Best Credit Repair Companies in Minneapolis

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Credit Saint logo
FEATURED
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Free credit evaluation

Credit Saint

Minneapolis, MN
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Business Description

Credit Saint offers to help clients repair and rebuild credit in Minneapolis. With over 15 years of expertise, it examines clients' credit histories to challenge or negotiate inaccurate, incomplete, outdated, and unverified data. These include collections, charge-offs, judgments, repossessions, and foreclosures. It also counsels clients on how credit scores can impact financial activities and how to optimize a positive report. Credit Saint also provides a credit monitoring service during its intervention.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free credit evaluation

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Credit Saint

Credilife® A Financial Wellness Company logo
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$299

Credilife® A Financial Wellness Company

12751 County Road 5, Burnsville, MN 55337
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Business Description

Credilife provides consumers and businesses of Minneapolis with credit repair and credit building solutions. It helps clients regain control of their personal credit standing by evaluating account reports and eliminating irregularities that affect a client's score. The company's Credit Life Improvement Program educates clients on credit management, which includes healthy practices, budgeting, and investigation strategies. Credilife also aids business clients in improving their credit history to gain access to wider financial options. Other Credilife services available to clients include budgeting, student loan help, and debt management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.4 / 5 (72)
Facebook
4.2 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: $299

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Credilife® A Financial Wellness Company

Bridge Credit Repair logo
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Bridge Credit Repair

2908 Humboldt Ave S, Minneapolis, MN 55408
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Business Description

Bridge Credit Repair provides a range of credit repair services in Minneapolis, helping clients in the metro area build and maintain consumer, business, and mortgage credit. It begins by offering a free consultation and credit analysis before working with the client to create a personalized plan for building credit. Next, it submits disputes to bureaus and lenders to have erroneous and unverified negative items removed from credit reports, preparing and sending necessary documentation. Clients can log in to an online portal to receive messages and updates and see their credit scores change in real time. Bridge Credit Repair also provides credit education resources and personalized credit recommendations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (44)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Bridge Credit Repair

Credit Repair Minnesota logo
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Credit Repair Minnesota

Minneapolis, MN 55402
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  • Credit Audit
  • Credit Dispute

Business Description

Credit Repair Minnesota is a full-service credit repair company serving the Minneapolis metro area and nearby localities. The firm assists individuals in improving their financial situation by restoring their credit scores. Its credit specialists help clients eradicate any false, unverified, and incorrect items from their credit reports. The team also contests derogatory remarks with creditors and credit bureaus to help boost its clients' credit standing. The firm emphasizes authentic and helpful conversations that can be beneficial to its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Repair Minnesota

Favorfloat Corporation logo
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Favorfloat Corporation

4141 Central Ave NE Ste 203, Minneapolis, MN 55421
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Business Description

Favorfloat Corporation is a credit repair agency in Minneapolis with a strong commitment to helping clients improve their credit scores, achieve financial goals such as home and business ownership, and improve their overall financial positions. It provides free credit consultations in which experts go through clients' credit reports and give personalized recommendations before identifying any erroneous or unfair negative items, including collections, charge-offs, late payments, bankruptcies, and repossessions, with an aim of boosting credit scores to above 720. Favorfloat Corporation also connects clients with professionals for life and business coaching and has a membership program that allows it to invest in members' start-up companies.

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Favorfloat Corporation

Hoglund Law logo
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Hoglund Law

100 S 5th St Ste 1900 Rm 1962, Minneapolis, MN 55402
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Business Description

Hoglund & Mrozik PLLC is a credit repair company in Minneapolis with a focus on debt and bankruptcy that specializes in helping clients with serious financial problems. It helps clients raise their credit score in a number of ways, including negotiating directly with creditors to organize monthly payments that are manageable for the client and helping them to get judgments released after bankruptcy. The company offers free consultations for new clients and information about finance and credit while also dealing with other financial law cases, including ones related to Social Security claims, debt settlement, and both Chapter 7 and Chapter 13 bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (476)
Facebook
5.0 / 5 (21)
Yelp
1.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Hoglund Law

National Credit Restorations L.L.C logo
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National Credit Restorations L.L.C

5913 Pleasant Ave Suite 100, Minneapolis, MN 55419-2358
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Business Description

National Credit Restorations L.L.C provides credit rebuilding solutions to various individuals and business owners in Minneapolis and its surrounding communities. This credit repair company believes in rebuilding and restoring poor credit scores using an education-driven and personalized approach. Credit advisors from this company fix and improve credit scores through credit education. The office of National Credit Restorations L.L.C is open as early as 7 am to serve clients' credit repair needs.

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National Credit Restorations L.L.C

Real Credit Solutions logo
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Real Credit Solutions

7600 France Ave S Ste 11, Minneapolis, MN 55435
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Business Description

Real Credit Solutions is a credit repair agency in Minneapolis that runs a comprehensive credit improvement program, helping clients to improve and maintain good credit. It looks through credit reports from all three bureaus to find outdated, incorrect, or unfair items and then proactively works to have them removed. The team has experience in removing bankruptcies, foreclosures, late payments, medical bills, and student loans. Real Credit Solutions also provides credit counseling, giving clients a personalized plan to reach their credit goals as well as offering financial and credit information, advice about using credit in a healthy and sustainable way to maintain a good credit score, and budgeting tools.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Real Credit Solutions

Village Financial Counseling Services logo
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Village Financial Counseling Services

5701 Kentucky Ave N Ste 121, Crystal, MN 55428
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Business Description

Founded in 1891, The Village Family Service Center is a community service organization that provides credit and family services in the Minneapolis area. The staff helps to improve clients' credit by discharging counseling services in person, by phone, or online. They determine credit scores and come up with a repair plan. The specialists guide clients towards reaching their financial goals through budget counseling, financial education, and debt management, including for student loan issues. The Village Family Service Center also offers premarital financial counseling and business coaching. Other services available include employee assistance programs, adoption services, in-home family therapy, pregnancy counseling, and alcohol and drug addiction recovery.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Village Financial Counseling Services

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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