Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Concord

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Concord Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1650Reviewed

992Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2313 Randolph Road, Charlotte, NC 28207
WebsiteLicense: 1000682480

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Why choose this provider?

Hausmann Insurance & Financial Services is an insurance agency serving clients in Concord. Its products include health insurance, life insurance, home insurance, renters' insurance, and vehicle insurance. The company also provides commercial insurance for clients who want to protect their businesses. Agents will take the time to educate clients on the different policies available and will explain the legal requirements for some coverage options. The agency also employs bilingual service and sales associates to better assist Spanish-speaking clients.

  • Life Insurance

1222 South Main Street, Kannapolis, NC 28081
WebsiteLicense: 1000614581

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Review Sources

Facebook
5.0 (7)

Why choose this provider?

Cook Insurance is a full-service insurance company that serves individuals and businesses in Concord. Its staff believes in giving personalized and customized policies for first-time and tenured clients. The company can compare the annual expenses of term-life or whole-life policies from over 15 carriers, including Nationwide and Progressive. Its agents can add coverages like final expenses, funeral expenses, and buy-sell agreements. Cook Insurance's president and principal, Miranda, caters to Spanish-speaking clients. She and her team also provide home insurance, auto insurance, and health insurance plans.

  • Individual Plans
  • Life Insurance

12706 Newstead Road, Huntersville, NC 28078

Why choose this provider?

Affordable Healthcare Solutions Inc. is an insurance company servicing Concord and surrounding communities. It offers individual and group health insurance policies, which both include dental policies for preventative care and minor and major procedure coverage. It additionally carries medical policies with preventative care, hospitalization coverage, and doctor office and prescription medicine co-pays. The company partners with different insurance carriers such as Aetna, Cigna, and United Health Care. It also offers term, whole, and universal life insurance.

  • Group Plans
  • Individual Plans

P.O. Box 4525, Mooresville, NC 28117
WebsiteLicense: 3297509

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Why choose this provider?

Carolina Coverage Group is a full-service independent insurance agency that has been offering insurance solutions to individuals and businesses in Concord. It is partnered with more than 30 companies such as Auto-Owners Insurance and Foremost Insurance Group. It provides life insurance options like annuities, long-term care, and disability income protection. Other services include car, home, and business insurance, which are customized by conducting a needs analysis. Alexander Love, the founder of C.C.G., has been in the business for more than 20 years and his area of expertise includes coverage review and needs analysis.

  • Life Insurance

4614 Wilgrove Mint Hill Road, Mint Hill, NC 28227
WebsiteLicense: 1000705084

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Why choose this provider?

Hayes Insurance Agency is a family-owned insurance company. It has been serving clients in the Concord metro for over 15 years with health and life insurance products. The agency also offers auto, home, and business insurance. Hayes Insurance Agency provides clients with round-the-clock assistance and access to consultations, packages, and online resources. Its team of agents thoroughly explains life insurance concepts, coverage, and costs to help clients make informed decisions about their future.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should you consider about health insurance before enrolling in Medicare if you are approaching the age of 65 in Concord?

    Contact the Seniors Health Insurance Information Program in Concord at 855-408-1212. The program teaches participants what steps to take before enrolling in Medicare. You can also visit the Cabarrus County Department of Human Services (DHS) at 4855 Milestone Avenue, Kannapolis, NC 28081 for more information. The department can be reached at 704-920-1400.

  • Are you really required to have health insurance in Concord?

    It is not illegal in Concord to not have health insurance, but you may face penalties on your federal tax returns if you do not have it. To avoid this penalty, you must obtain a health plan that meets the ACA's minimum essential benefits requirements. If you buy a plan through the federal health insurance marketplace, you may be eligible for tax credits or subsidies based on your income and household size.

  • Is it necessary for Concord small business owners to provide health insurance to their employees?

    There is no state law requiring Concord small business owners to provide health insurance coverage. However, if they provide these benefits, some small business owners may be eligible for tax credits. These are businesses with 25 or fewer full-time employees and annual salaries of less than or equal to $50,000.

  • What should you do in Concord if you receive a medical bill with incorrect amount?

    Call your Concord insurance company to confirm that the bill is in accordance with your health plan. Try to work out a solution with your insurer as well. If your problem has not been resolved, contact the North Carolina Department of Insurance. You can reach the Consumer Services Division at 855-408-1212. Request the necessary form. After you submit the form, an analyst will contact the insurance company to review your case.

  • Are your prescriptions still covered if your plan in Concord has been changed from NC Medicaid Direct to NC Medicaid Managed Care?

    Yes, NC Medicaid Managed Care still covers prescriptions. It should be noted that most Concord beneficiaries will continue to receive the same benefits that they did under NC Medicaid Direct. The managed care plan, on the other hand, includes additional services such as programs for healthy pregnancy, quitting smoking, and adopting a healthy lifestyle.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.