Expertise.com

Best Local Car Insurance Agencies in Brooklyn Park

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Aspen Agency logo
Visit WebsiteWebsite

License Verified:

License: 40138768

The Minnesota Department of Commerce Licensing Unit

Aspen Agency

2669 Coon Rapids Boulevard Northwest, Coon Rapids, MN 55433
Visit WebsiteWebsite
  • Boats
  • Motorcyle & ATV

Business Description

Aspen Agency is an independent insurance agency that provides various insurance products and policies to clients in Brooklyn Park and the surrounding areas. Some of its insurance policies include homeowners, flood, auto, individual disability, and landlord. For auto insurance, the company's collision coverage will pay for the damages to the vehicle, following an accident. Its comprehensive coverage will include other damages like fire, flood, theft, and vandalism. Other coverages include payments of medical expenses and replacement services.

License Verified:

License: 40138768

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elk Agency Insurance logo
Visit WebsiteWebsite

License Verified:

License: 20203096

The Minnesota Department of Commerce Licensing Unit

Elk Agency Insurance

327 Main Street Northwest, Elk River, MN 55330
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Elk Agency Insurance is a risk management specialist that serves the Brooklyn Park area. Included in its line of services is auto insurance, which includes liability, property, and medical coverage. The company's team of five agents insures high-risk drivers and clients with low credit. They compare policy options from multiple carriers such as Encompass, Progressive, Nationwide, and Travelers. Elk Insurance Agency has been in service since 1999. Its team carries over 60 years of experience in the insurance industry.

License Verified:

License: 20203096

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (10)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Erickson Insurance Agency of MN Inc logo
Visit WebsiteWebsite

License Verified:

License: 40004766

The Minnesota Department of Commerce Licensing Unit

Erickson Insurance Agency of MN Inc

PO Box 19656, Minneapolis, MN 55419
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Erickson Insurance Agency of MN Inc. is a family-owned business that has been in operation for over two decades. Serving the Brooklyn Park area, the company assists clients in various areas such as auto insurance. Its team offers six vehicle protection options, namely uninsured motorist, medical payments, collision, comprehensive, bodily injury, and property liability coverage. The agency also insures classic cars, RVs, and motorcycles. Some of Erickson Insurance Agency of MN Inc.'s partner carriers are MetLife and Encompass.

License Verified:

License: 40004766

The Minnesota Department of Commerce Licensing Unit

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gopher State Agency logo
Visit WebsiteWebsite

License Verified:

License: 20548713

The Minnesota Department of Commerce Licensing Unit

Gopher State Agency

1633 County Highway 10, Suite 16, Spring Lake Park, MN 55432
Visit WebsiteWebsite
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Gopher State Agency is an independent insurance agency that caters to clients in Brooklyn Park and the surrounding areas. The agency provides auto insurance policies with various types of coverage, including property damage, bodily injury, collision, uninsured and underinsured motorist, and comprehensive coverage. It also offers insurance for recreational vehicles, homeowners, workers, apartment renters, commercial establishments, and travel. Gopher State Agency has been helping individuals, families, and businesses with their insurance needs since 1962. It also serves clients throughout the states of Minnesota and Wisconsin.

License Verified:

License: 20548713

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Brokers of MN – Brooklyn Center – Steven Graham logo
Visit WebsiteWebsite

License Verified:

License: 446389

The Minnesota Department of Commerce Licensing Unit

Insurance Brokers of MN – Brooklyn Center – Steven Graham

6300 Shingle Creek Crossing, Brooklyn Center, MN 55430
Visit WebsiteWebsite
  • RV & Motorhome
  • Boats

Business Description

Steven Graham is a Brooklyn Center-based agent under Insurance Brokers of MN. He provides protection plans for Brooklyn Park residents and assists clients in acquiring auto insurance. He creates insurance plans that may include liability coverage to reimburse losses in case of injury to others. Graham began his career in the insurance industry over three decades ago. Because of his commitment to doing excellent work, he has clients that have been availing of his services for more than 20 years.

License Verified:

License: 446389

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (249)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Specialists Team logo
Visit WebsiteWebsite

License Verified:

License: 20461090

The Minnesota Department of Commerce Licensing Unit

Insurance Specialists Team

530 Jefferson Boulevard, Big Lake, MN 55309
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Insurance Specialists Team is an insurance agency that provides auto insurance solutions for clients in Brooklyn Park and nearby locations. It comprises local insurance specialists who help find an auto insurance policy that meets the unique set of needs of clients. They will explain all options in plain English and warn of potential risks of the auto insurance policy. The company has access to several insurance carriers, including Travelers, Progressive, Encompass, and AAA.

