Best Credit Repair Companies in Plymouth

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Credit Care LLC logo
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Credit Care LLC

5115 Excelsior Blvd #244, St. Louis Park, MN 55416
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  • Debt Consolidation
  • Credit Audit
  • Credit Dispute

Business Description

Credit Care, LLC, serves individuals in Plymouth and the neighboring areas. Its team provides credit repair services, assisting clients in obtaining loan approval, lowering interest rates, and increasing credit limits. It identifies inaccurate information that brings down the client's credit scores and challenges bureaus about the inaccurate, unverifiable, and misleading information on their credit reports. Tax liens, short sales, foreclosures, repossessions, and medical bills are among the items that its team updates, corrects, and removes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Credit Clever logo
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Credit Clever

​5747 W Broadway Avenue, Suite 212A, Crystal, MN 55428
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  • Credit Audit

Business Description

Credit Clever assists Plymouth citizens in boosting their credit scores. The firm examines its clients' credit reports, looking for negative and unverifiable accounts that affect their standings. It handles the negotiation process with credit bureaus and creditors to remove these items. Its team provides clients with 24/7 access to their accounts, allowing them to keep track of their progress. Credit Clever also works with real estate agents, Realtors, and loan brokers to help families obtain approval for their loans. It can accommodate Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Credit Repair Minnesota logo
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Credit Repair Minnesota

Minneapolis, MN 55402
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  • Credit Audit

Business Description

Credit Repair Minnesota serves the locals of Plymouth and the surrounding communities. Using verified procedures, its professionals have facilitated many clients in repairing their scores or reversing the continued decrease of credit limits. The Minneapolis-based company provides assistance to clients getting harassed by creditors and loan providers by disputing their scores. It also provides education on credit factors and how understanding they bring in better control over the clients' expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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