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Best Credit Repair Companies in Bloomington

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12751 County Road 5 Suite 100, Burnsville, MN 55337
Burnsville, MN 55337
  • Debt Consolidation

Credilife is a company that caters to individuals and businesses in Bloomington and the surrounding areas. It helps clients manage their money and achieve their financial goals by repairing their credit scores. Its process involves providing education on the importance of credit and how it works. The firm removes inaccurate and unverifiable items from credit reports. It also offers budgeting, debt management, and student loan help. Credilife has been serving the community since 2015.

12751 County Road 5 Suite 100, Burnsville, MN 55337
Burnsville, MN 55337

Website(800) 576-4890

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

75 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

445 Minnesota Street Suite 1500, Saint Paul, MN 55101
Saint Paul, MN 55101
  • Credit Monitoring
  • Credit Audit

Credit Remedy Consultants helps Bloomington customers boost their spending power by increasing their creditworthiness. The company's staff workers learn more about customers' credit standings and enlighten them about the reasons for their poor credit scores through consultation and analysis. They process and submit dispute letters, together with supporting documentation, to bureaus and agencies, requesting the removal or validation of items such as charge-offs, medical bills, inquiries, and outdated addresses. The agency has Spanish-speaking staff members.

445 Minnesota Street Suite 1500, Saint Paul, MN 55101
Saint Paul, MN 55101

Website(800) 286-2529

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

7900 International Drive Suite 300, Bloomington, MN 55425
Bloomington, MN 55425
  • Credit Monitoring

Hispanic Solutions Group is a company that caters to customers in Bloomington and the surrounding areas. It offers credit repair services, helping clients achieve their financial goals. Its process involves requesting credit reports and writing letters to bureaus about incorrect items. The firm also serves older adults by providing fraud prevention programs and retirement advice. Hispanic Solutions Group has credit specialists and debt negotiators who have 50 years of combined experience in the industry.

7900 International Drive Suite 300, Bloomington, MN 55425
Bloomington, MN 55425

Website(612) 275-1340

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

64 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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