License Verified:

License: 20461090

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Arens logo
Visit WebsiteWebsite

License Verified:

License: 52992

The Minnesota Department of Commerce Licensing Unit

John Arens

3259 Johnson Street Northeast, Minneapolis, MN 55418
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

John Arens is an insurance agent of State Farm serving the Brooklyn Park and Minneapolis areas. With over 25 years of industry experience, Arens leads his team in providing insurance solutions for cars, homes, pets, motorcycles, and businesses. He informs car owners of their insurance options, including comprehensive, collision, rental reimbursements, and ridesharing coverages. Insurance coverage also includes sports cars, antique cars, and commercial automobiles. John Arens served as a police officer prior to his affiliation with State Farm.

License Verified:

License: 52992

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (129)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Martinson Agency LLC logo
Visit WebsiteWebsite

License Verified:

License: 40384921

The Minnesota Department of Commerce Licensing Unit

Martinson Agency LLC

505 North Chestnut Street, Chaska, MN 55318
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Martinson Agency LLC works with insurance companies such as Dairyland and Encompass to provide insurance solutions in Brooklyn Park. Having been in the business for over three decades, the family-owned agency carries auto, motorcycle, boat and watercraft, and homeowners' insurance plans. Car owners receive guidance in understanding state requirements and obtaining suitable insurance coverages, such as collisions and injury liability. Owner Tom Martinson began his insurance career as a life insurance salesman for American National Life.

License Verified:

License: 40384921

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Noah Insurance Group - Osceola logo
Visit WebsiteWebsite

License Verified:

License: 20258072

The Minnesota Department of Commerce Licensing Unit

Noah Insurance Group - Osceola

102 North Cascade Street, Osceola, WI 54020
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Founded in 1982, Noah Insurance Group - Osceola is an insurance company that covers clients in Brooklyn Park. The company offers policy plans to pay for unexpected damages to the car, such as traffic collisions and weather damage. It handles the medical fees of anyone harmed in the accident, including passengers and pedestrians. The company's plans also cover auto repairs and property damages. As an independent agency, it provides and compares plans from carriers like Arrowhead, Auto-Owners Insurance, and Hagerty.

License Verified:

License: 20258072

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (41)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
northcentralinsurance.com logo
Visit WebsiteWebsite

License Verified:

License: 40180263

The Minnesota Department of Commerce Licensing Unit

northcentralinsurance.com

16854 U.S. 10, Elk River, MN 55330
Visit WebsiteWebsite
  • Boats
  • Motorcyle & ATV

Business Description

North Central Insurance Agency answers the car insurance needs of vehicle owners in Elk River and the surrounding areas, including Brooklyn Park. Its professional agents can help drivers determine the coverage options that will suit their specific and individual needs. Available auto insurance policies have liability, collision, and personal injury protection coverage. In addition to standard car insurance, North Central Insurance Agency also offers insurance plans for other vehicles, such as motorcycles, ATVs, RVs, snowmobiles, and boats.

License Verified:

License: 40180263

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oakwood Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 8722

The Minnesota Department of Commerce Licensing Unit

Oakwood Insurance Agency

2003 Northdale Boulevard Northwest, Coon Rapids, MN 55433
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Oakwood Insurance Agency is an independent insurance provider that answers the coverage needs of individuals, families, and businesses in Brooklyn Park and the surrounding areas. Established in 1989, the company has agents who can help vehicle owners obtain comprehensive protection plans that will provide them with financial support in the event of an automotive emergency. All policies are drawn up based on each client’s specific needs, priorities, and risks. Oakwood Insurance Agency also offers homeowners, life, and health insurance.

License Verified:

License: 8722

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (22)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Peyer Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 40186022

The Minnesota Department of Commerce Licensing Unit

Peyer Insurance Group

5740 Brooklyn Boulevard, Minneapolis, MN 55429
Visit WebsiteWebsite
  • Multiple Carriers
  • RV & Motorhome

Business Description

Peyer Insurance Group is an independent insurance agency that has been addressing the insurance needs of Brooklyn Park residents for more than 45 years. Family-owned and operated, it is able to provide drivers assistance to obtain car insurance policies. As part of a local company, its agents have extensive knowledge of the Minnesota insurance markets, allowing them to offer suitable coverage options that will protect motorists in the event of an automotive agency. Peyer Insurance Group also insures recreational vehicles.

License Verified:

License: 40186022

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs