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2024

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Best Local Car Insurance Agencies in Minneapolis

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Minneapolis Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

236

Reviewed

149

Curated

20

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Minneapolis, MN
  • Classic Car Insurance
  • Auto Insurance
  • Car Insurance Agency

Why choose this provider?

Kriener Insurance offers car insurance to motorists in and around Minneapolis. It works to determine the client's coverage requirements, evaluate policies from multiple providers, and select the most suitable option. The company has packages that include both the minimum liability insurance required by the state and additional collision insurance. It also provides comprehensive insurance, which includes compensation for stolen automobiles and roadside assistance. Kriener Insurance works with a variety of insurers, including Allstate, Kemper, and The Hartford.

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (12)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

Minneapolis, MN

Why choose this provider?

Need help contacting a Local Car Insurance Agency in Minneapolis? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
8665 Eagle Point Boulevard, Lake Elmo, MN 55042
  • Multiple Carriers

Why choose this provider?

Eagle Point Insurance Group, Inc., is an independent insurance firm serving Lake Elmo and the surrounding areas, including Minneapolis. It offers a variety of insurance products to residential and commercial clients. Its professional staff have more than 125 years of combined experience in the insurance industry and can help motorists obtain car insurance policies that will fit their specific needs and priorities. In addition to standard car insurance, Eagle Point Insurance Group, Inc., also provides home, life, and business insurance.

License Verified:

License: 40290913

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (290)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6230 10th Street North, Oakdale, MN 55128
  • Multiple Carriers

Why choose this provider?

Andreotti Insurance is an independent insurance agency that provides auto insurance policies to drivers in Minneapolis. Representing insurance carriers such as Foremost Auto and State Auto Insurance, the company works with clients to find the best policy and price based on their requirements. Additionally, its insurance policies can provide various coverages. Andreotti Insurance founder Frank Andreotti has been in the industry since 1996. The agency also offers insurance for motorcycles, ATVs, RVs, campers, and trailers.

License Verified:

License: 20075736

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
327 Main St NW, Elk River, MN 55330

Why choose this provider?

Established in 1999, Elk Agency Inc. is an independent insurance agency for people and businesses based in Elk River, Minnesota. Serving the Minneapolis metro area with unbiased auto insurance advice and support, the agency calls on its numerous insurance carriers to find the right policy for the right client. The three-times Star News Reader's Choice Award winners ensure their clients understand the coverage they have and what it will cost. The agency prides itself on its customer-first attitude.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 Godward St NE Ste 1300, Minneapolis, MN 55413

Why choose this provider?

One Source Insurance is an independent insurance agency serving the Minneapolis, Minnesota, metro area that offers auto insurance policies both to new drivers and motorists seeking rate adjustment. The agency also provides insurance policies for motorcycles, RVs, and boats. It typically packages liability, collision, and comprehensive coverage into customized policies determined by the clients' prior history and willingness to pay various deductible rates. One Source Insurance does business with over 30 carriers, offering its customers a wide selection of rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2233 Hamline Avenue North, Roseville, MN 55113
  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Why choose this provider?

Deleski Insurance Agency is an insurance agency offering auto insurance policies for customers in the Roseville and Minneapolis areas. Its auto insurance options include physical damage, liability, rental reimbursement, and roadside assistance. The agency works with more than 30 auto insurance companies to provide for the needs of its customers. Deleski Insurance Agency also has other insurance offerings aside from auto insurance. Its founder, Brian Deleski, has been a licensed insurance agent since 2004.

License Verified:

License: 20229461

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
161 Marie Avenue East, Saint Paul, MN 55118
  • Multiple Carriers

Why choose this provider?

Reliable Insurance Network is a full-service independent insurance agency in St. Paul that services the nearby Minneapolis metro. It is committed to providing efficient and comprehensive insurance plans for clients needing financial protection for their health, properties, vehicles, and businesses. It provides many options for car insurance coverage that protect against common road risks, traffic accidents, and other liabilities. Reliable Insurance Network is also known for insuring other vehicles such as snowmobiles and trucks.

License Verified:

License: 40240786

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
490 County Road 40, Carver, MN 55315

Why choose this provider?

