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2024

Last updated:

Best Renter's Insurance Companies in Plymouth

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Plymouth Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

28Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
18205 45th Ave N, Plymouth, MN 55446
  • Multiple Policy Types

Why choose this provider?

Insurance Specialist Network provides risk management solutions to individuals and families in the Plymouth metro. It offers renters' insurance policies, which include personal liability and property coverages. The company helps tenants secure reimbursements for medical expenses and lost or damaged items due to unexpected events like natural disasters and theft. It works with multiple carriers to more efficiently create personalized policies suited to clients' needs. Insurance Specialist Network is an independent agency that has been in business since 2009.

License Verified:

License: 40543846

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
PO Box 43092, Brooklyn Park, MN 55443
  • Multiple Policy Types

Why choose this provider?

Wikstrom Insurance Agency, LLC, is a company that offers renters’ insurance coverage in Plymouth. It helps renters protect valuables from unexpected damage or loss due to theft, lightning, wind, and fire. To help a policyholder recover from covered damage or loss, its professionals assist in processing payments for living costs if the rented property is unlivable. The company also provides insurance coverage for homes, motorcycles, and weddings. In addition, it guides business owners in protecting their assets from potential risks.

License Verified:

License: 40513948

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Eden Prairie, MN 55346
  • Home and Auto Insurance

Why choose this provider?

Serving the Plymouth community, Plombon Insurance is an independent agency that offers assistance to individuals, families, and business owners. This firm provides renters' insurance, which provides protection against losses by helping clients replace the cost of the personal property in their apartment. This policy also includes hotel expenses in case an individual needs to vacate the premises due to accidents, fires, or other hazards. Established in 2018, Plombon Insurance is connected to a wide range of carriers and also covers life, home, and car insurance.

License Verified:

License: 40587007

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18205 45th Ave N Suite B, Plymouth, MN 55446
  • Home and Auto Insurance

Why choose this provider?

Lake Country Insurance Services provides coverage for renters and homeowners alike in Plymouth. It is aligned with various providers such as MetLife, Allied Insurance, and State Auto. The firm offers coverage for property damage and loss for clothing, furniture, and electronics. It also provides additional options for full value coverage without deductions for depreciation, legal expenses, and medical care in the event of bodily injury. Other coverages include commercial liability, life insurance, bonds, and workers' compensation.

License Verified:

License: 40299776

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (27)
Facebook
4.7 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10081 Dogwood St NW #200, Coon Rapids, MN 55448
  • Home and Auto Insurance

Why choose this provider?

Pinnacle Insurance Agency of Minnesota, LLC, offers renters' insurance plans to families in Plymouth. This independent firm offers a range of personal and business coverages. Its personal insurance plans include life, motorcycle, boat and watercraft, recreational vehicle, condominium, and car insurance. For commercial clients, the company offers workers' compensation, general liability, restaurant, commercial umbrella, disability, and commercial auto insurance. The company's website provides clients access to their carriers page where they can manage their accounts.

License Verified:

License: 40205135

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1022)
Facebook
4.7 / 5 (68)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3131 Fernbrook Ln N Suite 111, Plymouth, MN 55447
  • Home and Auto Insurance

Why choose this provider?

Anchor Insurance Agency, LLP is an independent company in Plymouth that provides insurance consultations and products in the metro. The company is owned by Tom Johnson who has more than 30 years of experience in the insurance industry. It writes renter's insurance policies that protect personal belongings from fires, losses, vandalism, and thefts. Anchor Insurance Agency carries A-rated insurance providers in the area such as Travelers, AAA, Allied Insurance, Foremost Insurance Group, and Safeco Insurance.

License Verified:

License: 20359386

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
187 Cheshire Ln #700, Plymouth, MN 55441
  • Home and Auto Insurance

Why choose this provider?

Katie Halpin has been a State Farm agent since 2019. She currently owns and runs an insurance agency located in Plymouth. Halpin and her team strive to meet clients' personal needs and goals in choosing insurance coverage plans. These include renters' insurance for people who want to secure their properties from unexpected events or damages. The renters' policy covers clients' personal belongings, such as clothing, furniture, computers, and appliances. The firm also insures clients' homes, life, health, pets, and businesses.

License Verified:

License: 40432593

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (113)
Facebook
5.0 / 5 (43)

Website
7066 E Fish Lake Rd, Maple Grove, MN 55311
  • Home and Auto Insurance

Why choose this provider?

