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Best Credit Repair Companies in Plymouth

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5115 Excelsior Blvd #244, St. Louis Park, MN 55416
St. Louis Park, MN 55416
  • Debt Consolidation
  • Credit Audit
  • Credit Dispute

Credit Care, LLC, serves individuals in Plymouth and the neighboring areas. Its team provides credit repair services, assisting clients in obtaining loan approval, lowering interest rates, and increasing credit limits. It identifies inaccurate information that brings down the client's credit scores and challenges bureaus about the inaccurate, unverifiable, and misleading information on their credit reports. Tax liens, short sales, foreclosures, repossessions, and medical bills are among the items that its team updates, corrects, and removes.

5115 Excelsior Blvd #244, St. Louis Park, MN 55416
St. Louis Park, MN 55416

Website(612) 876-5788

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: --

Detail: --

​5747 W Broadway Avenue, Suite 212A, Crystal, MN 55428
Crystal, MN 55428
  • Credit Audit

Credit Clever assists Plymouth citizens in boosting their credit scores. The firm examines its clients' credit reports, looking for negative and unverifiable accounts that affect their standings. It handles the negotiation process with credit bureaus and creditors to remove these items. Its team provides clients with 24/7 access to their accounts, allowing them to keep track of their progress. Credit Clever also works with real estate agents, Realtors, and loan brokers to help families obtain approval for their loans. It can accommodate Spanish-speaking clients.

​5747 W Broadway Avenue, Suite 212A, Crystal, MN 55428
Crystal, MN 55428

Website(612) 470-0140

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

Minneapolis, MN 55402Minneapolis, MN 55402
  • Credit Audit

Credit Repair Minnesota serves the locals of Plymouth and the surrounding communities. Using verified procedures, its professionals have facilitated many clients in repairing their scores or reversing the continued decrease of credit limits. The Minneapolis-based company provides assistance to clients getting harassed by creditors and loan providers by disputing their scores. It also provides education on credit factors and how understanding they bring in better control over the clients' expenses.

Minneapolis, MN 55402Minneapolis, MN 55402

Website(612) 927-2540

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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