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Best Life Insurance Companies in Minneapolis

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Kriener Insurance logo
FEATURED

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Kriener Insurance

724 Bielenberg Drive, Ste 5, Woodbury, MN 55125
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  • Umbrella Insurance
  • Property Insurance
  • Health Insurance
  • General Liability Insurance
  • Landlord Insurance
  • Renter's Insurance
  • Commercial Auto Insurance
  • Commercial Insurance
  • Business Insurance
  • Car Insurance
  • Auto Insurance
  • Homeowners Insurance
  • Life Insurance

Business Description

As an independent agency, Kriener Insurance partners with several carriers to provide Minneapolis residents with a life insurance policy that fits their goals and financial situation. The company helps individuals and their families prepare for the risk of financial loss in case of demise by providing term plans, which are intended for a predetermined period, and permanent life insurance policies. It also assists clients in selecting their providers, including Encompass, Foremost, Bristol West, Nationwide, Progressive, and Kemper.

License Verified:

License: 40344347

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (12)
Facebook
4.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Advisen Life & Wealth logo
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License Verified:

License: 40757166

The Minnesota Department Of Commerce Licensing Unit

Advisen Life & Wealth

80 S 8th Street, Suite 4905, IDS Center, Minneapolis, MN 55402
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  • Life Insurance

Business Description

Advisen Life & Wealth is a financial firm that serves clients in the Minneapolis area. It offers life insurance, including related products like lost income replacement, debt management, mortgage protection, and retirement savings. It also handles rerouting life policies to education security, pension, and payment for final expenses. Disability and critical illness financial packages are also available in the company portfolio. Some of its insurance carriers include AIG, Blue California, John Hancock, Foresters Financial, Natiponal Life Group, and Pan American Life.

License Verified:

License: 40757166

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American Midwest logo
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License Verified:

License: 3242

The Minnesota Department Of Commerce Licensing Unit

American Midwest

3121 Saint Croix Trail South, Afton, MN 55001
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  • Life Insurance

Business Description

American Midwest Agency is a locally owned and operated independent insurance agency that has been providing insurance services in Minneapolis since 1971. It offers personal insurance protection for automobiles, homeowners, and motorcycles. In addition, it helps clients who are interested in life insurance. The agency partners with several insurance companies, such as Safeco and Progressive, giving its clients a variety of policy options. David Bugnon, the agency's owner, has been in the insurance business for over 35 years.

License Verified:

License: 3242

The Minnesota Department Of Commerce Licensing Unit

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Armar Insurance Agency, LLC logo
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Armar Insurance Agency, LLC

7600 Wayzata Blvd Ste 2B, Minneapolis, MN 55426
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Business Description

Armar Insurance Agency LLC is a full-service life and health insurance company in Minneapolis, with additional offices in Sacramento and Yreka, California. Its agents are licensed to offer clients many services, such as advising on coverage requirements and state regulations, sourcing suitable policies from dozens of insurance carriers, and annually reviewing each client's policy to ensure it's still their best solution. The agency also offers customized life and health insurance services for federal employees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Command Financial Services, Inc. logo
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First Command Financial Services, Inc.

2950 Metro Dr Ste 210, Bloomington, MN 55425
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Business Description

First Command Financial Services Inc. builds financial plans for individuals, specializing in life, disability, and long-term care insurance. Its financial advisors help clients understand their coverage needs and explain the details of their policy options. Typical life insurance policies can be used for multiple purposes, such as paying off a mortgage, resolving debts, and leaving a financial legacy for loved ones. Many of the agency's clients are current and former members of the military, including veterans and their spouses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foster Klima logo
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License Verified:

License: 40340528

The Minnesota Department Of Commerce Licensing Unit

Foster Klima

920 Second Avenue South 11th Floor, Minneapolis, MN 55402
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  • Life Insurance

Business Description

Foster Klima serves individuals and businesses in Minneapolis and the surrounding communities. The company offers insurance policies for life, long-term care, and disability income. It also assists with cash flow and budgeting, money purchasing plans, tax strategies, charitable giving, and debt elimination. Business planning solutions like split-dollar arrangements, buy-sell agreements, and employee benefits are also available. Foster Klima supports charitable and civic organizations like the Memorial Sloan Kettering Cancer Center, Habitat for Humanity, Disabled Veterans of Minnesota, and Kids at Hope.

License Verified:

License: 40340528

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Glover Insurance Agency Inc. logo
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License Verified:

License: 834

The Minnesota Department Of Commerce Licensing Unit

Glover Insurance Agency Inc.

