Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Plymouth

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Plymouth Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1433Reviewed

863Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5100 Thimsen Avenue, Minnetonka, MN 55345
WebsiteLicense: 40001162

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Review Sources

Google
4.9 (50)
Facebook
5.0 (8)

Why choose this provider?

Trusted Insurance Agency is an independent insurance agency that serves clients in Plymouth. It specializes in providing individual health insurance, dental insurance, disability insurance, and long-term care insurance. It also offers individual life insurance and child life insurance. Its team of insurance agents is committed to providing quality service by acting as personal advisors to clients. Trusted Insurance has partnered with several insurance carriers, including American Modern, Chubb, and Kemper, to provide a wide range of insurance options for clients.

  • Life Insurance
  • Health Insurance

17610 19th Avenue North, Minneapolis, MN 55447
WebsiteLicense: 20560884

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Review Sources

Facebook
5.0 (69)
Google
4.0 (20)
Yelp
1.0 (1)

Why choose this provider?

Joe Gehlen is a second-generation State Farm agent who has been delivering the health insurance requirements of residents in Plymouth since 2004. He also handles life, home, auto, business, and property insurance products. As the owner of the agency and a long-standing Minnesotan, Joe strives to fulfill his mission of helping members in the community manage life's daily risks so that they can recover financially from unexpected events. His team is available even during Saturdays and after hours to help clients achieve their goals.

  • Individual Plans
  • Life Insurance

3155 Empire Lane North, Plymouth, MN 55447
WebsiteLicense: 9789

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Review Sources

Google
4.0 (98)

Why choose this provider?

Prokop Insurance is a Plymouth-based team of independent agents that assist individuals and businesses in a number of areas, including individual health insurance which has several types: major medical coverage, hospital indemnity plan, dreaded disease policy, and HMO plans. They review policies from multiple partner carriers such as Progressive and Nationwide in order to find suitable plans for clients. In addition, the multi-line agency offers risk management solutions for businesses, covering restaurant owners, contractors, and auto dealers.

  • Life Insurance

11812 Wayzata Boulevard, Minnetonka, MN 55305
WebsiteLicense: 40670395

Why choose this provider?

With over 10 years of professional experience in the insurance industry, Valley Insurance Agency provides coverages to clients in Plymouth. It offers an array of policy options such as Medicare Advantage, Medicare Supplement, and Medicare prescription drug plans. The company also delivers coverages for homes, cabins, rental properties, cars, and motorcycles. Valley Insurance Agency has a strong focus on working with several carriers to give its clientele financial security through personalized insurance plans. Some of its insurance providers include Safeco Insurance, Travelers, and Assurant Health.

  • Life Insurance

2701 Hampshire Avenue North, Minneapolis, MN 55427
WebsiteLicense: 40286942

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Why choose this provider?

Mr Health Insurance is a Minnesota independent insurance agency catering to families and individuals in Plymouth. It has been serving the community for over three decades and is committed to delivering quality advice to clients. It offers a variety of health insurance products, including individual health insurance plans, dental insurance, Medicare supplemental plans, and international travel and short-term medical coverage. Its providers include PreferredOne, Medica Minnesota, and HealthPartners of Minnesota. Mr Health Insurance is authorized by Blue Cross, Blue Shield of Minnesota, and Blue Plus.

  • Individual Plans

6465 Wayzata Boulevard, Minneapolis, MN 55416
WebsiteLicense: 748139

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Why choose this provider?

Dyste Williams is an insurance company that is family-owned and independent. It has been offering its products and designing coverage packages to clients in Plymouth and other surrounding areas. It has been recognized as MIIAB Agency of the Year in 2020. Its products include life and disability, business insurance, personal insurance, and employee benefits. The company helps in choosing the appropriate health insurance plan by providing a broker with a variety of options. The business has been serving the community for 87 years.

  • Life Insurance

16180 Minnesota 7, Minnetonka, MN 55345
WebsiteLicense: 27967

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Why choose this provider?

Affiliated Benefit Group helps clients in the Plymouth area find the right insurance package for their coverage needs. As an independent insurance agency, they specialize in offering life and health insurance to individuals and businesses, as well as insurance claims assistance. They offer voluntary benefits that allow employees of a business to customize and plan their insurance plans. Other broker services they provide include carrier evaluation, and benefit plan summaries. They also offer services in human resources for commercial clients.

  • Individual Plans

2500 Mendelssohn Avenue North, Golden Valley, MN 55427
WebsiteLicense: 8781

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Review Sources

Google
4.0 (6)

Why choose this provider?

Array Financial Services, Inc. is a full-service independent insurance company that has been serving Plymouth and the surrounding areas for over 30 years. The company offers health insurance and partners with different health insurance carriers such as MNsure to provide customized coverage according to the clients' needs. Its other personal insurance policies specialize in home and automobile, while its commercial programs deal with industries such as contractors, manufacturing, restaurants, boat dealers, and non-profits. The company also assists clients in obtaining bonds.

  • Individual Plans
  • Life Insurance

641 Marketplace Drive, Waconia, MN 55387
WebsiteLicense: 40071433

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Legacy Health Insurance is an independent agency serving communities in Plymouth. Apart from assisting clients with Medicare coverage, it also provides health insurance options to individuals, families, and small or large groups. It handles medical, vision, and dental coverage for employees, with voluntary benefits of life and AD&D. Legacy represents providers such as Blue Cross Blue Shield, United Healthcare, Aetna, and Delta Dental. Its mission to build long-lasting relationships with clients is grounded on clear communication, good results, and wise counsel.

  • Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are small businesses required to provide health insurance to their employees in Plymouth?

    In Plymouth, employers with 50 or more full-time workers are required to offer health insurance coverage. Failing to provide health insurance in the state of Minnesota may result in fines. Conversely, companies with fewer than 50 workers in the state are not obligated to provide health insurance.

  • How much time is allowed in Plymouth for short-term health insurance?

    You may sign up for a short-term health insurance plan in Plymouth under Minnesota law for up to six months, 185 days, or less. Furthermore, a short-term plan cannot be renewed, although another short-term plan may be purchased. Do note that the essential health benefits mandated by the Affordable Care Act are not necessarily met by short-term insurance.

  • In Plymouth, is it possible to be turned down for a short-term health insurance plan?

    Yes, it is possible to be turned down for a short-term health insurance plan. A Plymouth insurance company may deny an individual's application for a short-term plan based on their age, medical history, or the medical history of a family member. A health insurance premium, however, cannot be determined by the applicant's gender or health status.

  • What kinds of healthcare insurance coverages are offered in Plymouth?

    In Plymouth, there are three kinds of health insurance plans: managed care, fee-for-service, and consumer-directed. Only doctors who are a part of the managed care network can treat you under managed care plans, unlike fee-for-service insurance which gives flexibility in choosing a physician. Lastly, consumer-directed health plans allow you to build up a health fund that may be used to pay for medical costs.

  • In Plymouth, will you be penalized for not having health insurance?

    Before 2019, if you didn't have health insurance and weren't exempt from it in Plymouth, you had to pay a penalty when submitting your federal tax return. That penalty has been removed, at least for now. However, even if you won't be penalized for having no health insurance, you must still disclose your coverage status when filing your federal tax return.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.