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Best Credit Repair Companies in Winston Salem

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Winston Salem, NCWinston Salem, NC

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Winston Salem, NCWinston Salem, NC

Website(848) 800-2838

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

615 Saint George Square Court, Winston-Salem, NC 27103
Winston-Salem, NC 27103
Instagram
  • Credit Monitoring
  • Credit Audit

MHM Credit Cleaners is a credit repair firm in the Winston Salem area. It cleans up its customers' past credit records and allows them to track their improvement through 24/7 online access and improve their future with maximized scores. MHM also educates its clients about their credit and follows an approach with the law on its side. Its goal is for individuals to have financial confidence through access to secured credit cards to help increase their credit score.

615 Saint George Square Court, Winston-Salem, NC 27103
Winston-Salem, NC 27103

InstagramWebsite(888) 316-3471

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

53 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2641 B1 Randleman Road, Greensboro, NC 27406`
Greensboro, NC 27406`
  • Credit Repair

Natasha's Credit Services assists clients in the Winston Salem area. The company has helped improve many individuals credit score by disputing incorrect information in reports from all three credit bureaus. Natasha and her team also develops a plan to manage debt and repay loans. NCS provides email and text updates monthly to their clients. In addition, clients have a personalized online dashboard where they can monitor progress on their credit repair plans. Natasha’s Credit Services provides the necessary credit education to help clients improve their credit worthiness. The company mission is to provide a positive impact that will lead to a lifestyle change for a better financial future.

2641 B1 Randleman Road, Greensboro, NC 27406`
Greensboro, NC 27406`

Website(888) 857-6884

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

707 Westchester Drive Suite 204, High Point, NC 27262
High Point, NC 27262
Instagram
  • Credit Monitoring
  • Credit Repair

Next Level Credit Solutions is a credit repair business that serves individuals and couples in the Winston-Salem metro. The company provides clients with credit repair services that help them when buying new homes, making career advancements, and financing vehicles. Its team of professionals also offers strategies to increase credit scores, credit bureau report analysis, customer service support, and credit counseling. Next Level Credit Solutions was founded by CEO Fatima Blair. Blair was a speaker on the BNI Success Express.

707 Westchester Drive Suite 204, High Point, NC 27262
High Point, NC 27262

InstagramWebsite(336) 365-8021

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

68 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

952 Golf House Rd W Suite I-627, Whitsett, NC 27377
Whitsett, NC 27377
  • Credit Monitoring
  • Credit Repair

NuEra Enterprise is a credit, business, and tax consulting company that helps clients in Winston Salem improve their credit scores. The company works with credit bureaus and the clients’ creditors to double-check the reported items that affect credit scores. Its software lets individuals get account updates and provides information about how to boost and maintain their good credit scores whenever they want. The Nuera Credit Academy gives credit specialist business coaching for individuals. It also offers coaching, branding, and marketing assistance to businesses.

952 Golf House Rd W Suite I-627, Whitsett, NC 27377
Whitsett, NC 27377

Website(833) 683-7227

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

​1700 N Elm St, Greensboro, NC 27408
Greensboro, NC 27408
  • Debt Consolidation
  • Credit Monitoring

P&S Credit Solutions is a credit repair firm serving clients in Winston-Salem. It works with credit bureaus and creditors to challenge the negative report items that affect its clients' credit scores. The company provides 24/7 easy access to accounts, allowing clients to view status updates on the improvement of credit scores and reports. Additionally, it helps prepare documentation for various credit agencies. P&S Credit Solutions conducts consultation and credit analysis sessions.

​1700 N Elm St, Greensboro, NC 27408
Greensboro, NC 27408

Website(336) 355-8389

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

500 W 5th St, Suite 800, Winston-Salem, NC 27101
Winston-Salem, NC 27101

RTB Financial Solutions, LLC offers credit repair to the locals of Winston-Salem. The company makes the restoration process simple by gathering all the documents needed, manually challenging the negatives on its client's report, and then doing it again if necessary. It then explores additional options to repair credit by restructuring and re-categorizing them. Roger Beckwith founded RBT Financial Solutions after he was inspired by his own personal experience when someone helped him overcome his own financial problems.

500 W 5th St, Suite 800, Winston-Salem, NC 27101
Winston-Salem, NC 27101

Website(336) 937-8240

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7 B Corporate Center Court, Greensboro, NC 27408
Greensboro, NC 27408
Instagram
  • Credit Audit
  • Credit Dispute

Second Chance Credit Solutions, LLC, serves clients in Winston Salem. It works directly with creditors and credit reporting agencies to assist clients in requesting, challenging, and disputing unfavorable report items that affect credit scores. In addition, it also provides credit analysis, helps track present credit reports and scores, and assists in improving the credit score. The company is certified by the Credit Consultants Association. Owner April Taylor is a Mortgage Specialist II and has been in the industry for about a decade.

7 B Corporate Center Court, Greensboro, NC 27408
Greensboro, NC 27408

InstagramWebsite(800) 658-1819

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

46 Brandy Court, Greensboro, NC 27409
Greensboro, NC 27409
  • Credit Audit
  • Credit Dispute

Shield Credit Repair is a company servicing Winston Salem. It offers a variety of packages for credit repair solutions to help clients remove inaccuracies that affect their credit scores. These can include personal information challenges, credit building account referrals, and 24/7 client portal access. Its team conducts an audit or analysis of the credit report to detect different items such as credit errors, bankruptcies, tax liens, charge-offs, and late payments. Moreover, the company works with other account holders, creditors, and collectors to validate the accounts.

46 Brandy Court, Greensboro, NC 27409
Greensboro, NC 27409

Website(800) 631-9163

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

87 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

410 W Smith St, Unit 2D, Greensboro, NC 27401
Greensboro, NC 27401
Instagram
  • Credit Audit

Tip Top Scores assists clients in Winston Salem. Its team helps increase an individual's credit score by disputing questionable or inaccurate information in reports from the three major credit bureaus. This includes late payments, bankruptcies, tax liens, repossessions, and expired debts. The firm also demands the removal of information related to fraud, identity theft, and closed accounts. Its program would eventually help clients to improve their credit scores, allowing them to obtain loans with reduced interest rates.

410 W Smith St, Unit 2D, Greensboro, NC 27401
Greensboro, NC 27401

InstagramWebsite(866) 542-1568

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7 Corporate Center Court, Greensboro, NC 27408
Greensboro, NC 27408
  • Credit Audit

Valiant Credit Services is a credit repair company that has been providing its services to clients in Winston Salem and the surrounding areas for more than 10 years. Its staff is knowledgeable and experienced to provide clients with credit education and help them improve their credit scores. The company has consultants with more than 15 years of credit repair industry experience. Its services help remove items such as medical bills, late payments, and student loans by using all credit repair methods.

7 Corporate Center Court, Greensboro, NC 27408
Greensboro, NC 27408

Website(866) 373-1377

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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