2520 Lowry Ave N, Minneapolis, MN 55411
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  • Life Insurance

Business Description

Glover Insurance Agency Inc. is a family-owned business that has been serving individuals and businesses in Minneapolis since 1981. It caters to clients looking for life insurance plans to cover the financial needs of their dependents and families after their demise. It also provides other packages such as health, home, auto, and commercial auto insurance policies. The agency, which was established by Bernie Glover, has been in the industry for more than four decades.

License Verified:

License: 834

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GoldenCare logo
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GoldenCare

10700 Old County Road 15 Ste 450, Plymouth, MN 55441
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Business Description

GoldenCare is an independent life insurance agency near Minneapolis that's specialized in serving seniors since it opened in 1976. Its licensed agents are experts in the long-term care sector who advise personal clients on a range of options, whether it's grandparents building college funds for their grandchildren, individuals arranging their funeral expenses, or people nearing retirement who want to generate continued income. The agency also specializes in critical illness cover and Medicare plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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gopherstateagency.com logo
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gopherstateagency.com

1633 County Highway 10 Ste 16, Spring Lake Park, MN 55432
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Business Description

Gopher State Agency is an insurance company serving individuals, families, and businesses since 1962. It's an independent company specializing in individual life and health insurance policies offered by multiple carriers. Its agents advise on the best coverage and policies for clients' needs, explain the conditions that come with each, and keep tabs with clients to ensure their policies are still working for them. The agency's policies include permanent life insurance and various Medicare plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Herb Monson Agency, Inc logo
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License Verified:

License: 20286346

The Minnesota Department Of Commerce Licensing Unit

Herb Monson Agency, Inc

2416 East 117th Street, Burnsville, MN 55337
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  • Life Insurance

Business Description

Herb Monson Agency, Inc., is a full-service insurance broker serving residents throughout Minneapolis. It has access to multiple insurance providers, helping clients find suitable deals. The agency offers term life, universal life, and whole life insurance policies. More than that, it also insures homes, cars, motorcycles, boats, ATVs, snowmobiles, and golf carts. Herb Monson founded the company in 1994 in Eagan. In 2001, he incorporated the business and moved it to its present location in Burnsville.

License Verified:

License: 20286346

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Higgins Insurance Agency logo
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License Verified:

License: 5658

The Minnesota Department Of Commerce Licensing Unit

Higgins Insurance Agency

2214 Central Ave NE, Minneapolis, MN 55418
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  • Life Insurance

Business Description

Higgins Insurance Agency serves individuals, families, and organizations in Minneapolis and the surrounding areas. The independent firm offers personal lines coverages, including life insurance policies. Its options for life insurance include term and permanent policies that cover mortgages, living expenses, co-signed debts, loans, and estate taxes. It also provides long-term care, homeowners', auto, and commercial insurance plans. Its owner, Jim Higgins, leads a team of insurance agents in providing clients with policies appropriate to their lifestyles.

License Verified:

License: 5658

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (16)
Yelp
4.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Innovative Insurance Services logo
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Innovative Insurance Services

8091 Old Carriage Ct, Shakopee, MN 55379
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Business Description

Innovative Insurance Services LLC is an independent agency with the freedom to shop around for policies that give its clients the coverage they need and budget-friendly monthly premiums. Its wide range of products includes life and health insurance policies that cater for a wide range of needs. The agency's financial advisors can help individuals and families in need of health plans that pay for major and long-term medical costs, and seniors looking for final expenses policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jaeger Insurance Agency Inc. logo
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Jaeger Insurance Agency Inc.

6957 Highway 10 NW Ste 107, Ramsey, MN 55303
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Business Description

Jaeger Insurance Agency Inc. is an independent insurance agency near Minneapolis that specializes in several types of personal and business insurance, including life insurance for individuals and families. Andrew Jaeger, the company's founder and lead agent, provides experienced financial advice and support. His clients cover a wide range of people, from mortgage-holders looking for protection should they lose their income to seniors wanting a secure means of paying for the grandchildren's education.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
John Arens logo
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License Verified:

License: 20102062

The Minnesota Department Of Commerce Licensing Unit

John Arens

3259 Johnson Street Northeast, Minneapolis, MN 55418
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  • Life Insurance
  • Health Insurance

Business Description

John Arens is a State Farm insurance agent in Minneapolis who has been serving local residents and families for more than 25 years. Arens specializes in helping clients find and create insurance plans that fit their lives and specific needs. His services include life, automobile, homeowners, property, and umbrella insurance. Prior to becoming a State Farm agent, Arens was a police officer. He has a passion to protect his community, friends, and neighbors and building strong relationships with his clients.

