Ballard Insurance Associates also provides insurance for general liabilities, workers' compensation, and property coverages.

License Verified:

License: 1000094104

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2210 Crownpoint Executive Drive, Charlotte, NC 28227
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Why choose this provider?

O H Walker Insurance Agency has been providing insurance products and policies since 1962. It is an independent family-owned insurance agency that serves clients in Concord and other surrounding areas. Its policies include home, business, auto, and life. Its auto insurance covers the car owner's liability, or financial responsibility to others, and the damages to the car itself. Such damages may be caused by fire or theft. The collision coverage compensates for the repair losses from an accident. The company also carries policies for motorcycles, collector cars, and boats.

License Verified:

License: 1000012633

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19720 Jetton Road, Cornelius, NC 28031
  • Multiple Carriers

Why choose this provider?

Churchwell Insurance Agency offers car insurance options to policy buyers in Concord. The company aims to provide quick and convenient service by completing coverage comparisons from over 40 different insurers within minutes. Additionally, its advisors guide clients in finding the car insurance plan customized based on their specific requirements. Churchwell Insurance Agency, which also deals with other personal and commercial insurance products and services, is a member of the Lake Norman Chamber of Commerce.

License Verified:

License: 1000386421

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (145)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How do you successfully file a claim with the local insurance agency in Concord?

    To file a car crash claim in Concord, follow these steps: Check for injuries and call the police. Take photos of the scene, set up safety measures if needed, and share accident details with the police. Ask for a copy of the police report, then contact your insurance company to report the claim. Finally, keep records of all related communication and expenses.

  • Can you still get car insurance if you are considered as a high-risk driver in Concord?

    Yes, you can still obtain car insurance in Concord if you're classified as a high-risk driver. However, being a high-risk driver, which includes categories like the elderly, inexperienced drivers, individuals with poor credit, and owners of expensive or exotic vehicles, may present challenges and result in higher insurance costs.

  • What factors can affect the cost of a car insurance policy rate in Concord?

    Car insurance premiums in Concord are influenced by various factors. These include one's age, gender, driving history, geographical location, vehicle type, and even credit score. Insurance providers assess risk based on these elements and tailor premiums accordingly. Typically, individuals with a spotless driving record tend to enjoy lower insurance premiums, making these factors pivotal in determining policy costs.

  • What are the two parts of car insurance policies in Concord?

    Car insurance policies in Concord have two main parts. The first part, called liability coverage, deals with paying for damage to others, which is often required by state laws. The second part covers your own vehicle and includes comprehensive coverage for things like fires and theft, as well as collision coverage for accidents. Leasing companies or banks often demand these coverages.

  • What are the common reasons to end a car insurance policy in Concord?

    In Concord, there are several common reasons for ending a car insurance policy. One of these is when you sell a vehicle but intend to keep at least one car insured. Another situation is when you move to a different state, requiring you to obtain a new insurance policy that complies with that state's regulations. Additionally, some individuals may decide to switch insurers in search of more favorable rates, provided they secure the new policy before canceling the existing one.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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