Best Credit Repair Companies in Brooklyn Park

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Credilife logo
FEATURED
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Credilife

12751 County Road 5 Suite 100, Burnsville, MN 55337
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  • Credit Monitoring

Business Description

Credilife caters to clients in Brooklyn Park and the surrounding communities. It offers personal credit repair and money management services. Its team helps remove inaccurate and unverifiable records in clients' credit reports. It also provides businesses with six-step credit repair programs, including building credibility, completing funding applications, accessing credit reports, getting approved with Net 30 vendors, securing revolving credit cards, and obtaining more funding. In addition, Credilife handles student loan consolidation and rehabilitation and debt management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.4 / 5 (72)
Facebook
4.2 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Saint logo
FEATURED
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Credit Saint

Brooklyn Park, MN
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Brooklyn Park, MN

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Price: Free Credit Report Consultation

Aim Credit Repair logo
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Aim Credit Repair

6022 145th St N, Hugo, MN 55038
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  • Credit Dispute

Business Description

Aim Credit Repairs helps individuals in Brooklyn Park and the neighboring communities understand and improve their overall credit rating. The company helps clients in pulling their credit reports from Equifax, TransUnion, and Experian, and creates a file of contracts and reports that support credit repair efforts. It disputes CRA accuracy, sends correspondence to creditors, and keeps clients updated on credit score developments. Aim Credit Repairs also educates people on credit issues they might have, like tax liens, bankruptcies, and foreclosures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Credit Care logo
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Credit Care

5115 Excelsior Blvd #244, St Louis Park, MN 55416
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  • Credit Monitoring
  • Credit Audit

Business Description

Credit Care helps clients in and around Brooklyn Park on improving their credit. It assists those looking to lower their interest rates, obtain higher credit limits, and restore their financial life through its credit repair services. It identifies inaccurate information on credit reports and challenges credit bureaus and creditors to remove inaccurate items, including bankruptcies, foreclosures, charge-offs, outdated information, and duplicates. It also conducts weekly education and support to help clients continue improving their credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Credit Clever logo
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Credit Clever

​5747 W Broadway Avenue, Suite 212A, Crystal, MN 55428
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  • Credit Dispute

Business Description

Credit Clever helps clients in Brooklyn Park and the surrounding communities reclaim their financial independence. It collaborates with credit bureaus to remove negative credit reports such as late payments, collections, and evictions. It makes use of an online tool that clients can use to track the progress of their credit scores in real-time. It also provides information and strategies for maintaining and improving credit scores. The company's team has extensive experience evaluating records and assisting customers in asserting their legal rights.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Hispanic Solutions Group logo
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Hispanic Solutions Group

7900 International Drive Suite 300, Bloomington, MN 55425
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  • Credit Monitoring

Business Description

Hispanic Solutions Group offers financial-related services in Brooklyn Park and nearby areas. It conducts credit repair services to help customers acquire investment properties like cars and residential spaces. The company communicates with clients to identify inaccurate information that lowers their credit scores. Its agents conduct consultations to evaluate credit histories and remove customers' bad records, which involve unpaid loans, tax liens, bankruptcies, and charge-offs. Hispanic Solutions Group works with TransUnion, Badcredit.org, Bankrate.com, and Lending Tree.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (46)
Google
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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