License Verified:

License: 20102062

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (132)
Facebook
4.0 / 5 (10)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lakeside Insurance logo
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License Verified:

License: 40065256

The Minnesota Department Of Commerce Licensing Unit

Lakeside Insurance

11979 County Road 11, Burnsville, MN 55337
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  • Life Insurance
  • Health Insurance

Business Description

Lakeside Insurance Brokers is a multi-line insurance solutions specialist that caters to the insurance needs of clients in Minneapolis and nearby localities. Established in 1990, the company provides a varying array of life insurance policies, such as term life, whole life, children's whole life, and universal life coverages. Its independent insurance agents represent over 50 carriers and help clients compare coverage options depending on their requirements. Its other products include personal, business, and health insurance. The company operates in six states nationwide.

License Verified:

License: 40065256

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (31)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Michelle Stinson Agency Inc logo
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License Verified:

License: 40354700

The Minnesota Department Of Commerce Licensing Unit

Michelle Stinson Agency Inc

6230 10th Street North, Oakdale, MN 55128
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  • Life Insurance

Business Description

Michelle Stinson Agency, Inc., is a life insurance company serving clients in the Minneapolis area. It offers both simplified term life and term life insurance, with the option of choosing from 10-, 15-, 20-, or 30-year policies. Additionally, its whole life insurance plans, which include children’s and senior whole life insurance, are tailored for the youth and elderly, respectively. In addition to Minnesota, Michelle Stinson Agency also caters to clients located in Wisconsin and Iowa.

License Verified:

License: 40354700

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (140)
Facebook
5.0 / 5 (43)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Central Insurance Agency logo
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License Verified:

License: 20279903

The Minnesota Department Of Commerce Licensing Unit

North Central Insurance Agency

16854 U.S. 10, Elk River, MN 55330
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  • Life Insurance
  • Long Term Care

Business Description

North Central Insurance Agency is an independent insurance agency that serves clients in Minneapolis. It offers various types of life insurance policies, including term policies that ensure income replacement, whole life policies to pay for final expenses, and universal policies that allow clients to invest their money in stocks. In collaboration with local and national insurance companies, the insurance agency strives to deliver insurance coverage that suits the needs of clients. North Central Insurance Agency was established in 1998.

License Verified:

License: 20279903

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northwestern Mutual logo
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License Verified:

License: 20230137

The Minnesota Department Of Commerce Licensing Unit

Northwestern Mutual

225 S 6th St Ste 2900, Minneapolis, MN 55402
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  • Life Insurance

Business Description

Northwestern Mutual has been serving clients in Minneapolis and the surrounding areas for more than 160 years. It provides permanent and term life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency strives to honor its commitment to its 4.2 million clients by setting aside much of its capital and continues to grow its surplus to invest in personnel development. Brian Samec is the company's resident wealth management advisor who has been with Northwestern Mutual since 2000.

License Verified:

License: 20230137

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Oak Tree Insurance logo
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Oak Tree Insurance

15870 Franklin Trl SE Ste 105A, Prior Lake, MN 55372
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Business Description

Opened in 2013 by former banking financial adviser Corey Stich, Oak Tree Insurance is an independent agency that shops around for the best life insurance policies for its clients. The agency is linked to more than 20 of the leading insurance carriers, including Travelers and The Hartford. Mr. Stich and his team provide comprehensive financial advice on every type of product, from term life and permanent life insurance to polices that pay out if the holder suffers a long-term disability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oakwood Insurance Agency logo
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Oakwood Insurance Agency

2003 Northdale Blvd NW, Coon Rapids, MN 55433
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Business Description

Oakwood Insurance Agency is an independent insurance agency founded in 1989. It specializes in selling life and health insurance to individuals and health insurance to groups. The agency has developed strong relations with many leading insurance carriers, giving it the scope to offer clients a wide range of policies. Its agents explain policy details and advise clients on their options, based on the client's coverage needs and budget. Oakwood Insurance Agency also offers long-term care insurance and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.7 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Options Insurance logo
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License Verified:

License: 40676967

The Minnesota Department Of Commerce Licensing Unit

Options Insurance

102 N Jonathan Blvd #210, Chaska, MN 55318
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  • Life Insurance

Business Description

Options Insurance is an independent agency serving clients in Minneapolis. Its team offers term life insurance that provides a death benefit that pays for funeral costs, debts, and children's tuition. The agency also provides insurance products for automobiles, boats, businesses, condos, and farms. It has formed partnerships with several insurance carriers, allowing it to compare and offer a variety of coverage options for clients. Options Insurance's values include stewardship, education, personalized process, security, and gratitude.

