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Best Local Car Insurance Agencies in Minneapolis

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Andreotti Insurance logo
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License Verified:

License: 20075736

The Minnesota Department of Commerce Licensing Unit

Andreotti Insurance

6230 10th Street North, Oakdale, MN 55128
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  • Multiple Carriers

Business Description

Andreotti Insurance is an independent insurance agency that provides auto insurance policies to drivers in Minneapolis. Representing insurance carriers such as Foremost Auto and State Auto Insurance, the company works with clients to find the best policy and price based on their requirements. Additionally, its insurance policies can provide various coverages. Andreotti Insurance founder Frank Andreotti has been in the industry since 1996. The agency also offers insurance for motorcycles, ATVs, RVs, campers, and trailers.

License Verified:

License: 20075736

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aspen Agency logo
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Aspen Agency

2669 Coon Rapids Blvd NW, Coon Rapids, MN 55433
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Business Description

Aspen Agency is an insurance company in Minneapolis, Minnesota. It's an independent agency that represents many insurance companies to offer a wide range of auto insurance products to clients throughout Minnesota. The firm provides policies including auto, collision, liability, medical payments, and uninsured motorist coverage. It also offers a range of auto insurance options, including collision coverage that insures against damage to vehicles and comprehensive coverage that insures against damage caused by events, such as theft, flood, and vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dan Stoudt logo
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License Verified:

License: 40139387

The Minnesota Department of Commerce Licensing Unit

Dan Stoudt

1902 Greeley Street South, Stillwater, MN 55082
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  • Bundling Option

Business Description

A State Farm insurance agent, Dan Stoudt helps car owners find coverages for their needs. He educates clients near Minneapolis on the different aspects of auto insurance and guides them on how they can alleviate the everyday risks that they might encounter. He leads a team of experienced agents who not only offer insurance products but also help customers in filing claims. Aside from car insurance, the agency also provides policies that cover homes and businesses.

License Verified:

License: 40139387

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Deleski Insurance Agency logo
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License Verified:

License: 20229461

The Minnesota Department of Commerce Licensing Unit

Deleski Insurance Agency

2233 Hamline Avenue North, Roseville, MN 55113
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  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

Deleski Insurance Agency is an insurance agency offering auto insurance policies for customers in the Roseville and Minneapolis areas. Its auto insurance options include physical damage, liability, rental reimbursement, and roadside assistance. The agency works with more than 30 auto insurance companies to provide for the needs of its customers. Deleski Insurance Agency also has other insurance offerings aside from auto insurance. Its founder, Brian Deleski, has been a licensed insurance agent since 2004.

License Verified:

License: 20229461

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Eagle Point Insurance Group, Inc. logo
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License Verified:

License: 40290913

The Minnesota Department of Commerce Licensing Unit

Eagle Point Insurance Group, Inc.

8665 Eagle Point Boulevard, Lake Elmo, MN 55042
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  • Multiple Carriers

Business Description

Eagle Point Insurance Group, Inc., is an independent insurance firm serving Lake Elmo and the surrounding areas, including Minneapolis. It offers a variety of insurance products to residential and commercial clients. Its professional staff have more than 125 years of combined experience in the insurance industry and can help motorists obtain car insurance policies that will fit their specific needs and priorities. In addition to standard car insurance, Eagle Point Insurance Group, Inc., also provides home, life, and business insurance.

License Verified:

License: 40290913

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (290)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elk Agency Inc. logo
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Elk Agency Inc.

327 Main St NW, Elk River, MN 55330
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Business Description

Established in 1999, Elk Agency Inc. is an independent insurance agency for people and businesses based in Elk River, Minnesota. Serving the Minneapolis metro area with unbiased auto insurance advice and support, the agency calls on its numerous insurance carriers to find the right policy for the right client. The three-times Star News Reader's Choice Award winners ensure their clients understand the coverage they have and what it will cost. The agency prides itself on its customer-first attitude.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garry Insurancenter logo
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License Verified:

License: 40347709

The Minnesota Department of Commerce Licensing Unit

Garry Insurancenter

2555 7th Avenue East, North Saint Paul, MN 55109
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  • Multiple Carriers

Business Description

Garry Insurancenter assists Minneapolis individuals and families in selecting auto insurance policies fit for their distinct situations. The business has an insurance plan that covers cars from theft, fire, and collision with animals. Clients' transportation expenses are covered if they cannot use their vehicles due to accidents. Physical damage and bodily injury liability are covered as well. Garry Insurancenter has agents who are recreational vehicle enthusiasts so they are more than familiar with the applicable policies for bikes, jet skis, ATVs, and the like.

