Best Mortgage Refinance Companies in Plymouth

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Doug Hunt logo
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License: 69171

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Doug Hunt

13700 Reimer Dr N Ste. 100, Maple Grove, MN 55311
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  • New Construction

Business Description

Doug Hunt is a senior loan consultant at New American Funding. He helps clients in Plymouth refinance a mortgage. The agent also guides clients who are planning to buy a home. He offers several types of mortgage programs such as conventional, adjustable rate, investment property, reverse, and second home. Mortgages for people with less than perfect credit are also available. In addition, the consultant offers VA, FHA, and USDA loans. Hunt carries over 25 years of experience in mortgage lending.

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License: 69171

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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First Class Mortgage logo
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License: 322842

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First Class Mortgage

12906 63rd Avenue N, Maple Grove, MN 55369
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  • New Construction
  • Reverse Mortgages

Business Description

First Class Mortgage is a locally owned company that serves clients in Plymouth and all of Minnesota. It guides homeowners seeking to refinance their existing mortgage to find the appropriate option that fits their specific scenario. Refinancing options include cash-out, lower fixed-rate, shorter-term, or longer-term. The company also handles financing for conventional, jumbo, renovation, FHA, VA, and USDA loans. It offers Homes for Heroes and doctor loans as well. First Class Mortgage is also licensed in South Dakota, Wisconsin, and Florida.

License Verified:

License: 322842

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (744)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Karl Farasyn logo
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License: 1519877

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Karl Farasyn

7505 Metro Blvd, Suite 600, Edina, MN 55439
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  • Reverse Mortgages

Business Description

Karl Farasyn of Luminate Home Loans is a mortgage officer who caters to the lending needs of property owners in the Plymouth area. He educates and guides clients, from consultation and pre-approval to choosing the best loan program for homebuying and refinancing. The options include conventional, FHA, USDA, and VA programs. He also provides a list containing the documents the borrowers must obtain. A previous client recalled how Karl had shown an individualized level of service throughout the mortgage process.

License Verified:

License: 1519877

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Kim Larson logo
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License: 446634

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Kim Larson

6901 East Fish Lake Rd., Suite 160, Maple Grove, MN 55369
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  • New Construction
  • Reverse Mortgages

Business Description

Kim Larson is a Maple Grove-based co-branch manager who deals with clients across Plymouth. She assists homeowners looking to refinance their existing mortgages to fulfill goals like decreased interest rates or shortened loan terms. Larson takes into consideration various information—including property values and the client's ongoing debts—as part of her work process. She also provides jumbo loans, a way for borrowers to obtain properties in high-value communities. Larson has worked with the firm Fairway Independent Mortgage Corporation for over four years.

License Verified:

License: 446634

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Michael Houg logo
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License: 400282

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Michael Houg

10425 49th Ave N, Plymouth, MN 55442
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  • Commercial Loans

Business Description

Michael Houg is a mortgage loan originator serving customers in Plymouth. He works for MinnTrust Mortgage and has been with the company since 2018. He seeks to make the home refinance process easier for clients by guiding them every step of the way and giving them access to various decision-making tools and mortgage calculators. He helps borrowers choose from different mortgage programs, including USDA, VA, FHA, jumbo, and HARP loans. Houg also assists people seeking fixed- and adjustable-rate mortgages.

License Verified:

License: 400282

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
5.0 / 5 (180)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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MiMutual Mortgage logo
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License: 1539452

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MiMutual Mortgage

3515 Plymouth Blvd, Plymouth, MN 55447
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  • Reverse Mortgages

Business Description

MiMutual Mortgage works with Plymouth clients. The company addresses their concerns on matters involving the mortgage refinancing process, including appraisal and underwriting. It offers online tools that help clients visualize the long-term impact of refinancing on their tax situation. The company also provides FHA 203(k) loan, a solution for borrowers seeking to acquire and renovate properties. Vincent Sicilia, its chief operations officer, has over a decade of industry experience. He previously held management roles under firms like Aurora Bank FSB, Citi, and Wells Fargo.