License Verified:

License: 40676967

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (25)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pampusch Agency logo
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License Verified:

License: 20579670

The Minnesota Department Of Commerce Licensing Unit

Pampusch Agency

17205 Yale Street Northwest, Elk River, MN 55330
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  • Life Insurance
  • Health Insurance

Business Description

The Pampusch Agency is a one-stop shop for personalized life insurance serving Minneapolis and surrounding communities. Founded in 1978 by Rob Pampusch, it provides insurance products covering the risks of early death, leaving family members and loved ones without support. The Pampusch Agency is an independent provider representing several insurance carriers. Rob has been a producer for Farmers Union Agency since 2006, has maintained his Certified Insurance Counselor (CIC) designation since 2010, and is licensed in Property Casualty, Life, Health & Accident Insurance in Minnesota.

License Verified:

License: 20579670

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prior Lake State Agency logo
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Prior Lake State Agency

16677 Duluth Ave SE, Prior Lake, MN 55372
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Business Description

Prior Lake State Agency was formed in 1967 to provide independent insurance services to personal and commercial clients. The agency's life insurance agents provide experienced advice and guidance while evaluating the policies of some of the nation's most trusted insurance companies to find the right one for each client. The policies cover a range of needs, from providing an income after retirement to paying for long-term home care and covering mortgage payments when unemployed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Quotacy logo
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Quotacy

505 Highway 169 N Ste 560, Minneapolis, MN 55441
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Business Description

Quotacy is an independent life insurance company in Minneapolis. Its licensed agents offer a range of services, from assessing the client's coverage needs and sourcing suitable policies to handling the underwriting process and reviewing paperwork issued by the insurance carrier. Clients can take out whole life insurance, and term life insurance over 10, 20, 30, and 40-year periods, each suitable for different needs, such as dealing with long-term debts or leaving funds for grandchildren.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (30)
Rischall Financial Group logo
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Rischall Financial Group

11300 86th Ave N, Maple Grove, MN 55369
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Business Description

The Rischall Financial Group is an independent insurance agency with clients throughout Minnesota. Its agents provide one-on-one services, helping clients make better financial choices and sourcing life and health insurance policies from many of the nation's leading insurance companies. They can arrange health care policies for any need, including supplemental medical services, such as dental and vision, and life insurance policies that cover medicare, final expenses, mortgage repayments, and college fees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Slate Small Business Solutions logo
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License Verified:

License: 40599482

The Minnesota Department Of Commerce Licensing Unit

Slate Small Business Solutions

1121 Jackson St NE Suite 136, Minneapolis, MN 55413
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  • Life Insurance

Business Description

Slate Small Business Solutions is a women-owned insurance brokerage firm serving the people of Minneapolis. It provides employers with group term life policies they can incorporate into their employee benefits programs. The insurance plan gives protection for both employees and their loved ones. There are also short- and long-term disability coverage packages available. One of the owners, Emily Breitenfeldt, started her career in health insurance in 2014 before transitioning to small business insurance in 2018.

License Verified:

License: 40599482

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Landreau Group logo
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License Verified:

License: 20362227

The Minnesota Department Of Commerce Licensing Unit

The Landreau Group

Minneapolis, MN
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  • Life Insurance

Business Description

Established in 2003, The Landreau Group is an independent insurance agency that caters to clients in the Minneapolis metro and the surrounding areas. It provides term and whole life insurance options from 40 different carriers. It also offers personal auto, home, boat, and RV insurance plans. Its team of professionals customizes general liability, workers' compensation, and abuse and molestation insurance solutions. Owner and founder Carlos Landreau has been in the corporate, entrepreneurial, and insurance industries for more than 25 years.

License Verified:

License: 20362227

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.6 / 5 (10)
Yelp
3.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Theisen Escobar Agency logo
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License Verified:

License: 40709073

The Minnesota Department Of Commerce Licensing Unit

Theisen Escobar Agency

428 Minnesota Street, Saint Paul, MN 55101
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  • Life Insurance

Business Description

Theisen Escobar Agency is an insurance company that was established in 2009. It has been providing its personalized and full-service experience to clients in Minneapolis and the surrounding areas. It provides clients with financial education through its professional, specialized agents. Its offered services include general liability, workers' compensation, life insurance, business continuation, and disability and employee benefits. Its life insurance will help provide personal and business protection for dependents in case of the client's death.

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License: 40709073

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Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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