Since 1963, family-owned and operated Hall Insurance Group in Eden Prairie, Minnesota, has been helping clients throughout the Minneapolis area protect their assets with auto insurance. As an independent agency, it has the flexibility to align clients with an insurance company that best suits their needs. Hall Insurance Group offers customized protection plans with multiple coverage options, including comprehensive, liability, collision, and personal injury protection. Separate policies are available for other motor vehicles, such as motorcycles, classic cars, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
783 Radio Drive, Woodbury, MN 55125
  • Multiple Carriers

Why choose this provider?

Red Rock Insurance Agency is an insurance firm in Woodbury that extends its services to the people of Minneapolis. Run by an experienced and professional team with a combined experience in the insurance industry of more than four decades, it works with multiple insurance companies to help motorists acquire suitable auto insurance coverages to meet their needs and preferences. Additionally, Red Rock Insurance Agency can assist clients with securing policies for home, health, life, and business insurance.

License Verified:

License: 40571855

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4131 Old Sibley Memorial Hwy Ste 201, Eagan, MN 55122

Why choose this provider?

Insurance By Design LLC is an independent insurance agency based in Eagan, Minnesota, and serving the Minneapolis, Minnesota, metro area with a focus on clients' needs. Offering policies underwritten by top regional and national insurance carriers, the company provides personal auto insurance to drivers with customized levels of liability and collision coverage. Additionally, it offers insurance policies for boats and recreational vehicles as well as extensive umbrella insurance policies that give clients coverage that exceeds their existing policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
901 N 3rd St Ste 114, Minneapolis, MN 55401

Why choose this provider?

Marsh & McLennan Agency LLC is an insurance agency based in Minneapolis, Minnesota, with a dedicated team of insurance consultants for automotive coverage. The firm has teamed up with a list of carriers who understand auto insurance, giving clients access to a large pool of vehicle coverage plans that are customized and competitively-priced. The company provides auto insurance solutions to both businesses and individuals, covering vehicles such as RVs, trucks, and motor homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2669 Coon Rapids Blvd NW, Coon Rapids, MN 55433

Why choose this provider?

Aspen Agency is an insurance company in Minneapolis, Minnesota. It's an independent agency that represents many insurance companies to offer a wide range of auto insurance products to clients throughout Minnesota. The firm provides policies including auto, collision, liability, medical payments, and uninsured motorist coverage. It also offers a range of auto insurance options, including collision coverage that insures against damage to vehicles and comprehensive coverage that insures against damage caused by events, such as theft, flood, and vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2416 E 117th St, Burnsville, MN 55337

Why choose this provider?

Located in Burnsville, Minnesota, Herb Monson Agency is an independent insurance agency that provides auto insurance to clients throughout the Minneapolis metro area, Wisconsin, and Iowa. It insures motorcycles, cars, and trucks, and its policies often include several standard coverages such as property damage, comprehensive, and property damage. AAA, The Hartford, and Travelers are some of the agency's key partners. Herb Monson Agency also offers life, health, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
505 N Chestnut St # 505 N Chestnut St, Chaska, MN 55318

Why choose this provider?

Martinson Agency LLC is an independent, family-owned insurance company with over 30 years of experience assisting drivers throughout the Minneapolis, Minnesota, metro area. Agents work with over 15 insurance carriers to find clients a fair rate that meets all their insurance needs, such as basic liability, collision, and comprehensive coverage. Martinson Agency LLC offers policies for most vehicle types, including motorcycle, boat, and watercraft insurance, and also provides home, condo, and renter's coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1902 Greeley Street South, Stillwater, MN 55082
  • Bundling Option

Why choose this provider?

A State Farm insurance agent, Dan Stoudt helps car owners find coverages for their needs. He educates clients near Minneapolis on the different aspects of auto insurance and guides them on how they can alleviate the everyday risks that they might encounter. He leads a team of experienced agents who not only offer insurance products but also help customers in filing claims. Aside from car insurance, the agency also provides policies that cover homes and businesses.

License Verified:

License: 40139387

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2555 7th Avenue East, North Saint Paul, MN 55109
  • Multiple Carriers

Why choose this provider?