License Verified:

License: 40347709

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hall Insurance logo
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Hall Insurance

490 County Road 40, Carver, MN 55315
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Business Description

Since 1963, family-owned and operated Hall Insurance Group in Eden Prairie, Minnesota, has been helping clients throughout the Minneapolis area protect their assets with auto insurance. As an independent agency, it has the flexibility to align clients with an insurance company that best suits their needs. Hall Insurance Group offers customized protection plans with multiple coverage options, including comprehensive, liability, collision, and personal injury protection. Separate policies are available for other motor vehicles, such as motorcycles, classic cars, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Herb Monson Agency logo
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Herb Monson Agency

2416 E 117th St, Burnsville, MN 55337
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Business Description

Located in Burnsville, Minnesota, Herb Monson Agency is an independent insurance agency that provides auto insurance to clients throughout the Minneapolis metro area, Wisconsin, and Iowa. It insures motorcycles, cars, and trucks, and its policies often include several standard coverages such as property damage, comprehensive, and property damage. AAA, The Hartford, and Travelers are some of the agency's key partners. Herb Monson Agency also offers life, health, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance By Design logo
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Insurance By Design

4131 Old Sibley Memorial Hwy Ste 201, Eagan, MN 55122
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Business Description

Insurance By Design LLC is an independent insurance agency based in Eagan, Minnesota, and serving the Minneapolis, Minnesota, metro area with a focus on clients' needs. Offering policies underwritten by top regional and national insurance carriers, the company provides personal auto insurance to drivers with customized levels of liability and collision coverage. Additionally, it offers insurance policies for boats and recreational vehicles as well as extensive umbrella insurance policies that give clients coverage that exceeds their existing policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marsh & McLennan Agency, LLC logo
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Marsh & McLennan Agency, LLC

901 N 3rd St Ste 114, Minneapolis, MN 55401
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Business Description

Marsh & McLennan Agency LLC is an insurance agency based in Minneapolis, Minnesota, with a dedicated team of insurance consultants for automotive coverage. The firm has teamed up with a list of carriers who understand auto insurance, giving clients access to a large pool of vehicle coverage plans that are customized and competitively-priced. The company provides auto insurance solutions to both businesses and individuals, covering vehicles such as RVs, trucks, and motor homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
3.5 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Martinson Agency LLC logo
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Martinson Agency LLC

505 N Chestnut St # 505 N Chestnut St, Chaska, MN 55318
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Business Description

Martinson Agency LLC is an independent, family-owned insurance company with over 30 years of experience assisting drivers throughout the Minneapolis, Minnesota, metro area. Agents work with over 15 insurance carriers to find clients a fair rate that meets all their insurance needs, such as basic liability, collision, and comprehensive coverage. Martinson Agency LLC offers policies for most vehicle types, including motorcycle, boat, and watercraft insurance, and also provides home, condo, and renter's coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McGarry-Kearney Agency logo
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License Verified:

License: 7086592

The Minnesota Department of Commerce Licensing Unit

McGarry-Kearney Agency

450 Main Street North, Stillwater, MN 55082
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  • Multiple Carriers

Business Description

Founded in 1901, McGarry-Kearney Agency is a family-owned business serving Minneapolis and nearby communities that assists individuals and families in acquiring auto insurance plans. The service provider curates personalized insurance policies to protect drivers and their vehicles from legal liabilities, injuries, and car collisions. Its agents also safeguard policyholders from theft, vandalism, and non-collision-covered events. The company has a system that produces auto insurance quote comparisons. McGarry-Kearney Agency is committed to providing excellent service and building mutual trust with its clients.