License Verified:

License: 1539452

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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My Home Mortgage LLC logo
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License: 1986202

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My Home Mortgage LLC

3030 Harbor Ln N, Plymouth, MN 55447
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  • Reverse Mortgages

Business Description

My Home Mortgage LLC provides home financing solutions to the people of Plymouth and the surrounding areas. It assists homeowners seeking to refinance their current mortgages to change payment terms, consolidate outstanding debts, lower interest rates, and cash out home equity. The firm works to find the right loan program for borrowers that fits their financing needs and goals, and takes the time to explain the differences between the loan programs they are qualified to apply.

License Verified:

License: 1986202

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Refined Lending logo
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License: 224046

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Refined Lending

9240 Baltimore St NE #110, Blaine, MN 55449
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  • Reverse Mortgages
  • New Construction

Business Description

Refined Lending is a full-service mortgage company that serves individuals and families in Plymouth and the surrounding areas. It helps clients reduce their monthly mortgage payments through refinancing various 15-year loans, including fixed, FHA, and VA loans. It also provides debt consolidation refinancing programs for 15-year, 30-year, FHA, and VA loans. Regional Manager Nate Raich has more than two decades of mortgage experience. Through the company's Refined Difference Project, it donates to local organizations such as the Minnesota Children’s Hospital.

License Verified:

License: 224046

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (295)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Results Mortgage logo
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License Verified:

License: 1458830

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Results Mortgage

7700 France Avenue S, Edina, MN 55435
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  • New Construction

Business Description

Results Mortgage caters to the refinancing needs of homeowners in the Plymouth metro and the neighboring communities. It caters to borrowers looking to cash out their home equity, shorten the terms of their existing loans, or lower their interest rates and monthly payments. The company also offers FHA streamline refinances, which helps homeowners refinance their existing FHA mortgages to a lower interest rate faster than a typical refinance. Results Mortgage has been in business since 2015.

License Verified:

License: 1458830

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Shelle Page logo
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License: 649539

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Shelle Page

7655 Washington Ave S, Edina, MN 55439
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  • New Construction

Business Description

Shelle Page, a consultant for My City Mortgage, offers home refinancing options for individuals and families in and around the Plymouth metro. The process starts with an online or in-person consultation, followed by a pre-approval process that includes assessing the type of loan that would fit a client. She also assists individuals wanting to apply for FHA loans and the Homes for Heroes program. Page has been an originator and consultant for the past 20 years.

License Verified:

License: 649539

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (41)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Steven Hauge logo
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License Verified:

License: 873045

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Steven Hauge

3100 W Ray Rd Ste 201, Office 209, Plymouth, MN 85226
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  • New Construction
  • Reverse Mortgages

Business Description

Steven Hauge is a senior mortgage loan officer serving homebuyers in Plymouth. He assists customers with existing mortgages to find new ones to lower their rates and monthly repayments or modify their mortgage terms. He also helps clients use the cash from the equities of their properties. Steven offers fixed-rate, adjustable-rate, conforming, Jumbo, FHA, and VA loans. He helps his clients obtain loans that are compatible with their financial objectives. He has over two decades of experience and is NMLS-certified.

License Verified:

License: 873045

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Thomas My Mortgage Guy logo
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License: 371573

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Thomas My Mortgage Guy

17400 45th Ave. No, Plymouth, MN 55446
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  • New Construction

Business Description

Thomas My Mortgage Guy addresses the customers' needs in Plymouth. Primary associate Thomas Cary Jr. works under the American Nationwide Mortgage Company, providing refinance, home purchases, contract-for-deed, and mortgage solutions. He walks clients through the mortgage process and partners with numerous lenders to offer borrowers a wide range of loan options. These options include fixed- and adjustable-rate, VA, and FHA loans. Cary also offers downpayment assistance programs for first-time and repeat homebuyers and loan options to self-employed borrowers that do not require tax returns.

License Verified:

License: 371573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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US West Financial logo
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License: 327874

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US West Financial

2605 Fernbrook Lane North, Suite A, Plymouth, MN 55447
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  • Reverse Mortgages

Business Description

US West Financial is a mortgage brokerage that has been helping residents and ethnic communities in and around Plymouth for over 18 years. Its services include refinancing options. The local brokerage aims to cater to clients' specific needs by providing an array of loan programs, such as FHA, VA, USDA, and jumbo loans, as well as mortgage rate options like fixed-rate, adjustable ARM, interest-only, and gradual payments. It also provides investment tools and an option to submit loan applications on its website.

License Verified:

License: 327874

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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