Garry Insurancenter assists Minneapolis individuals and families in selecting auto insurance policies fit for their distinct situations. The business has an insurance plan that covers cars from theft, fire, and collision with animals. Clients' transportation expenses are covered if they cannot use their vehicles due to accidents. Physical damage and bodily injury liability are covered as well. Garry Insurancenter has agents who are recreational vehicle enthusiasts so they are more than familiar with the applicable policies for bikes, jet skis, ATVs, and the like.

License Verified:

License: 40347709

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Facebook
4.8 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
450 Main Street North, Stillwater, MN 55082
  • Multiple Carriers

Why choose this provider?

Founded in 1901, McGarry-Kearney Agency is a family-owned business serving Minneapolis and nearby communities that assists individuals and families in acquiring auto insurance plans. The service provider curates personalized insurance policies to protect drivers and their vehicles from legal liabilities, injuries, and car collisions. Its agents also safeguard policyholders from theft, vandalism, and non-collision-covered events. The company has a system that produces auto insurance quote comparisons. McGarry-Kearney Agency is committed to providing excellent service and building mutual trust with its clients.

License Verified:

License: 7086592

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1560 Livingston Avenue, West Saint Paul, MN 55118
  • Motorcyle & ATV

Why choose this provider?

Tom Stremski is a State Farm insurance agent that has been helping families, property, and vehicle owners in Minneapolis with their insurance needs since 1989. Stremski provides auto insurance for new drivers, collectors, uninsured motor vehicle owners, vehicle renters, and business travelers. These insurance policies typically include collision, comprehensive coverage, liability, car rental, travel expenses, rideshare driver, and emergency road service coverage. Tom Stremski is a second-generation State Farm agent and a member of Good Samaritan Board of Directors and Dakota County Regional Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (16)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3880 Laverne Avenue North, Lake Elmo, MN 55042
  • Multiple Carriers

Why choose this provider?

Zignego Agency Insurance was founded by John E. Zignego, who had about two decades of experience in the insurance industry before forming his own agency in 1975. The company has been serving Minneapolis clients' need for auto insurance policies through its partnership with several carriers. Its team of agents also offers DUI/DWI insurance and road assistance services. In addition, they also have a variety of other personal and commercial insurance products.

License Verified:

License: 40100171

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Will receiving a traffic ticket in Minneapolis automatically raise the cost of your auto insurance premium?

    No. As long as your infraction was minor and the rest of your record was clear, receiving a traffic ticket won't affect the cost of your auto insurance rate in Minneapolis. However, your auto insurance premium is likely to go up if you receive several traffic penalties. Because Minneapolis does not offer driver's license point reduction training, it is important to drive defensively.

  • Can you file a claim with your Minneapolis auto insurance for a blown engine after a collision?

    Yes. You can file an auto insurance claim in Minneapolis by getting in touch with your insurer as soon as possible if you have been involved in an accident and your automobile has sustained engine damage. You could be required to present proof that the engine damage was caused by the collision or other covered event and not by carelessness, poor upkeep, or technical failure.

  • Will your Minneapolis car insurance pay your losses after you've hit a tree?

    It depends. When you collide with a tree in Minneapolis, your automobile insurance company won't pay for your damages if they can show that you did it on purpose or that you were racing when you swerved into the tree. If the car you are using is for business, such as deliveries or ride-sharing, your claim will also likely be rejected.

  • Whom does your Minneapolis automobile insurance coverage insure?

    Your auto insurance in Minneapolis covers the individuals named as insured drivers while they operate your vehicle. Most policies also cover drivers who have permission to temporarily operate your vehicle but are not mentioned in the policy. For instance, your insurance coverage will probably cover the damages on the automobile if you let a friend drive your car and they figure in an accident.

  • Does your auto insurance in Minneapolis provide coverage for golf ball-related damages?

    Yes. The comprehensive coverage of your auto insurance in Minneapolis will pay for the damage if a golf ball hits your car, whether you are traveling on the highway or parked. The damage's extent and deductible would determine whether your insurance company would pay for the repair. If you can track down the person responsible for the golf ball, you can file a claim with their insurance company.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.