Minnesota Lakes Insurance offers a variety of insurance products and services in Plymouth. This insurance agency's representatives help renters determine the necessary policies they must have to prepare for risks such as fully-damaged property replacements and bodily injury claims. They also shop for home, life, auto, and business insurance plans from different providers like Nationwide, Hagerty, The Hartford, Encompass, and Liberty Mutual. Minnesota Lakes Insurance has been serving Wisconsin and Minnesota residents for over 20 years.

License Verified:

License: 40606617

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3155 Empire Lane N, Plymouth, MN 55447
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Prokop Insurance has been providing coverage and investment products to personal and commercial clients in Plymouth since 1993. It offers renters' insurance that covers personal property, accident liability, and loss due to damages from natural disasters. Prokop Insurance works with clients on a one-on-one basis to tailor-fit the policy to their needs. It has insurance options for automobiles, homes, commercial properties, and cyber hacking and data breaches. The firm is affiliated with Stillwater Insurance Group and Chubb.

License Verified:

License: 9789

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (124)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4165 Shoreline Dr #110, Spring Park, MN 55384
  • Home and Auto Insurance

Why choose this provider?

Active Insurance Solutions is an independent brokerage that has been serving the Plymouth metro since 2017. It provides renters' insurance, which covers personal properties against damage or theft. It can also protect clients from certain property damage claims and bodily injuries within the property. Additionally, the brokerage offers life insurance, commercial liability, and coverage for homeowners and pets. The locally operated company works with more than 20 insurance carriers, including AIG and Great Northwest. Its co-founder, Steve Loraus, has been in the industry since 2012.

License Verified:

License: 40522497

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1660 Hwy 100 S #339, St. Louis Park, MN 55416
  • Home and Auto Insurance

Why choose this provider?

Patrick Lilly Insurance Agency assists the people in Plymouth who need renters' coverage to protect their personal belongings. Its other property insurances cover homes, condos, and cabins. The firm helps clients in securing various types of vehicles including boats, motorcycles, and RVs. It also guides business owners in assessing proper coverage to run their enterprise without worrying about potential losses. The company represents over 30 insurance carriers including Foremost, Hagerty, and Progressive. The agency's owner, Patrick Lilly, has been an insurance agent since 1987.

License Verified:

License: 20147039

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (6)

Website
10405 6th Avenue N Ste 120, Plymouth, MN 55441
  • Multiple Policy Types

Why choose this provider?

Kyle Vitense is an insurance professional who runs a State Farm-affiliated insurance agency serving clients in Plymouth. His firm offers both personal and commercial lines, which include renters' insurance. Vitense crafts a policy for renters that covers their personal belongings, such as appliances, furniture, computers, and clothing. Renters may also combine their policies with their auto insurance. With the aim of achieving long-term goals, Vitense's team works with clients to understand their needs and find a balance in creating their plans.

License Verified:

License: MN-40116986

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Why do apartment complex owners in Plymouth require renters' insurance?

    Owners of apartment complexes in Plymouth require tenants to have renters' insurance to avoid any confusion over coverage. The owner's policy does not extend to tenant possessions or liability. By requiring tenants to carry renters' insurance, landlords can ensure that renters do not erroneously believe the owner's insurance protects their property.

  • Does renters' insurance cover personal items when the policyholder is away from their residence?

    Yes, renters' insurance protects the policyholder's personal property against theft or damage, regardless of where the policyholder lives. By paying a small premium, the policyholder can obtain full-value coverage. This ensures that the policyholder receives the full replacement cost for any damaged or stolen items, with no deduction for depreciation.

  • What aspects does renters' insurance cover in case of roof leaks in a Plymouth rental property?

    Renters' insurance in Plymouth protects against personal property damage and medical bills resulting from a roof leak. If the residence becomes unfit for habitation as a result of the damage, the policy may cover additional living expenses incurred while looking for a new place. Liability protection is also included. The renter is not liable for fixing structural damage as a result of the roof leak.

  • How can Plymouth residents reduce their renters' insurance costs?

    Plymouth residents can save money on renters' insurance by bundling policies with the same provider or installing security features such as deadbolt locks and smoke detectors. Those with credit scores above 700 may be eligible for lower interest rates. Furthermore, if the carrier accepts both annual and monthly payments, paying in full each year may result in savings.

  • What specific incidents in Plymouth does a standard renters' insurance cover?

    A standard renters' insurance policy in Plymouth typically pays for damages caused by the events listed in the policy. Damage from fires, lightning, storms, hail, vandalism, smoke, and theft are all covered. Accidental water or steam discharge incidents, freezing conditions, electrical current accidents, civil commotions, explosions, and volcanic eruptions are also covered by renters' insurance policies.

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