License Verified:

License: 7086592

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Minnesota Insurance Group logo
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Minnesota Insurance Group

15250 Wayzata Blvd Ste 103, Wayzata, MN 55391
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Business Description

Founded in 2001, the Minnesota Insurance Group Inc. is an independent, locally owned and operated insurance agency located in the Minneapolis, Minnesota, metro area. Auto coverage professionals work with several top-rated carriers, such as Travelers, Safeco Insurance, and Progressive, to provide drivers with policies that meet their needs at competitive rates. The agency has free, instant quotes online, and also offers general business liability, hospitality, disability and health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
National Insurance Brokers logo
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License Verified:

License: 20032721

The Minnesota Department of Commerce Licensing Unit

National Insurance Brokers

10800 Lyndale Avenue South, Bloomington, MN 55420
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  • Multiple Carriers

Business Description

National Insurance Brokers is an independent insurance agency providing insurance products and solutions to the residents of Minneapolis and the Bloomington area. Its team of professional insurance agents offers customized full-coverage auto insurance policies. The company also has insurance plans for motorcycles, motorhomes, and utility trailers. Clients may also avail of a broad variety of personal and business insurance products through the agency, including life and health insurance, general liability coverage, and workers' compensation protection.

License Verified:

License: 20032721

The Minnesota Department of Commerce Licensing Unit

One Source Insurance logo
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One Source Insurance

1300 Godward St NE Ste 1300, Minneapolis, MN 55413
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Business Description

One Source Insurance is an independent insurance agency serving the Minneapolis, Minnesota, metro area that offers auto insurance policies both to new drivers and motorists seeking rate adjustment. The agency also provides insurance policies for motorcycles, RVs, and boats. It typically packages liability, collision, and comprehensive coverage into customized policies determined by the clients' prior history and willingness to pay various deductible rates. One Source Insurance does business with over 30 carriers, offering its customers a wide selection of rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Red Rock Insurance Agency logo
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License Verified:

License: 40571855

The Minnesota Department of Commerce Licensing Unit

Red Rock Insurance Agency

783 Radio Drive, Woodbury, MN 55125
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  • Multiple Carriers

Business Description

Red Rock Insurance Agency is an insurance firm in Woodbury that extends its services to the people of Minneapolis. Run by an experienced and professional team with a combined experience in the insurance industry of more than four decades, it works with multiple insurance companies to help motorists acquire suitable auto insurance coverages to meet their needs and preferences. Additionally, Red Rock Insurance Agency can assist clients with securing policies for home, health, life, and business insurance.

License Verified:

License: 40571855

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reliable Insurance Network logo
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License Verified:

License: 40240786

The Minnesota Department of Commerce Licensing Unit

Reliable Insurance Network

161 Marie Avenue East, Saint Paul, MN 55118
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  • Multiple Carriers

Business Description

Reliable Insurance Network is a full-service independent insurance agency in St. Paul that services the nearby Minneapolis metro. It is committed to providing efficient and comprehensive insurance plans for clients needing financial protection for their health, properties, vehicles, and businesses. It provides many options for car insurance coverage that protect against common road risks, traffic accidents, and other liabilities. Reliable Insurance Network is also known for insuring other vehicles such as snowmobiles and trucks.

License Verified:

License: 40240786

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Stremski logo
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Tom Stremski

1560 Livingston Avenue, West Saint Paul, MN 55118
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  • Motorcyle & ATV

Business Description

Tom Stremski is a State Farm insurance agent that has been helping families, property, and vehicle owners in Minneapolis with their insurance needs since 1989. Stremski provides auto insurance for new drivers, collectors, uninsured motor vehicle owners, vehicle renters, and business travelers. These insurance policies typically include collision, comprehensive coverage, liability, car rental, travel expenses, rideshare driver, and emergency road service coverage. Tom Stremski is a second-generation State Farm agent and a member of Good Samaritan Board of Directors and Dakota County Regional Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (16)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zignego Agency Insurance logo
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License Verified:

License: 40100171

The Minnesota Department of Commerce Licensing Unit

Zignego Agency Insurance

3880 Laverne Avenue North, Lake Elmo, MN 55042
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  • Multiple Carriers

Business Description

Zignego Agency Insurance was founded by John E. Zignego, who had about two decades of experience in the insurance industry before forming his own agency in 1975. The company has been serving Minneapolis clients' need for auto insurance policies through its partnership with several carriers. Its team of agents also offers DUI/DWI insurance and road assistance services. In addition, they also have a variety of other personal and commercial insurance products.

License Verified:

License: 40100171

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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